Insurance company that actually insure restricted bikes?

[Fspider]

Hi folks, I have joined this forum in the hope to get a few answers to a few queries that I have regarding my sons biking future.
I my self am a biking vet of 30 years, but I have searched the www for certain answers, most to no avail
My first question is, can anyone please suggest to me a specific insurance company that actual DO insure motorcycles that have been fitted with the 33hp restriction kit. My son (now18) passed his cat A restricted licence last year and has one year left before his restriction is lifted. He has one years no claims on his other bike as well as having his A restricted licence for a year.
So now he wants to buy a larger bike ( 750 Mv Agusta F4) that will be restricted to 33hp.
I have tried ALL the comparison sites but none of them have sections for restricted bikes. So I decided to try to call an insurance company Carol Nash in person, after 30 minutes giving our life story and wasting my time, they tell me that they will not insure a restricted bike ( although I heard different ). One often hears of larger bikes being restricted, but we're do people go for insurance?
So fellas, does anyone actually know of any companies that actually insure bikes that have been restricted to 33 hp Some one I can actually ring and talk to knowing they will insure restricted bikes......please

[MattJ]

Only had to insure a restricted bike once. All I did was go with the cheapest and named the 33bhp restriction as a modification and there was no problem with that. There won't be a section on comparison sites for restricted bikes as they are not a section, he still has a full license.

When using comparison sites just list the 33bhp restriction as a modification.

[carvell]

If I were you I would simply select the correct make/model from the list. You could always declare the restriction as a mod if you wanted.

You probably won't get any kind of reduction in premium from insurance companies for having a 33 bhp restriction.

(edit: pah- someone beat me!)
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Yamaha TDM 850

[Fspider]

Thanks for your quick reply, however I have even tried to use the modification section of the comparison sites. But they do not understand/compute :rolleyes:
So that's why I want to actually talk to some one (insurance company) who knows what they are talking about so I can insure my son with little fuss.

[Kickstart]

Hi

Ebike have a 33hp restricter as one of the mods on their quote pages

All the best

Keith
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[Pol Anorl]

declaring 33bhp on some make the price higher so shop around
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[colicabcadam]

don't you just insure it as a normal bike ? it's down to you to make sure the bike meets you licence requirements ?
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[binaryferret]

I use gocompare mainly and there is a few options for restrictors

When going through the quote details,

in the 'Bike details section'

->Modified/adapted/option extras
->Select yes
->new window prompt will appear
->Select Engine/Transmission tab

Restrictor options are on the right.
I got quotes using that before I decided to do full bike license.
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CBT: 07/2011 | Theory: 08/2012 | Current Bike: Yamaha YBR 125 Custom 2009

[Rogerborg]

[colicabcadam]

also, i would not restrict a 120 hp bike to 33bhp....... lol
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[DreadHead]

[colicabcadam]

[Blau Zedong]

[colicabcadam]

[P.addy]

Ridden a restricted GSXR750, wasn't that bad. He was keeping within the law that's all.

I never did, but its up to others if they want to restrict their bikes.

OP,usually I'd say H&R insurance, pretty cheap and accept 33hp bikes, just they are faggots and demand proof... see thread here > https://www.bikechatforums.com/viewtopic.php?t=253442

[colicabcadam]

[Fspider]

Thanks for all your replays, even the silly ones. My sons bike will be restricted, I don't want him taking the chance of loosing his (now valuable) restricted license. If that happens then he will have to wait 5-6 years under the new biking rules in 2013 to ride a big bike. All said and done as things are right now, he will be 18 going on 19 when his restriction is lifted and he can ride what he likes.
He has saved hard to buy this F4 and nothing else will do. He does regularly ride my Full power F4 and Hayabusa of road on a private road, so he knows certainly how to handle a big bike. He will still be keeping his 125 to compute to collage on, the F4 will only be for the occasional sunny days
I shall try The links above thanks very much. However I do miss the days of just picking up the phone and asking for a quick quote. Now they won't answer a simple question unless they real of 100 question
Though after paying over £4000 each for both of my sons car insurance at 18, insurance company's are right up there with the devil and bankers IMO

[colicabcadam]

wow, wish my old man paid for my insurance when i was younger lol
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[P.addy]

[Blau Zedong]

[colicabcadam]

nah wonga actually and if it annoys you any more, just had 8k spent on the rs4

2 of you, 3 vehicles and they are all shitahs
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[nowhere.elysium]

colicabcadam - you are the last person on this forum to have any right to lecture others about misspent money. If the OP's son wants to restrict an MV F4, so be it.
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[Cheeseybeaner]

33hp restricted MV F4? That must be embarassing! Surely a 500 would be a lot more sensible and easier to insure?

[Fspider]

[Fspider]