250's waste of time???

[BillyJ]

This is my first post...
Hi Guys!
but i have been thinking.. i have past my mod 2 last week, so i got in their before the licensing scheme changes for people under 24
im allowed a 33bhp for 2 years then im unrestricted.

i was looking at the standards, ninja 250r and cbr 250

but had read in other places that im better off with a restricted 600/500. is it worth is after insurance. I live in a not so lovely part of London so insurance is the main factor.

Thanks!

BillyJ

[pinkyfloyd]

Chances are a new CBR250 or some such will cost as much to insure as a Bandit 600 or so.

Think long term (second time I have said that today on here). In 2 years time when your restriction is up do you want a bigger bike? If so then go for the restricted bigger one. When you do get to take the restrictions out you got a "new" bike to ride.
____________________
illuminateTHEmind wrote: I am just more evolved than most of you guys... this allows me to pick of things quickly which would have normally taken the common man years to master
Hockeystorm65:.well there are childish arguments...there are very childish arguments.....there are really stupid childish arguments and now there are......Pinkfloyd arguments!
Teflon-Mike:I think I agree with just about all Pinky has said.

[BillyJ]

I can completely see where you're coming from but im on a 125 till may, when my insurance is up for renewal and it costs *cough* in excess of £1000 *cough* now... if i insure a restricted 600 well hell itll cost me 8 times that. is it worth it in the long run?

[WetAndCold]

250's look gay. Get a 600, it will be worth it
____________________
Honda CBR600f sport
Cage: 2008 Honda Civic type-R

[Hobgoblin]

125s Are dear to insure, my 600 is a 1/3 the price, you'd be surprised!
____________________
Plodding along on my CG

[BillyJ]

Haha yes they do look gay, but they are much cheaper ha, ok
well thanks guys, next question i suppose is.
what bike is:

Easy to restrict
Cheap to insure
Looks good <that's important
Cheap to buy(can someone give me a rough figure aswell)

Thanks!

[Derivative]

I don't really think getting a 250cc will be cheaper. They're new and expensive for the most part. Depreciation or dropping it as a learner may cost a chunk.

You might do better to get a restricted 500cc and then trade up to a 600cc after 2 years (if there's a few hundred quid saving on insurance).

But it does come down to that insurance cost. If it's 300 a year for a 500cc twin, and 350 for a 600cc, there's not much point bothering. 300 vs 700 quid and you might be talking.

Fuel efficiency and maintenance might be cheaper on a 500 too, but if you're trading up the bike you may feel averse to sticking a brand new set of tyres on something that'll be sold in 4k miles.

The quotes are just something you'll have to go through yourself. There are only really three or four viable options for 500cc bikes. 600's there are loads about.

[WetAndCold]

[BillyJ]

yhh about that,
i just ran through a bandit restricted
and i would get... no change from 4.5k
so life sucks WHAT NOW!!


i really like the sv but that would be even worse

[Hobgoblin]

Is it the theft factor that makes London 4.5k to insure a bandit? The ones he's looking at probably aint even worth 4.5k so wtf?
____________________
Plodding along on my CG

[WetAndCold]

[sidewinder]

125 are More expensive to insure because you we're a learner so high insurance.you are now a qualified rider so are regarded as being safer.you.d be surprised that you will now find a large cc bike pretty present to insure

Plus after 2 yrs no need to buy another bike instant power upgrade when restriction is removed

____________________
"Nitrous is like a cheap hooker, you want to hit it but are scared of the consequences

[Hobgoblin]

Try a Yamaha Fazer FZS600.
____________________
Plodding along on my CG

[BillyJ]

Yh... i tried a bandit restricted and its 5.5k
:'(
but i have an idea
because its modified a lot of people wont insure. if i over insure. by not stating its restricted but it is. thats being a lower risk then stated so there's no problem with that?? it makes it cheaper

[G]

[BillyJ]

OK so im putting all these bikes through as a few years old
and restricted when necessary, on go compare
I just put through a ninja 250
and:
£2,733.22
that's for a 2010
its from express insurance

AHHHHH!!!!!

[WetAndCold]

[WetAndCold]

[G]

Now get a TPO/TPFT quote for a 2000 model SV650.

[BillyJ]

haha ok i cant keep up :
1990 yzf 400 restricted = un-insurable for tpft or tp for £1,399.59

why!!

[BillyJ]

[WetAndCold]

[BillyJ]

yep sorry i meant cbr
and but what if someone steals it D':
and ...just... maybe i should just 125 it for another year...

[stevo as b4]

I'd personally want to be looking for an older approx. 33bhp bike, or something under say 40-45bhp, that won't feel much different restricted either.

If your happy with older bikes and want something that might need work/maintainence and looking after to stay reliable, then you can find older bikes in this bhp range, from 125cc to about 400cc or more for something like a big single trail bike etc.

I'd not go out and pay the premium for a new/modern 250cc sporty bike, even though they do look like harmless fun, but are just way to expensive for what you get.

I also don't really buy the whole buy a 600cc bike with say 80-100bhp and restrict it down to 33bhp, as I just can't see what the point is of having all that capacity, weight and things like braking performance and physical size for just 33bhp.

I'm not the best person to talk to as I've never ridden anything restricted to 33bhp, but why would you want the fuel cost, insurance, tyre costs and general maintainence of a 100bhp 600cc bike if it's restricted to 33bhp.

After 2years it'll probably be all coked up and run like a bag of shit for a while anyway, and worst of all is that you still have the same physical bike as before that your likely to be getting bored of, despite suddenly having 2-3times the power, which won't really be that impressive if the rest of the bike has gone off in that time, chassis and braking wise anyway.

I'm sure life would be nice for 2year's on a 33bhp Thundercat, but I think something like a VTR250 or SRX250 would be more fun for that time and leave you ready to want to change to a new machine to celebrate the start of your un-restricted license.

[WetAndCold]