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knocked off bike..

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Jammy-G This post is not being displayed because the poster is banned. Unhide this post / all posts.

Gazdaman
I did a trackday!!!



Joined: 12 Aug 2004
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PostPosted: 18:15 - 24 Oct 2004    Post subject: Reply with quote

He is breaking the law by not giving you his details at the scene of the accident. I read it in a thread the other day something to the effect of 'what to do in the event of an accident'.

If you've got witnesses I'm sure you'll be fine. He'll be looked badly apon for not stopping properly after the incident.

Maybe you were too close in the first place to hit him? I'm puzzled how you went into the side of him with him doing a u-turn?

What did the police say?

Gaz
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Jammy-G This post is not being displayed because the poster is banned. Unhide this post / all posts.

mattsmith95
Traffic Copper



Joined: 03 Oct 2004
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PostPosted: 18:24 - 24 Oct 2004    Post subject: Re: knocked off bike.. Reply with quote

Jammy-G wrote:
Just been involved in an accident, going toward a mini roundabout following a mercedes, he did a u-turn on the roundabout without indicating, and I just went into the side of him. He then drove off and stopped about 100 yards up the road, got out walked to wards me, asked if I was ok, then told me that he was indicating.. (he didn't even have to be prompted, he just said it), then he got back in his car and drove off....

Now is that illegal on his part ? He didn't even wait around for me to get my bike off the road, he just vanished !


Nasty Thumbs Down

The driver clearly broke the law by leaving the scene of the accident, as you have reported it and you have a witness the
law is on your side. Even better for you because you got the registration of the car, now all you can do is wait for the police
to do their job. (if not you can make a complaint against the officer who you spoke to at the station)

In the meantime, get your bike checked out, get an estimate and speak to your insurance company, they will advise you on
getting your bike repaired.

Good luck.
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Flip
Super Spammer



Joined: 28 Feb 2004
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PostPosted: 18:29 - 24 Oct 2004    Post subject: Reply with quote

So you 'straight lined' the roundabout? Lane disipline my instructor called it. (Or have I got the wrong end of the stick? Karma )

Oh. Hang on. I think I see what you mean Thumbs Up


Last edited by Flip on 18:33 - 24 Oct 2004; edited 1 time in total
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Flip
Super Spammer



Joined: 28 Feb 2004
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PostPosted: 18:34 - 24 Oct 2004    Post subject: Reply with quote

(Just edited post) Thumbs Up
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Shaun
Likes 'em bent



Joined: 17 May 2003
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PostPosted: 18:48 - 24 Oct 2004    Post subject: Reply with quote

OK, you've done right so far, now call your insurance and tell them you've been involved in an accident, I'm guessing you'll have to do this tomorrow. They should then send you some forms to fill out with details of what happened, the other vehicles registration and so on, they will then take it from there and try to get you compensation.

The driver did the same thing that the person who knocked me off did, expect to receive a letter from the police in a few months time infrorming you the driver went to court and lost his license. He will probably get done for failing to report an accident, leaving the scene of an accident and driving without due care and attention.

Good luck with everything and I hope you aren't hurt and everything sorts its self out. Thumbs Up
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Sadie
World Chat Champion



Joined: 14 Jul 2004
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PostPosted: 18:58 - 24 Oct 2004    Post subject: Reply with quote

He will get taken to court, however, that does not necessarily mean that he will lose his licence.

Failure to stop and failure to report damage/injury are taken as one offence by the courts and carry a penalty of 5-10 points and a possible fine (up to £1,000). Insurers really don't like people with this endorsement and his insurance will be jacked up for several years.

Driving without due care and attention carries a penalty of between 3-9 points.

So depending on how many points he currently has, and how many he is penalised, he may not actually get banned.

Sorry to disappoint.

However, if he is charged with driving without due care and attention, your insurance claim should be easier.

Thumbs Up Hope it all works out.
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Jammy-G This post is not being displayed because the poster is banned. Unhide this post / all posts.

NickD
World Chat Champion



Joined: 20 Aug 2004
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PostPosted: 19:39 - 24 Oct 2004    Post subject: Reply with quote

Jammy-G wrote:
Can I get money for ripped jacket, jeans from the insurance? What about my helmet, although it only has slight marks, I hit the floor with it so can I claim for a new helmet, or is it just the bike i can claim for?


Depends on your cover, and liability. If it's found in your favour, you should claim for everything that was damaged. They will usually try to palm you of with a couple of crap offers first, but unless you're desperate, refuse them. As for the lid, if it hit anything, no matter how gently, as far as bike claims are concerned it has done it's job, and can no longer be relied upon as protection. It should be replaced.
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headlamp
World Chat Champion



Joined: 26 Nov 2003
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PostPosted: 23:48 - 24 Oct 2004    Post subject: Reply with quote

I HATE Mercedes drivers! They are so arrogant and resent bikers as they move through traffic faster then them! Sorry to hear about your accident.

I was told on my DAS training that it is illegal for cars to do a U turn on a mini roundabout. If that's true and you have two witnesses to say that then he's broken the law! Secondly, unless he goes to a police station within the next 24 hours to report the accident then he can be reported for failure to give details. These two facts alone mean that you can ask the police to get his insurance details on your behalf and then get your insurance company to pursue for your damage and uninsured losses, which may include your increase in insurance premiums as a result of making a claim!

Let us know how you get on!
H
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Using a mobile phone while driving a car should be made a capital offence!
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Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 00:22 - 25 Oct 2004    Post subject: Reply with quote

If your claim is successful then it is made up of two parts, "special damages" which are all your financial losses and expenses which were caused by the accident, so this does include clothing, bike etc and "general damages" which are for any injuries you got in the accident, your insurance company will deal with all this for you though.
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Jammy-G This post is not being displayed because the poster is banned. Unhide this post / all posts.

Demonic69
The Pink Rhino



Joined: 31 May 2002
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PostPosted: 09:34 - 25 Oct 2004    Post subject: Reply with quote

I know it's not easy to do for some, but when you go to se a specialist, LIE!
With my claim I pretty much told the truth, even though the doc was propting me to tell a few fibs.
You've had sleepless nights, found it hard to go out and socialise etc.
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tintin
Traffic Copper



Joined: 23 Jun 2004
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PostPosted: 09:38 - 25 Oct 2004    Post subject: Reply with quote

You had better hope that the other guy driving had insurance, it might be why he drove off.

Can I recommend a company called Rider Support who will pursue the claim for you.
www.ridersupport.co.uk
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Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 12:29 - 25 Oct 2004    Post subject: Reply with quote

Demonic69 wrote:
I know it's not easy to do for some, but when you go to se a specialist, LIE!

Why? Confused

Thats no more right than people just inventing injuries because they can make a quick Pound Coin , you'd be pissed off if someone was claiming against you with a selection of ficticous injuries so why claim off others with ficticous injuries? Confused


Last edited by Ste on 12:39 - 25 Oct 2004; edited 1 time in total
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Jammy-G This post is not being displayed because the poster is banned. Unhide this post / all posts.

Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 12:42 - 25 Oct 2004    Post subject: Reply with quote

Tintin, if the driver does not have insurance then Jammy-G still has a claim as it is covered by the Motor Insurance Bureau who pay out for untracable or uninsured drivers. They will go after the driver of the car to get whatever the insurance claim costs them back off him.
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map
Mr Calendar



Joined: 14 Jun 2004
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PostPosted: 13:13 - 25 Oct 2004    Post subject: Reply with quote

Jammy-G wrote:
...I've already said to the police that I have no injuries except a couple of grazes...

You'd be surprised what the body does to save itself when you have an accident.
Your adrenaline and other levels will be higher and you don't feel the pain.
When you're safe the body relaxes and returns to normal and then you can ache like there's no tomorrow.
It's not unknown for people not to realise they've got broken bones (ok, maybe not if they try to walk away with a busted foot/leg Rolling Eyes, but hands, ribs, etc).

Sorry to hear of your accident.
Best of luck sorting it out.

From my experience you'll probably get a 50/50 award.
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Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 13:55 - 25 Oct 2004    Post subject: Reply with quote

It means that the blame is decided it was half his fault and half your fault. So if your/his claim was for £100 you/he get paid £50 of it, and if your/his claim was £1000 then you/he would get £500 of it, so both of you get something paid by the others insurance just not 100% of your claim.
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map
Mr Calendar



Joined: 14 Jun 2004
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PostPosted: 14:01 - 25 Oct 2004    Post subject: Reply with quote

Jammy-G wrote:
map wrote:

From my experience you'll probably get a 50/50 award.

Whats that?

Half your fault, half his fault. So only half the money.
Don't know if the insurance company will take leaving the scene etc. into account - don't depend on it. Suspect the insurance company will try to pay you as little as possible, then charge you as much as possible when you renew Evil or Very Mad
____________________
...and the whirlwind is in the thorn trees, it's hard for thee to kick against the pricks...
Gibbs, what did Duckie look like when he was younger? Very Happy
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killa
Won't Shut Up



Joined: 18 Oct 2004
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PostPosted: 14:22 - 25 Oct 2004    Post subject: Reply with quote

It takes two to tango, be more careful next time. Very Happy Thumbs Up
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Bike:- Yamaha TRX850 | Killas Biking History | Killas Gaming History | Killas autmotive history
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Demonic69
The Pink Rhino



Joined: 31 May 2002
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PostPosted: 14:59 - 25 Oct 2004    Post subject: Reply with quote

Ste wrote:

Why? Confused

Thats no more right than people just inventing injuries because they can make a quick :pound., you'd be pissed off if someone was claiming against you with a selection of ficticous injuries so why claim off others with ficticous injuries? Confused


Because it make no difference to you the amount people claim, only that they do. If I hit someone I'd be expecting a large compo bill, but that's why we pay insurance.
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