One bike, two people, two insurance policies.

[Snorty]

Seems to be hard to find an answer on this.

My friend's brother has just passed his CBT, and wants to get insured on his NSR.

Is it possible? Friend doesn't want to cancel his policy or anything like that.
____________________
Current: Yamaha FZ1 '07 | GSXR 750 SRAD

Past: CB125TDC | TZR125 | GPZ500 | CBR600F3 | ZX9-R | GSXR1000 K4

[.Bishbash.]

can he not add his new biker friend as a named driver on his policy?
____________________
Current bike - GSX-R1000 k8

[G]

Some insurance phone monkeys will tell you it's not possible.

They don't know what they're talking about.

No reason why not.

[.Bishbash.]

Yeah amen to that, they will say anything to sell you a new policy.
____________________
Current bike - GSX-R1000 k8

[mentalboy]

Is it actually possible to insure a machine that's not in your name?

I seem to recall small print saying that insurance was invalid if covered by another policy
____________________
Make mine a Corona.

[P.addy]

This nugget again.

You can have as many policies on a vehicle as you like.

You can ONLY claim on 1, otherwise that is fraud.

You can insure a bike that doesn't belong to you, you just have to choose who the bike belongs to in the insurance comparison sites. Usually you have policyholder/parents/brother etc.

Done countless times, will continue to do so.

I wouldn't advocate letting a learner loose on a bike though, especially one that requires fairly decent looking after.

I had a CBR125 that was mint. My friend pogo'd it into a roundabout on his first journey home from work.

It turned up completely fucked. No lights left, forks twisted and wasn't replaced.

[Rogerborg]

Dat. Insuramongs screeching "Is unlegal!" are just precious.

However, it might not be so clean cut if things go wrong, or even in a tug by Plod who checks the MID and sees Certain Information That Leads to Reasonable But Non Articulatable Suspicions.

What, for example, if it's nicked or burns while "friend's brother" is out on it with TPO cover, when "friend" has TPF&T that wants it locked in a garage?

It would seem to be simpler to put "friend's brother" on "friend's" insurance.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[P.addy]

If I borrow someones bike and need to insure, tpft is what I go for, I'd expect others to do the same. Covers for typical it got robbed situations.

I'd go FC if I wouldn't be able to cover cost of repairs should shit happen.

chances are you can't add another rider.

[Snorty]

Friend is with e-bike. As they're both on CBTs I don't think they'll do it.
____________________
Current: Yamaha FZ1 '07 | GSXR 750 SRAD

Past: CB125TDC | TZR125 | GPZ500 | CBR600F3 | ZX9-R | GSXR1000 K4

[P.addy]

[clancy]

[Walloper]