How wealthy are you?

[GhostRider]

So in the "stock and shares" discussion, a figure was stated that 50% of the population has at least £36k in wealth.

I'm taking wealth to be defined as "Cash I have laying about in my account thats not needed for anything, not doing anything, just £36k or more that I have readily available".

This does not include cars you may own, mortgage, shares or investments. This is cold solid hard cash, that you could readily invest in the stock market in the next 5 minutes should you desire.

Derivative regards £10k as small change, I think it is quite a bit of money for someone to just have laying around.

So, the question is, do you, as an individual, have £36k or more in stone hard cash. Simple question which can be answered adequately by the poll.

GhostRider
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I have all the characteristics of a human being: blood, flesh, skin, hair; but not a single, clear, identifiable emotion, except for greed and disgust. Something horrible is happening inside of me and I don't know why. My nightly bloodlust has overflown into my days. I feel lethal, on the verge of frenzy. I think my mask of sanity is about to slip.

[The Shaggy D.A.]

Not any more, but the house is paid for now.
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Currently : Royal Enfield 350 Meteor
Previously : CB100N > CB250RS > XJ900F > GT550 > GPZ750R/1000RX > AJS M16 > R100RT > Bullet 500 > CB500 > LS650P > Bullet Electra X & YBR125 > Bullet 350 "Superstar" & YBR125 Custom > Royal Enfield Classic 500 Despatch Limited Edition (28 of 200) & CB Two-Fifty Nighthawk > ER5

[GhostRider]

Doesn't count. So thats a no for you.

GhostRider
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I have all the characteristics of a human being: blood, flesh, skin, hair; but not a single, clear, identifiable emotion, except for greed and disgust. Something horrible is happening inside of me and I don't know why. My nightly bloodlust has overflown into my days. I feel lethal, on the verge of frenzy. I think my mask of sanity is about to slip.

[Joncrete Cungle]

Do you count physical gold and silver? Precious metals held in a bullionvault / gold money account?

[The Shaggy D.A.]

[Andy_Pagin]

I've got about £36k in debts and that's not counting the mortgage!
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They're coming to take me away, ho-ho, hee-hee, ha-haaa, hey-hey,
the men in white coats are coming to take me away.
Yamaha Vity -> YBR125 -> FZS600 Fazer -> FZ1-S Fazer

[GhostRider]

[Mr.Everready]

[pa_broon74]

Although I would have favoured a 'do I fuck' option, 'no' also does the job.
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Didn't catch anything.

[Aff]

I dont know where those stats came from, but here is HMRC's stats for "Liquid Wealth" which i think is close to what you are talking about.

https://cdn.bikechatforums.com/files/31-08-2012_15-36-39.jpg

So 10.9% of people have £30-50K, more people actually have £50-100k in liquid wealth.

I like the stat for men vs women for 5 million and over.

and also how 0.1% of people own 23% of the country's wealth...
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Current Bikes:Honda 929RR Fireblade, Honda CD200 Benly (Project), Stomp Z2 140
Electric Bike Project

[mentalboy]

'Spare me a copper, Guv?'
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Make mine a Corona.

[tatters]

I,ve got a quite a large sum above that amount in my savings account, made up from insurance payouts and saving a chunk of my wages each month, at the age of 25 its quite a descent sum, don't know why l have saved it over the past 5 years as l don't really have any life plans at the moment l just feel the need to save and to live within my means rather than blowing the whole lot on bikes/holidays.
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Past:NRG50,AF1125(x2),NSR125RR,ZZR250,CX500,VFR400,KR1S,ZZR600(x2),CB400N,YZF1000(x2),KH125,Z200,FX400R,CBR954RR(x2)GPZ500S,GT550,VFR750F(x2),RD350N,XR650R,CBR600F,CB250,KDX250,YZF750R,CRM250,400EXC,KLR650,TTR600RE,DR350S,R100GSPD,RGV250,VMAX1200,DL650,KZ750 Present:G650XC,C12,CRF450X,1190ADV

[GhostRider]

[Chalky.]

Anyone with £36k lying around is idiotic imo. Such a waste given the current crap interest rates and other investment opportunities.

[mjn51]

[UnspeedySam]

I'd love to have some savings but I have just bought my first house (or rather started repaying a mortgage). Currently I have about £3k to my name which needs to be spent on various mundane things for the house. When all that is taken care of I plan on saving a decent amount per month as having that little if I were to lose my job tomorrow bothers me.
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Riding: BMW R1150RT `02 bought mildly crashed
Fixing: Also the BMW as I get less broken bits
Gone: ZZR600 '00, TRX850 '97, RXS100 '93, JS125-6B '07, BMW R1100RS '93, Kawasaki ZX-6R-J2 '01, Honda Bros NT400 NC25 '88

[GhostRider]

[garth]

'Hell fucking no' wasn't an option, so I clicked no.

I've got about a tenner and half a packet of wine gums.

[D O G]

I'm 32, have a good job, live in a rented house and have less than £3k to scrape together, including one Oz of gold I have from Australia (which I don't want to sell for 'sentimental' reasons).

Kids are expensive, people.

[Bomberman]

[angryjonny]

[Mr.Everready]

[Benno]

[angryjonny]

[MarJay]

I wish I had that much liquid cash. Even when I inherited money from my great uncles I never had that much, even if you added them both together.
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F; Cheap project: CBR900RR FireBlade
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.