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| lofimaster |
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lofimaster
Renault 5 Driver
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| U_W v2.0 |
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U_W v2.0
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| lofimaster |
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lofimaster
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| TomGT |
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TomGT
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| Vincent |
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Vincent
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 Posted: 17:29 - 05 Jan 2013  Post subject: |
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Sounds like Swintons alright  I had a big bust up with them a while back - they charged me £40 admin fee........can't remember why now but I went in and paid cash but the slimey bastard didn't give me a receipt and I kept getting reminders. The bloke I had paid must have just pocketed the money so I went back to the office to sort it out and was told that the twat had left  I was going to just ask him why I was in the office on the day that I paid just to see how he would try and worm his way out of it.
I'd say to shop around but most companies seem to have the same "ethics" sadly 
If someone was able to set up an "honest" insurance company for bikes, they'd probably make a fortune........if not wiped out by the other companies
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Space Is Deep
Last edited by Vincent on 17:34 - 05 Jan 2013; edited 1 time in total |
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lofimaster
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| ScaredyCat |
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ScaredyCat
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| lofimaster |
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lofimaster
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| lofimaster |
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lofimaster
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| Posted: 17:38 - 05 Jan 2013 Post subject: |
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| TomGT |
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TomGT
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| stinkwheel |
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stinkwheel
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| Posted: 17:42 - 05 Jan 2013 Post subject: |
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I can see no requirement in the road traffic act requiring seperate pillion cover.
The fact is, if a valid certificate of insurance is in force covering the vehicle and driver in question, the police are not interested.
Any other niceties are a matter of contract between you and your insurer, they can argue the toss about who is liable for what.
____________________
“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles. |
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| LockyUK |
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LockyUK
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| Paulington |
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Paulington
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| Posted: 23:19 - 05 Jan 2013 Post subject: Re: bloody insurance companies! |
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| lofimaster wrote: | just passed my mod 2.. rang swinton, my insurer, and they asked me £120 more if caring a pillon and £54 to upgrade my details as i'll be able to take motorways so after passing my test, insurance is more expensive!?
also theres the administration tax!!
bastards! |
Hey Lofimaster.
Out of interest, what are you insuring?
If it isn't anything overly-sporty and you don't live in a terrible area (in terms of statistics), try a company called "Ramasis Insurance". If you Google that and get a Motorcycle quote then you could well do better.
In my experience they tend to be much cheaper than anyone else and much nicer than anyone else, plus they really know what they are doing and even spent a fair while with me to help REDUCE my premium whilst getting MORE cover! They're a bang up insurance company.
See what you can do with them, better than being robbed blind by Scumbag Swinton.
Cheers!
____________________
"Four wheels move the body, two wheels move the soul."
Current Vehicles: '89 Kawasaki KDX200, '99 Yamaha XV535, '00 Honda ST1100 Pan-European, '08 Suzuki GSX-R1000, '08 Mitsubishi Lancer GS4 2.0 TDCi, '15 BMW 1 Series 116d Sport Turbo.
CBT: 27/08/08. Theory: 04/09/09. Module 1: 16/09/09. Module 2: 01/10/09. |
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| Cheeseybeaner |
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Cheeseybeaner
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| lofimaster |
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lofimaster
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| Paulington |
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Paulington
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| Posted: 01:00 - 06 Jan 2013 Post subject: Re: bloody insurance companies! |
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| Cheeseybeaner wrote: | I thought this until they wanted to charge me £45 for changing my address (see thread)! Until that point I've always thought very highly of Ramasis and yes they have been very competitive... |
Hey Cheesey.
I'm quite surprised at that, although I think they may waive that fee in certain cases. Like if you change address when renewing your policy they may well waive the cost.
Although, even if I was requested £45 for the change I'd still stick with them as they are so cheap in comparison with so many other features plus they are golden with customer service.
The thing that struck me the most was when the Ramasis Insurance person I was talking to on the phone spent a good while looking at my policy going:
"Why do you have a £1000 voluntary excess? If I put that down to £200 your policy only goes up by £2, want me to do that? Okay, great sir. Oh, also, do you want me to remove the legal cover added to your policy? I am not sure why that is on there because your policy includes legal cover already on it's own and taking that off takes around £55 off your policy, want me to take it off? Okay, great sir".
In the end I ended up with a renewal less than half the price of the cheapest quote elsewhere which was reduced even further by Ramasis Insurance with my cover exactly the same and better for me in the result of a theft/fire/incident of any kind.
The only insurance company I can honestly give a 10/10.  .
Lofimaster, I am sure you'll have no problem insuring that with them although if it does say "Cannot quote online" don't be disheartened, just give them a call and they'll most likely sort you out. I hope the company are good for you, please do let us know how it goes.
Cheers! !
____________________
"Four wheels move the body, two wheels move the soul."
Current Vehicles: '89 Kawasaki KDX200, '99 Yamaha XV535, '00 Honda ST1100 Pan-European, '08 Suzuki GSX-R1000, '08 Mitsubishi Lancer GS4 2.0 TDCi, '15 BMW 1 Series 116d Sport Turbo.
CBT: 27/08/08. Theory: 04/09/09. Module 1: 16/09/09. Module 2: 01/10/09. |
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| Rogue_Shadow |
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Rogue_Shadow
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| Posted: 01:34 - 06 Jan 2013 Post subject: |
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same story for me really.
Called up to let them know I had passed and would be riding my SV.
Wanted £££ extra to upgrade + admin fee & because I had been in the policy for over 3-4 months, I could not be refunded and change company 
Just took the hit and got on the SV, one of those things I guess |
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| lofimaster |
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lofimaster
Renault 5 Driver
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| Posted: 01:39 - 06 Jan 2013 Post subject: Re: bloody insurance companies! |
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| Paulington wrote: | | Cheeseybeaner wrote: | I thought this until they wanted to charge me £45 for changing my address (see thread)! Until that point I've always thought very highly of Ramasis and yes they have been very competitive... |
Hey Cheesey.
I'm quite surprised at that, although I think they may waive that fee in certain cases. Like if you change address when renewing your policy they may well waive the cost.
Although, even if I was requested £45 for the change I'd still stick with them as they are so cheap in comparison with so many other features plus they are golden with customer service.
The thing that struck me the most was when the Ramasis Insurance person I was talking to on the phone spent a good while looking at my policy going:
"Why do you have a £1000 voluntary excess? If I put that down to £200 your policy only goes up by £2, want me to do that? Okay, great sir. Oh, also, do you want me to remove the legal cover added to your policy? I am not sure why that is on there because your policy includes legal cover already on it's own and taking that off takes around £55 off your policy, want me to take it off? Okay, great sir".
In the end I ended up with a renewal less than half the price of the cheapest quote elsewhere which was reduced even further by Ramasis Insurance with my cover exactly the same and better for me in the result of a theft/fire/incident of any kind.
The only insurance company I can honestly give a 10/10. .
Lofimaster, I am sure you'll have no problem insuring that with them although if it does say "Cannot quote online" don't be disheartened, just give them a call and they'll most likely sort you out. I hope the company are good for you, please do let us know how it goes.
Cheers! ! |
Thanks dude I'll have a look on that too! |
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Old Thread Alert!
The last post was made 13 years, 13 days ago. Instead of replying here, would creating a new thread be more useful? |
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