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24hr bike insurance

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stuartadair
Crazy Courier



Joined: 15 Oct 2009
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PostPosted: 19:57 - 15 Jan 2013    Post subject: 24hr bike insurance Reply with quote

Anyone know where I can get 1 day insurance for a bike. Got to collect a GS500 from Reading area on Saturday.

Thanks

Stu
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flumpy7
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Joined: 31 May 2008
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PostPosted: 20:00 - 15 Jan 2013    Post subject: Reply with quote

I dont know any at a good price.....had this trouble myself before.

Just get a policy out and cancel within 14 days. Will cost you an admin fee but prob cheaper than a 24 hour policy.
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stuartadair
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PostPosted: 20:01 - 15 Jan 2013    Post subject: Reply with quote

Thats a good idea Very Happy
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flumpy7
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Joined: 31 May 2008
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PostPosted: 20:05 - 15 Jan 2013    Post subject: Reply with quote

If it was me id opt to pay by installments too so i could cancel the direct debit. Then you dont have to phone them a million times to get your money back.
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P.addy
Red Rocket



Joined: 14 Feb 2008
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PostPosted: 20:15 - 15 Jan 2013    Post subject: Reply with quote

Take a legit plate, park round corner from seller, switch, ride home.

Just don't crash. Sounds a bit of a dick move but you'll live.
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ginny
Nova Slayer



Joined: 24 Feb 2012
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PostPosted: 21:37 - 15 Jan 2013    Post subject: Reply with quote

Ask the seller to list it on MCN then give him the listing price of £16 on top of bike price. You'll get free insurance for a week, for the listing price of £16 quid and 10 minutes on the phone. And free HPI check. And it's legal.
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j.silvs
World Chat Champion



Joined: 01 Dec 2012
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PostPosted: 21:49 - 15 Jan 2013    Post subject: Reply with quote

24 hours?

Here's 7 days for free:

https://www.bikedevil.net/7-days-free/

They will just have the opportunity to quote you but no obligation. Used it to get tax for bike I just bought Thumbs Up
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Paulington
World Chat Champion



Joined: 11 Mar 2009
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PostPosted: 21:57 - 15 Jan 2013    Post subject: Reply with quote

Josh.silverman wrote:
24 hours?

Here's 7 days for free:

https://www.bikedevil.net/7-days-free/

They will just have the opportunity to quote you but no obligation. Used it to get tax for bike I just bought Thumbs Up

That sounds way too good to be true.

Just google short bike insurance or stuff like that and plenty of companies will likely come up. Prices can be astronomical though and I think some only give cover to those over 25?

If you can't, ask someone else to ride it for you or rent a van for a day or something?
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ian505050
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Joined: 27 Oct 2010
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PostPosted: 22:06 - 15 Jan 2013    Post subject: Reply with quote

If he has insurance on the bike and you have an insurance policy on another bike that let you ride any bike you could ride his bike legally as long as you are not the owner.

You need the seller to write you a proof of purchase that is signed and states a time and date that you become the owner. i.e a time giving you enough time to get home.

e.g you collect the bike at midday and his proof of purchase letter should say you become owner at teatime or something like that.

Remember signing a V5 is not proof of ownership, When i asked the DVLA about the V5 they just told me its to confirm who has to pay the road TAX and is not proof of ownership as it states in big letter on the front.

If the police were to pull you you would have to tell them that your riding the guys bike TPO on your insurance and when you get home if the bikes fine you will agree to buy it from him when the time is reached on you proof of purchase. You could be sending home the cash by bank transfer when you get home ect....
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 22:16 - 15 Jan 2013    Post subject: Reply with quote

Paulington wrote:

That sounds way too good to be true.

Just google short bike insurance or stuff like that and plenty of companies will likely come up. Prices can be astronomical though and I think some only give cover to those over 25?

It's quite common and a fair few companies have offered such - thankfully I don't think it's been abused much and the companies of course get the best chance of keeping the person as a customer.

Last time I checked, the only company doing bike insurance by the day had stopped doing it.

For the record, may be down that way in a van at the weekend or there abouts, but so far was thinking of heading up M1 rather than M6 - however, possible I could change plans.
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j.silvs
World Chat Champion



Joined: 01 Dec 2012
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PostPosted: 22:19 - 15 Jan 2013    Post subject: Reply with quote

Paulington wrote:
Josh.silverman wrote:
24 hours?

Here's 7 days for free:

https://www.bikedevil.net/7-days-free/

They will just have the opportunity to quote you but no obligation. Used it to get tax for bike I just bought Thumbs Up

That sounds way too good to be true.

Just google short bike insurance or stuff like that and plenty of companies will likely come up. Prices can be astronomical though and I think some only give cover to those over 25?

If you can't, ask someone else to ride it for you or rent a van for a day or something?


Not at all. Most car companies and used car dealers have been offering this service for years. We use to do it at ford when I worked there. MCE also offer it for free if you buy your bike through the website.

Bike devils just want the opportunity to quote like most companies.

Trust me Stuart, just call them. Easiest option here
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 22:36 - 15 Jan 2013    Post subject: Reply with quote

ginny wrote:
Ask the seller to list it on MCN then give him the listing price of £16 on top of bike price. You'll get free insurance for a week, for the listing price of £16 quid and 10 minutes on the phone. And free HPI check. And it's legal.

You're back in the Cool Gang. Thumbs Up

Josh.silverman wrote:

Cooler Gang!

Technically, of course, you're not insured until a Certificate of Insurance has been 'delivered', presumably electronically in this case.

If the bike wasn't already on the MID, try not to get tugged on the way home, because Plod is unlikely to know the law on that, let alone care about it.
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darthbuttchin
Scooby Slapper



Joined: 12 Jul 2011
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PostPosted: 22:48 - 15 Jan 2013    Post subject: Reply with quote

G wrote:

For the record, may be down that way in a van at the weekend or there abouts, but so far was thinking of heading up M1 rather than M6 - however, possible I could change plans.


I can't help on the OT, but I just wanted to applaud G for this offer - cracking fella for this.

Clapping
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