Thoughts on Cat D?

[cimbian]

I'm looking to get a new bike now that my TA has been sold.

Found a couple that I like the look of and price is low. The issue on both is CAT D.

What are the general thoughts on buying a CAT D bike and, in particular, selling-on at a later date?
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22PlusY
Current: Moto Guzzi 1100 Breva. Previous: Honda XL650V TransAlp
Bearded, Balding, Born again Buddhist Biker

[lihp]

CAT-D Is when it's written off due to other circumstances affecting cost other than the repair.

So repair is less than value of bike with new parts, but it may be that the cost of a hire vehicle is too expensive for the duration of repair etc.

CAT D Should only be very light damage, often, stolen, recovered and attempted thefts end up cat d
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covent.gardens: lihp is my most favourite member ever

[thepuma]

Yeah shes not bad.....

https://i82.photobucket.com/albums/j273/spenspuma/cat-deeley-1840757896_zps044a8e5d.jpg
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YBR125 (SOLD) - CBR250R(SOLD) - CBR650F(SOLD) Current - Street Triple
765 RS

[Tungtvann]

No, because I couldn't be bothered with the same hassle should I ever sell it.

[Pete.]

[Lord Percy]

I thought if you bought a written off bike and got it back to being fully registered and roadworthy, you didn't even need to mention it to the next buyer - 'buyer beware' and all that.

When I bought my GN125 from Lancashire's best known rogue trader Vince Candelin, I had no idea it was a previous write-off until several months later when I was in my crash and the damage valuation was bumped down because on record it had been crashed and written off once before, cat-C I think.

So regarding the selling on, it's only an issue if the buyer does all the detailed background checks and finds out, which I think most don't do as they take it by looks and feel alone, rather than the history - at least that's what I did . So when you sell it, as far as anyone else is concerned you had no idea it was a previous write off. Think it's just a matter of concsience really.

Could be wrong, but that's the thought process I would take if I were in your position.

[Pete.]

What you say is true, the only thing obliging you to inform the new owner is your own conscience.
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[Nick 50]

The Tuono I had was a Cat C. It allowed me to buy a bike that would of been well out of my budget. I got it for £1550 (when they were going for £3k+ at the time) and sold it back on no problem for the same amount.

I was very clear it was a Cat C as was the seller who I bought it off.

No problems at all
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Current Bikes: ZX7r 97 (Black Beauty), VFR400 NC24 (The banana)
Previous Bikes: Aprilia Tuono 03 (The Beast), CBR600f (97)
First bike: A GZ125 Lemon.......

[P.]

I'd not even bat an eyelid at a Cat D, Cat C would make me have a bit of a look over it but I'd probably buy it.

Cat B however.. I'd check for some actual fixed stuff before considering.

[j.silvs]

Yes legally you do have to inform people it's a cat write off legally:

If the car was a write off you can only ask for your money back if the seller misled you. For example, they told you the car had never been in an accident or they withheld this information when you asked about the car’s history.


I always HPI check a vehicle to ensure I know what I'm buying.

Cat writes offs easily knock off 50% of the value so sometimes there are bargains to be had[/i]

[P.]

It isn't illegal

[shereen]

[j.silvs]

Ah right!

[Vincent]

It's a good way of getting hold a cheap bike.....or at least a cheaperer one

It all depends on how bothered you are about cosmetic damage. Personally, I find a bike is just as useful and just as much fun to ride no matter how many scratches, dents, bust bits of plastic, etc it's got. Just make sure that you check the important bits like the frame, forks wheels, engine mounts et al.
If you are bothered about the cosmetic parts, sort them out as and when you can afford it and you may even get your money back.
It's more and more the case now that what the bike looks like is very important to some people. We all like nice shiny bikes but for some, it's the main thing and they could lose out because of it. If you're like that, you should probably stick to the showroom bikes.
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Space Is Deep

[arry]

[Rogerborg]

I'd like to say that it doesn't bother me at all, because it's a cynical insurance wheeze to limit their pay outs. There's no reason at all why a properly repaired write off of any category wouldn't ride and therefore be worth as much as a minter.

In practice though, they have successfully brainwashed enough people into believing that write offs are worth less that they are worth less.

Depends entirely on the likely price at the intended time of selling it on though. Under a grand, no bother, I haven't checked any of my previous bikes. Up to £2K or so, tens of quids. Above that, I'd likely HPI then look elsewhere to avoid the hassle.

As to telling the buyer, caveat emptor - and I feel there's a certain moral high ground in not colluding with the insurers' scam. If you're going to lie then "I don't know" is safer than "No", because how are they going to prove to the contrary? That's also why asking a seller straight out isn't likely to offer you much protection, because if they've got half the wit they were born with then "don't know" will be their answer too.

tl;dr - depends.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike