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recman
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PostPosted: 17:37 - 02 Oct 2012    Post subject: Brick wall Reply with quote

I've been searching some local dealer websites and I've seen some very nice bikes at reasonable prices but now I've come up against a brick wall.
I've contacted two dealers so far about a test rides and explained that I've just passed and my licence has been sent off for the update.

'Sorry mate, our insurance will only cover you if you've been riding on a full licence for a year', came the replies.

WTF? Do they think I'm trying to pull a fast one?
How am I supposed to find out what bike is right for me if I can't get even get a test ride? Thinking
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Cuchulain
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PostPosted: 17:45 - 02 Oct 2012    Post subject: Re: Brick wall Reply with quote

I'm in the same boat. I'm just trying to read up on plenty of reviews and generally find other peoples experiences.

Going and sitting on the bikes at least gives you an idea of height, weight, comfort etc.
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arry
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PostPosted: 17:46 - 02 Oct 2012    Post subject: Re: Brick wall Reply with quote

qb78 wrote:

'Sorry mate, our insurance will only cover you if you've been riding on a full licence for a year', came the replies.

WTF? Do they think I'm trying to pull a fast one?


Erm, no, I guess they're just not going to let you ride off on one of their bikes uninsured as they'd be committing an offence if they did so....
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Musketeer
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PostPosted: 17:46 - 02 Oct 2012    Post subject: Reply with quote

This is what all dealers do as far as I know. I'm not sure whether it's up to them. As they mentioned insurance companies cover riders who have full licence for at least a year.
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MCW
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PostPosted: 17:52 - 02 Oct 2012    Post subject: Reply with quote

You can't blame the dealers, it's their livelihood and they can't afford to take chances. I had a very experienced friend take my potential purchase for a test drive. He know a lot more about bikes anyway, so was more aware of what to look for. Then I did the sitting on it and looking gorgeous bit...
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recman
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PostPosted: 17:53 - 02 Oct 2012    Post subject: Re: Brick wall Reply with quote

arry wrote:
qb78 wrote:

'Sorry mate, our insurance will only cover you if you've been riding on a full licence for a year', came the replies.

WTF? Do they think I'm trying to pull a fast one?


Erm, no, I guess they're just not going to let you ride off on one of their bikes uninsured as they'd be committing an offence if they did so....


I'm gonna call bollocks on their bullshit 'full licence for a year' policy and test it when I get my licence back. We'll see.

Cuchulain wrote:
I'm in the same boat. I'm just trying to read up on plenty of reviews and generally find other peoples experiences.

Going and sitting on the bikes at least gives you an idea of height, weight, comfort etc.


Yeah but I need to get some idea of the feel and power of different bikes.
The last thing I want to do is to buy one and discover it really wasn't what I wanted a week later. Confused

MCW wrote:
You can't blame the dealers, it's their livelihood and they can't afford to take chances.


I understand they can't afford to take a chance on someone with very little road or bike experience but I feel I have enough to jump on a few bikes and take them around the block.

Business must be really good if they're turning people away.Rolling Eyes


Last edited by recman on 18:10 - 02 Oct 2012; edited 1 time in total
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janner_10
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PostPosted: 18:03 - 02 Oct 2012    Post subject: Reply with quote

Fazer, Hornet, SV, & Bandit

All brilliant first bikes, plenty of bargains to be had on the 2nd hand private market. <1250 to £1500

Look for condition, servicing history and general upkeep, view with cash in pocket, test ride & buy.

Excellent bikes to cut your teeth on and you wont go wrong with any of them.

Its that simple, don't let some twatty dealer stop you buying a bike, plenty to be had elsewhere.
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arry
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PostPosted: 18:05 - 02 Oct 2012    Post subject: Re: Brick wall Reply with quote

qb78 wrote:

I'm gonna call bollocks on their bullshit 'full licence for a year' policy and test it when I get my licence back. We'll see.


Maybe they are BS'ing, but there are a lot of Motor Trade policies out there with restrictions on test drives / rides so it's not uncommon.
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recman
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PostPosted: 18:19 - 02 Oct 2012    Post subject: Re: Brick wall Reply with quote

arry wrote:
qb78 wrote:

I'm gonna call bollocks on their bullshit 'full licence for a year' policy and test it when I get my licence back. We'll see.


