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Derivative
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Joined: 03 Aug 2010
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PostPosted: 02:37 - 07 Jun 2013    Post subject: Insurance win Reply with quote

Just ran through a quote for the renewal on my CB.

22 year old, 2 years NCB.

£135 premium.

Last year was 230, so much win.
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_mjs_
Could Be A Chat Bot



Joined: 23 Feb 2012
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PostPosted: 07:42 - 07 Jun 2013    Post subject: Reply with quote

Just done the same with my CB5.

Last year straight from passing my test it was 260 FPFT; this year with 1 year NCD it's down to 120 (just turned 27 last month) Smile
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Previous Bikes: 2006 Honda XR125L > 2003 Yamaha DT125R > 1996 Honda CB500
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Acemastr
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PostPosted: 07:54 - 07 Jun 2013    Post subject: Reply with quote

23 years old £575
24 years old £228 Smile

CBR600RR with 4 years no claims
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P.addy
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PostPosted: 08:00 - 07 Jun 2013    Post subject: Reply with quote

Dang,

24

R1

1 NCB £260.

If I swap it to my 2 NCB, its £193 Laughing
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_mjs_
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PostPosted: 08:01 - 07 Jun 2013    Post subject: Reply with quote

The one good thing about getting older: cheaper motor insurance!
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Previous Bikes: 2006 Honda XR125L > 2003 Yamaha DT125R > 1996 Honda CB500
Current bikes: 1997 Kawasaki ZZR 600 E5 > 2006 Honda Varadero XL125V
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 08:31 - 07 Jun 2013    Post subject: Reply with quote

##Paddy## wrote:
24 + R1 + 1 NCB £260. + If I swap it to my 2 NCB, its £193 Laughing

And what, 11 accidents and how many points?

You've broken the system, you have. Your risk is...

https://rogerborg.dnsd.me/off-the-scale.png
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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Shinigami
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PostPosted: 08:37 - 07 Jun 2013    Post subject: Reply with quote

dafuq? just did a quote via a comparison site and with 2 years no claims on the hornet it's showing £220 as the cheapest when this years was only £185

why would it go up? :\ not moved address, no points on licence, no previous claims and 31 yrs old Evil or Very Mad
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"Once you realize what a joke everything is, being the Comedian is the only thing that makes sense.
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P.addy
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PostPosted: 08:39 - 07 Jun 2013    Post subject: Reply with quote

3 points, 2 claimed accidents, the rest fall out of the 5 year period....just Laughing Bonus as they were the pricey fuckers.
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garth
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PostPosted: 08:52 - 07 Jun 2013    Post subject: Reply with quote

I'd want paying to be insured on a cb500.
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LockyUK
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PostPosted: 09:07 - 07 Jun 2013    Post subject: Reply with quote

my cbf 125 (61 plate) 600 TPFT but a hornet or sv650s (with a 4k value on eac) is 600 fully comp insurance is fucked
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c-m
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PostPosted: 09:44 - 07 Jun 2013    Post subject: Insurance super win Reply with quote

I'm being paid £10 to take out my insurance this year. Through Bennetts of all people too.
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Rogerborg
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PostPosted: 10:35 - 07 Jun 2013    Post subject: Reply with quote

##Paddy## wrote:
3 points, 2 claimed accidents, the rest fall out of the 5 year period....just Laughing Bonus as they were the pricey fuckers.

So something like nine accidents racked up before you were nuh-nuh-nuh-nuh-nineteen? And yet license revocation is only done on license points. Doh! Wink
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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P.addy
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PostPosted: 10:38 - 07 Jun 2013    Post subject: Reply with quote

Yeah, 7 in the first 6 months, Smiler ain't got nuffin on me type shit. Laughing

Basically I kept the same bike but wrote off 4 cars with my bike. Bulletproof. Laughing
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moppy
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PostPosted: 10:43 - 07 Jun 2013    Post subject: Reply with quote

23, 2 years NCB, 2 accidents: 1 fault, 1 non fault

Around £150 TPFT for my ZXR 750 if I remember correctly Very Happy
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Loobygaga
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PostPosted: 11:29 - 07 Jun 2013    Post subject: Reply with quote

20 Years old - 1 accident (not my fault)
1 bike theft and burnt out.

Gp100 - £110 a year fully comp Smile
NS125F - £140 a year fully comp Very Happy
____________________
On road: Yamaha RXS100 (Stolen & Burnt) / Jinlun jl125-11 (Sold) / Honda ns125f (Current)
Off road: Yamaha DT125 (stolen and never found) / Motorama 50 (Freebie)
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Loobygaga
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PostPosted: 11:30 - 07 Jun 2013    Post subject: Reply with quote

20 Years old - 1 accident (not my fault)
1 bike theft and burnt out.

Gp100 - £110 a year fully comp Smile
NS125F - £140 a year fully comp Very Happy
____________________
On road: Yamaha RXS100 (Stolen & Burnt) / Jinlun jl125-11 (Sold) / Honda ns125f (Current)
Off road: Yamaha DT125 (stolen and never found) / Motorama 50 (Freebie)
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LockyUK
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PostPosted: 11:44 - 07 Jun 2013    Post subject: Reply with quote

da fuq, everybody seems to pay a fraction of what i do!
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Shinigami
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PostPosted: 11:55 - 07 Jun 2013    Post subject: Reply with quote

why the shit are all your premiums lower than mine? I thought i'd be a fairly low risk, live in a quiet very low crime area, bike is kept garaged, no accidents, no points, 03 hornet 600 so not a mental bike

they really do just pull the numbers out of their arses
____________________
Current: Honda City Fly CLR125 2003 Honda CB600F Hornet 2008 Yamaha FZ6 S2 + 1991 Kawasaki GPZ500
"Once you realize what a joke everything is, being the Comedian is the only thing that makes sense.
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P.addy
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PostPosted: 11:57 - 07 Jun 2013    Post subject: Reply with quote

Do you have ANY security devices.

Try listing it with an Almax 3. Heck, even try quoting directly on the ebike site Wink
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Shinigami
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PostPosted: 11:59 - 07 Jun 2013    Post subject: Reply with quote

I listed the built in H I S S immobilsor,

funnily adding an oxford cheese chain bumps the price up higher lol

I do mean to get an almax but i'm massively skint for the time being.
Doesn't explain why the quotes are much higher for this year than when I insured it end of last year.

Maybe it'll come down when i get to renewing, was just having a nosey to see what it would come out as now
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Current: Honda City Fly CLR125 2003 Honda CB600F Hornet 2008 Yamaha FZ6 S2 + 1991 Kawasaki GPZ500
"Once you realize what a joke everything is, being the Comedian is the only thing that makes sense.
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clancy
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PostPosted: 11:59 - 07 Jun 2013    Post subject: Reply with quote

20, 4 years ncb, £230 fully comp on k5 GSXR 600 Smile
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LockyUK
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PostPosted: 11:59 - 07 Jun 2013    Post subject: Reply with quote

Shinigami wrote:
why the shit are all your premiums lower than mine? I thought i'd be a fairly low risk, live in a quiet very low crime area, bike is kept garaged, no accidents, no points, 03 hornet 600 so not a mental bike

they really do just pull the numbers out of their arses


out of interest what do you pay for the hornet ? a 2007+ hornet for me is 600 fully comp, 3 points speeding, locked compound on a council estate, it is cheaper than my cbf15 despite being about 10 times more powerful it is all fucked, i do believe they do pull numbers out of there arses
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P.addy
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PostPosted: 12:03 - 07 Jun 2013    Post subject: Reply with quote

You mean your almax was stolen too right?

Run a quote Wink
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Shinigami
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PostPosted: 12:09 - 07 Jun 2013    Post subject: Reply with quote

PeteLockwood wrote:
Shinigami wrote:
why the shit are all your premiums lower than mine? I thought i'd be a fairly low risk, live in a quiet very low crime area, bike is kept garaged, no accidents, no points, 03 hornet 600 so not a mental bike

they really do just pull the numbers out of their arses


out of interest what do you pay for the hornet ? a 2007+ hornet for me is 600 fully comp, 3 points speeding, locked compound on a council estate, it is cheaper than my cbf15 despite being about 10 times more powerful it is all fucked, i do believe they do pull numbers out of there arses


£185 FC at the mo with £300 excess :\
____________________
Current: Honda City Fly CLR125 2003 Honda CB600F Hornet 2008 Yamaha FZ6 S2 + 1991 Kawasaki GPZ500
"Once you realize what a joke everything is, being the Comedian is the only thing that makes sense.
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