First time insurance 125

[Alastairmcc]

Took out a third party quote with bikesure, payed the deposit and got an email with a letter attached saying to ring them as a matter of urgency. I rung them up they asked if i was a student and if i worked, then the girl on the phone started quizzing me about the 6000 annual mileage i had put down. They then ask me to send them a letter confirming i am a student, only thing is i won't find out till the 25th august if i have gotten a place on my course. They also asked me to fill in a document they will send me with the mileage of the bike and sign it etc. Anyone have any advice, i feel like ringing up and canceling the policy now.

[P.]

I've never been asked about mileage and I always put down <3000.

As far as I know it covers you on the motorcycle, not your friend who took it to Europe for 3 months nor mileage counted on racetracks or private roads... so having clocks that started the policy at 35,057 and at policy end were 48,591 is perfectly legitimate.

They will have to try and prove otherwise.

[Alastairmcc]

[UnspeedySam]

I've been asked for the mileage of the bike once at the start of the policy. But as paddy said, it isn't legally binding.

The student thing is odd. Did they state is has to be from your Uni/College? If not, just write a letter from yourself confirming you are indeed a full time student on course X.
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Riding: BMW R1150RT `02 bought mildly crashed
Fixing: Also the BMW as I get less broken bits
Gone: ZZR600 '00, TRX850 '97, RXS100 '93, JS125-6B '07, BMW R1100RS '93, Kawasaki ZX-6R-J2 '01, Honda Bros NT400 NC25 '88

[Alastairmcc]

[UnspeedySam]

[Rogerborg]

First thing I'd suggest that you do is stop speaking to them on the phone, or at least not exlusively. If they're going to spack things up and/or accuse you of being a fraudster, get a clear written record of it.

Best strategy might be to write down your situation (once, rather than explaining it half a dozen times to different goldfish-brans), then say "Right, now you decide which of your pigeonholes I fit into."

At the first hint of them cancelling the policy, you're straight off to the Ombudsman.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[dazzzaa]

I've been collared twice for mileage when starting new policy.
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1988 VFR 750-f,,,,binned on duncton hill. current-1993 vfr 750-f

[Alastairmcc]

[suburban myth]

[ShepShep]

O.o I'v never been asked to prove if I was a student or to confirm the mileage in a formal letter. That's way more hastle then it's worth.

If you lied anyway then they would try and use that information as a reason not to pay out incase of a policy claim. Thats a benefit to them in the end, don;t know why their going to such trouble over a few details

[Alastairmcc]

I woke up to another letter from them saying i need to ring them asap about some details, i'm just gonna ring up and cancel the policy, can't put up with this. Also they seem quite a dodgy company from reviews i have read....

[Andy_Pagin]

Try Carol Nash, I've been happy with them and their call centre people are a cut above the usual retards. Tell them to bung me a drink for the new business intro.
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They're coming to take me away, ho-ho, hee-hee, ha-haaa, hey-hey,
the men in white coats are coming to take me away.
Yamaha Vity -> YBR125 -> FZS600 Fazer -> FZ1-S Fazer