Maybe they are BS'ing, but there are a lot of Motor Trade policies out there with restrictions on test drives / rides so it's not uncommon.


The thing that annoys me is that my mate rode bikes for a total of about two and a half years back in the early 90's and hasn't been on one since.
He's not entirely sure he could just hop on one and be confident these days but under these dealers 'policies' he'd be a safe bet. Rolling Eyes
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arry
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PostPosted: 18:27 - 02 Oct 2012    Post subject: Re: Brick wall Reply with quote

qb78 wrote:

The thing that annoys me is that my mate rode bikes for a total of about two and a half years back in the early 90's and hasn't been on one since.
He's not entirely sure he could just hop on one and be confident these days but under these dealers 'policies' he'd be a safe bet. Rolling Eyes


That's an issue with the licencing system in general though, and not a particular discriminatory policy of the dealers.
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covent.gardens
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PostPosted: 18:28 - 02 Oct 2012    Post subject: Reply with quote

Hardly their fault if the insurance doesn't cover new riders, with a car you can organise fully comprehensive day insurance, maybe you can offer to do the same if your really serious about the bike, with the price of it to be knocked off if you buy.
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kestrel
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PostPosted: 18:43 - 02 Oct 2012    Post subject: Re: Brick wall Reply with quote

qb78 wrote:

'Sorry mate, our insurance will only cover you if you've been riding on a full licence for a year', came the replies.

WTF? Do they think I'm trying to pull a fast one?


The dealer doesn't think that you are trying to pull a fast one, they would dearly love to give you a test ride which may then lead to a profitable sale. They are merely pointing out that their insurance policy doesn't cover riders who have held a full licence for less than a year.
Similarly, if a driver has held a car licence for less than a year they would not be able to hire a car in the UK.
These are requirements that are stipulated by the insurance companies so there's no point in giving dealers grief over it.
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recman
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PostPosted: 19:18 - 02 Oct 2012    Post subject: Reply with quote

I haven't actually given the dealers any grief over it yet, it's just that for me it's very frustrating because I had the idea I'd be able to visit a few dealers and really discover what the right bike was gonna be.
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Tomzo47
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PostPosted: 20:05 - 02 Oct 2012    Post subject: Reply with quote

I had to get a mate to ride it with me pillion, was very weird having two fat blokes on the Bandit Razz
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Rogerborg
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PostPosted: 21:41 - 02 Oct 2012    Post subject: Reply with quote

Did I opine in a previous thread that you should ask them what on earth you're paying a dealer premium for then?

And go on to suggest that you'd be better off putting (less) cash into some private sellers' hands instead?

If not, consider it opined and suggested forthwith.
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recman
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PostPosted: 21:48 - 02 Oct 2012    Post subject: Reply with quote

Roger, I'm gonna wander in to these dealers with my licence when it returns. See what happens.
I wonder if they'll even notice I'm a new biker. Rolling Eyes
If not, I'll point it out after I've been for a spin. Laughing


Last edited by recman on 16:36 - 03 Oct 2012; edited 1 time in total
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Noxious89123
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PostPosted: 21:56 - 02 Oct 2012    Post subject: Reply with quote

How old are you out of curiosity? I've been refused test rides due to lack of insurance cover, because I'm under the age of 25 so their insurance won't cover me. Have been riding over 5 years, 4 years on a (non restricted) 600cc.

Didn't stop me taking the chance and buying my current machine.

Have you tried getting insurance yourself to test ride it?
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Robby
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PostPosted: 22:01 - 02 Oct 2012    Post subject: Reply with quote

Your first big bike? Any bike will be the right bike. Even the most knackered old GS500 will feel like a rocket with the stability of a continent after riding a 125.

Why buy from a dealer? You're unlikely to keep it that long, you don't need to get it right first time. On average people seem to change bikes about once a year in the early days of riding, settling down to once every 3 years eventually.

Everyone says that they'll keep their 125 for 2 years, few succeed. Then everyone says that they'll keep their first big bike for the rest of time, and are lucky to manage a year before crashing it or just wanting something else.

Don't buy new for your first big bike. If you're worried about the condition of a used bike, budget a chunk of money to put it through a workshop and get everything fixed. Still cheaper than buying new.
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Shaft
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PostPosted: 22:24 - 02 Oct 2012    Post subject: Reply with quote

Frankly, I'm amazed at the number of people I read on here that have had test rides, when I started out, you had no chance at all.

