Stolen recovered/ cat d write off

[Troy92]

I've done a hpi check and the bike has come up as stolen and recovered in 2006 and the registration a cat d write off on the same date. Is this bike safe? Thanks In advance

[SQL]

Depends if it has wheels and a seat.

[Troy92]

[yaigi]

Might be fine, might not be - only way you'll tell is to go see it. Mr Yaigis bike was a Cat D write-off, just needed a new chain as it had been sat still for so long, and a bit of TLC. Been riding it over 6 years I think with no problems whatsoever.

EDIT: Cat D is usually just cosmetic damage by the way.
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What would you do in life, if you knew you could not fail?
Currently own - Fazer 600, 2000, Red. (But no riding as baby on board atm)

[daverave999]

Would Cat D affect insurance in anyway?
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2007 Versys 650 2001 Yamaha XJ600S Diversion
HT: Imagine a bike......A bike designed by way of crude polls, assembled by cretins using the finest hammers that Lidl had on offer.

[Troy92]

[yaigi]

[Rogerborg]

[illuminateTHE...]

don't pay market value for the bike... try haggle..
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Theory: PASSED Module 1: PASSED Module 2: PASSED 12/2012!!!

yzf r125 [SOLD] sv650 [CURRENT]

[P.addy]

People need to stop worrying. If you see Cat D its fuck all damage. Buy it and haggle that its damaged previously.

Insurers will probably pay out less than if the bike was spanking new out of a factory, but does it really matter.

Get bike, ride bike.

[CaNsA]

My cbr was a cat D.
The bloke had replaced the fairings and lockset.
It was all good.

[yaigi]

[Rogerborg]

Presumably because people let them get away with it. I would be astonished if that wheeze survived the Ombudsman or a court.

Mind you, I only buy bikes at the disposable end of the scale, so I won't be making a claim for my own benefit anyway.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Deucalion]

I had this problem when my step-daughter wanted to buy a Cat-D car.

From memory, Cat-D is an insurance right-off for minor damage, such as cosmetic damage. Cat-C is more significant damage.

Again from memory, you have to inform your insurance company of Cat-C but not of Cat-D. Cat-D shouldn't effect the insurance.

I found out my information on this about a year ago by researching on the internet. So just do a search and believe the reliable sources of information you find. The vehicle should be significantly cheaper than a 'perfect' vehicle however, and I think the seller is required to inform you that it is Cat-D.

As I have said, this is all from memory and it would be best to check it out for yourself, this does not constitute legal advice !!

But...my daughter is driving around in a perfectly reliable and insurable Cat-D Nissan Micra, which is newer and better than she would've been able to afford if it wasn't Cat-D.

Hope this helps.

ps - an article from the Telegraph.

https://www.telegraph.co.uk/motoring/road-safety/9214351/The-truth-behind-category-D-insurance-writes-offs.html


https://www.whatcar.com/car-advice/running/what-is-cat-d-/3487412
Says you have to declare it to your insurance company. Probably best to ring them first and ask.
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CB125 (seized it), GS125 (passed test on it) , KLR 250 (Stolen) , RD 350 YPVS (Insurance forced sale) , GPX250 (Girlfriend forced sale) , 20 year gap, ER6f.

[Troy92]

Ok got it sorted Cheer's for the info

[moppy]

My ZZR was a previous Cat C and I didn't know about it until I wrote it off.

It took me around Europe, around 6000 miles in a month, and was hugely reliable for the year I owned it.

I never declared it as a Cat C because I didn't know when I insured it. The only thing it affected was : I got less money from insurance when I wrote it off because it was a previous cat C.

Also, cat D: Cost of repairs is high enough for the insurance company to think its not economical to repair the bike.

Cat C: Cost of repairs exceeds the market value of the bike once repaired.

That's all there is to it.

[Rogerborg]