Buying a cat D 125?

[highwayrider]

Have found a nice little YBR 125 that was once recorded as a cat D. Anything I should know about before I consider buying?

[Wonko The Sane]

some insurance companies react to a cat D write off with

"OH NOES IT"LL EXPLODE UNDER YOU AS SOON AS YOU START IT UP, WON'T SOMEONE THINK OF THE CHILDREN!!!!!!!!" and refuse cover.

Others just put the insurance up a little if they know it's been written off.

[Az]

this post may help

https://www.bikechatforums.com/viewtopic.php?t=93745

[Turkish]

Is there a legal requirement to notify the insurer that the vehicle has been written off? I've never seen that question on a quote form.

I wouldn't bother telling them - the vehicle just needs to be roadworthy, surely.
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ZX-6R G2
CBR125R RW6

[Nexus Icon]

You don't think it'd just show up on the database then? The very database they populate. I mean, it might not but I would've thought they get the same HPI details we're able to purchase.
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Greetings from Shitsville!

[Rogerborg]

The database that they charge us for accessing?

No, I wouldn't give a stuff about telling them - how am I supposed to know? Like hell am I paying them money to find out and tell them what they (should) already know.

I've never HPI'd a vehicle and I don't intend to start now. For all I know my 3 used bikes are all write offs. Bothered, not. If they choose to accept the policy based on information that I don't possess but they do, the worst I'd expect is some haggling over the value of the vehicle later.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Rogue_Shadow]

My very first bike was a 61 plate, 100 miles old YBR125
Purely cosmetic damage with a HUGE price reduction
Did a HPI check to make sure everything added up and then bought it with no regrets or a single issue throughout ownership.
Depending on the circumstances of the Cat D, you could have a bargain

[highwayrider]

Cheers for the advice guys. Yeah the bike looks a bargain. While I'm doing my A2 licence, going to hopefully pick up a 125 this Saturday for over the summer. Bike will mainly be used for pleasure so not too fussed about low power ect..

[reed]

I had a Ducati that was a cat C, I didn't even know until I came to sell it and someone hpi checked it insurance was the same price as a non cat though.
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Generic XOR 50, Gilera SMT 50, GSXR 400 GK73A, Ducati Monster 600, Honda Hornet 600.
Sold. Stolen. Written off. Sold. Current.