Dealers didn't run demonstrators (with the possible exception of BMW, but then they only had a couple of models on sale) so you had to find a dealer that had a used one and hope they would let you ride it; if you could find someone who would let you do more than sit on it, it was common practice to ask for a substantial deposit up front, quite often only refundable if you bought it.

I can't remember test riding any bike I've bought and I've bought a few!
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DaveB
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PostPosted: 06:44 - 03 Oct 2012    Post subject: Reply with quote

I couldn't get a test ride at a Honda or Suzuki dealer shortly after passing test. No problem with Triumph so after a test ride I bought a STriple (not new) Took a 675r out for a test ride a couple of months ago too (still not had full licence a year). It can be done.
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recman
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PostPosted: 17:06 - 03 Oct 2012    Post subject: Reply with quote

Noxious89123 wrote:
How old are you out of curiosity?


I'll be 44 soon. I'll probably be opening it up on the NSL roads a bit but my days of blasting around the streets like a nob are way behind me.

Noxious89123 wrote:
Didn't stop me taking the chance and buying my current machine.


If I could get some test rides, I wouldn't have to take any chances.

Noxious89123 wrote:
Have you tried getting insurance yourself to test ride it?


I've not gone down that route but I think its a piss-take to have to do that, tbh.

DaveB wrote:
I couldn't get a test ride at a Honda or Suzuki dealer shortly after passing test. No problem with Triumph so after a test ride I bought a STriple (not new) Took a 675r out for a test ride a couple of months ago too (still not had full licence a year). It can be done.


I've not been near a Triumph dealer yet but I've been told of a good one not too far away. Might pop over at the weekend.

Robby wrote:
Your first big bike? Any bike will be the right bike. Even the most knackered old GS500 will feel like a rocket with the stability of a continent after riding a 125.

Why buy from a dealer? You're unlikely to keep it that long, you don't need to get it right first time. On average people seem to change bikes about once a year in the early days of riding, settling down to once every 3 years eventually.

Everyone says that they'll keep their 125 for 2 years, few succeed. Then everyone says that they'll keep their first big bike for the rest of time, and are lucky to manage a year before crashing it or just wanting something else.

Don't buy new for your first big bike. If you're worried about the condition of a used bike, budget a chunk of money to put it through a workshop and get everything fixed. Still cheaper than buying new.


Had I intended to ride on my CBT for a couple of years I wouldn't have changed my 125 for another during that period.
I don't really have the money to buy new for my first big bike tbh, but I am able to put about 2.5k + trade in towards a big bike which should get me something nice on a 10/11 plate which I really do intend to stick with for at least 3 years.
There'd be no reason I can think of to change, this is why I want to get it right first time. Wink
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recman
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PostPosted: 22:59 - 09 Oct 2012    Post subject: Reply with quote

Well I managed to get a test ride on a Hornet for this Saturday, albeit at a dealer 50 odd miles away, hoo bloody ray! Rolling Eyes

Its a start. Thumbs Up
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Dave70
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PostPosted: 10:44 - 10 Oct 2012    Post subject: Reply with quote

I'm in a slightly different position to you, as I'm still on a provisional licence, though not for too much longer I hope. Praying

Anyway, when buying my second 125, the local dealer I went to let me take any 125 out for a test ride that I fancied and was more than happy to let me do this. In fact he offered it to me, so I didn't need to even ask.

When I asked him what was the deal on insurance, he simply told me the shops insurance would cover me. So I don't really see what difference it would make if you had a full licence.

In fact, I would have thought it would have made it easier to do this.
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tahrey
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PostPosted: 15:50 - 10 Oct 2012    Post subject: Reply with quote

Can you find someone on the "Ticket to Ride" scheme, they might have better insurance cover perhaps?

Or even see if an insurer will do day-cover for you to try them out?
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RichieZX6R
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PostPosted: 20:33 - 10 Oct 2012    Post subject: Re: Brick wall Reply with quote

qb78 wrote:


I'm gonna call bollocks on their bullshit 'full licence for a year' policy and test it when I get my licence back. We'll see..


A lot of insurance companies are doing this now. The misses cant get insured on the Mondeo though direct line as a named driver on my policy until she's held her licence for a year. Oh and she's 26..
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