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If I buy a bike SORN

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Dr. Quack This post is not being displayed because the poster has bad karma. Unhide this post / all posts.

andy_uk
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PostPosted: 20:38 - 01 Oct 2012    Post subject: Reply with quote

Does it have tax?
If so, then yes you can.
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Groove
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PostPosted: 20:40 - 01 Oct 2012    Post subject: Re: If I buy a bike SORN Reply with quote

Dr. Quack wrote:
Looking at buy a bike tomoz which is SORN


andy_uk wrote:
Does it have tax?


Doh!

Have to get tax first.

Or risk it...
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Dr. Quack This post is not being displayed because the poster has bad karma. Unhide this post / all posts.

andy_uk
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PostPosted: 20:50 - 01 Oct 2012    Post subject: Re: If I buy a bike SORN Reply with quote

Groove wrote:
Dr. Quack wrote:
Looking at buy a bike tomoz which is SORN


andy_uk wrote:
Does it have tax?


Doh!

Have to get tax first.

Or risk it...

Could have been SORN'd due to not being insured... Smile
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Im-a-Ridah
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PostPosted: 20:58 - 01 Oct 2012    Post subject: Reply with quote

dc
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Skudd
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PostPosted: 21:05 - 01 Oct 2012    Post subject: Reply with quote

I've just bought a car like this. Haad to get it insured, then take insurance, MOT and the green slip to he post office to get it taxed. Then was able to drive the bugger.
Had to leave the car on the drive way of the guy I just bought the car from until it was taxed. Sods law says a copper with PNC would be around the corner just as I drove down the road.
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Ichy
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PostPosted: 22:11 - 01 Oct 2012    Post subject: Reply with quote

The obvious question is does the owner have it insured? Probably an obvious answer as well!

Always worth trying askMID https://ownvehicle.askmid.com/. For some reason it shows a couple of bikes that I bought some time ago as insured, but I never bothered to add them to my policy. It'll be worth trying to tax online if it shows it insured.


How far would you have to travel to get it home? You could book it in for an MOT. You only need insurance to ride it to the test center, which is as close to yours as possible. It's not like you knew it already had a MOT is it? Wink
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Pie-Roe
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PostPosted: 14:07 - 02 Oct 2012    Post subject: Reply with quote

Drove a car from Glasgow to Birmingham with no tax, stopped in an internet cafe and bought tax, carried on to Canterbury. No stops once.

I would risk it. Of course when you spoke to the seller he said it had tax, then it turned out it didn't, so you're en route to post office now right.
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iooi
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PostPosted: 18:22 - 02 Oct 2012    Post subject: Reply with quote

Not forgetting once ownership changes SORN is null and void and you either have to tax or sorn again.
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Magnet
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PostPosted: 23:16 - 13 Oct 2012    Post subject: Reply with quote

Pyro. wrote:
Drove a car from Glasgow to Birmingham with no tax, stopped in an internet cafe and bought tax, carried on to Canterbury. No stops once.

I would risk it. Of course when you spoke to the seller he said it had tax, then it turned out it didn't, so you're en route to post office now right.


Pyro, did you consider that you are uninsured without TAX? Don't believe me, then call your insurance company... I'm not saying I havn't driven without tax, but I wouldn't advise someone else too without stating the facts!
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Kickstart
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PostPosted: 23:19 - 13 Oct 2012    Post subject: Reply with quote

Magnet420 wrote:

Pyro, did you consider that you are uninsured without TAX? Don't believe me, then call your insurance company


Not true. They can't get out of 3rd party cover (ie, the legal cover you must have) on policy terms like that.

All the best

Keith
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Magnet
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PostPosted: 23:21 - 13 Oct 2012    Post subject: Reply with quote

Kickstart wrote:
Magnet420 wrote:

Pyro, did you consider that you are uninsured without TAX? Don't believe me, then call your insurance company


Not true. They can't get out of 3rd party cover (ie, the legal cover you must have) on policy terms like that.

All the best

Keith


it is true, call any insurance company to check please.
They still have to pay out to any 3rd party, but technicaly you are not insured
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Kickstart
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PostPosted: 23:23 - 13 Oct 2012    Post subject: Reply with quote

Magnet420 wrote:

it is true, call any insurance company to check please.
They still have to pay out to any 3rd party, but technicaly you are not insured


That the requirement to pay out to the 3rd party is covered means you are insured. Beyond that they can make whatever claim they like but doesn't make it the legal position.

If you have the certificate then it is quite difficult for them to get out of liability. If the certificate hasn't been delivered then you are not insured under the road traffic act whatever they claim.

All the best

Keith
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Magnet
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PostPosted: 23:27 - 13 Oct 2012    Post subject: Reply with quote

Its a very grey area, I personaly have never heard of anyone being done for no insurance just because they had no tax. If you check the TOS of any insurance documents they will state that the vehicle has to be fully road legal in order for the insurance to be valid. If its not taxed, its not fully road legal. If you had an accident the insurance would pay out to any 3rd party, but it could be a real ball ache to claim for your own damages on a fully comp policy. I know the chances of the no tax affecting you could be very low, but it could be a potential nightmare.
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Kickstart
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PostPosted: 23:36 - 13 Oct 2012    Post subject: Reply with quote

Hi

For something as minor as no road tax I think they would still be obliged to cover even 1st party claims although they might try it on. However they might make it a specific condition in their T&Cs which might cause an issue.

But the biggy would be getting done for no insurance, and that should not happen as long as the certificate has been issued.

All the best

Keith
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Magnet
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PostPosted: 23:39 - 13 Oct 2012    Post subject: Reply with quote

Kickstart wrote:
Hi

For something as minor as no road tax I think they would still be obliged to cover even 1st party claims although they might try it on. However they might make it a specific condition in their T&Cs which might cause an issue.

But the biggy would be getting done for no insurance, and that should not happen as long as the certificate has been issued.

All the best

Keith


Yeah your right you wouldn't get done for no insurance. They could just cause you a lot of ball aches Rolling Eyes
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P.addy
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PostPosted: 23:43 - 13 Oct 2012    Post subject: Reply with quote

My insurers said I couldn't even ride to an MOT without tax Laughing So don't believe anything they say.
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Magnet
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PostPosted: 23:55 - 13 Oct 2012    Post subject: Reply with quote

##Paddy## wrote:
My insurers said I couldn't even ride to an MOT without tax Laughing So don't believe anything they say.


Mine tried to tell me that too so I sent them of to talk to a manager and he said I could ride to an MOT with no tax, the insurance would only be void if the vehicle was unroadworthy which still made me chuckle. Of course though if you was pulled on your way to an MOT with bald tyres you would still get done for that or any similar offense.
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Rogerborg
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PostPosted: 10:22 - 14 Oct 2012    Post subject: Reply with quote

Magnet420 wrote:
it is true, call any insurance company to check please.

The thought of calling an insurance company for advice on insurance law is just hilarious.

You might as well ask Mystic Meg.
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Kickstart
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PostPosted: 12:57 - 14 Oct 2012    Post subject: Reply with quote

Magnet420 wrote:

Yeah your right you wouldn't get done for no insurance. They could just cause you a lot of ball aches Rolling Eyes


The ball ache is one thing but very different to the claims you were making about it meaning they are riding uninsured. One means a minor bit of hassle, the other means a large fine, 6 points and massive hassle getting insurance for years in the future.

All the best

Keith
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Magnet
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PostPosted: 17:18 - 14 Oct 2012    Post subject: Reply with quote

I'm not suggesting that you could be uninsured in a way that would be illegal. I am just pointing out that its a grey area. Thanks for your input though.
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Kickstart
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PostPosted: 17:28 - 14 Oct 2012    Post subject: Reply with quote

Magnet420 wrote:
I'm not suggesting that you could be uninsured in a way that would be illegal.


Glad we finally cleared that up. No "technically not insured" about it.

All the best

Keith
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