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Reclaiming a deposit made for a bike?

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Enaver
Renault 5 Driver



Joined: 21 Feb 2013
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PostPosted: 17:51 - 15 Aug 2013    Post subject: Reclaiming a deposit made for a bike? Reply with quote

Evening,

When I was looking around for getting my bike brand new they didn't have any in stock in any store. I picked a store a then said if I could reserve a bike when it comes in, and he said I would need to make a deposit of which I could afford. I put down a £300 deposit to reserve the bike when it came in which he said would be October.

Since then one of the other stores contacted me saying they had the bike in store and that I could get it if I wanted (2 weeks ago). So me being impatient I just went ahead and bought it thinking I could reclaim my deposit from the other store.

I rang up the other store and they said I can't as they said they ordered the bike FOR me, however I was told it was just to reserve it on the phone. I never signed anything nor did anyone tell me that it would be non-refundable. This is my first big purchase so I am new to it all.

Just wondering where I stand? Do I have to suck it up as I did put down a deposit they don't have to say its non-refundable or do I have a right to get my £300 back?

Cheers
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unluckyluke
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PostPosted: 18:02 - 15 Aug 2013    Post subject: Reply with quote

How did you pay the deposit? If it was cash you can forget ever seeing it again as you have no proof it was paid so no way you could take it to small claims court or anything. If you paid by credit card you could pursue it through court or speak to your card supplier about a section 75 charge back and in this instance I suspect they'll find in your favour. Not sure about debit card, you would have to check with your bank.
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shereen
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PostPosted: 18:04 - 15 Aug 2013    Post subject: Re: Reclaiming a deposit made for a bike? Reply with quote

Enaver wrote:
Evening,

When I was looking around for getting my bike brand new they didn't have any in stock in any store. I picked a store a then said if I could reserve a bike when it comes in, and he said I would need to make a deposit of which I could afford. I put down a £300 deposit to reserve the bike when it came in which he said would be October.

Since then one of the other stores contacted me saying they had the bike in store and that I could get it if I wanted (2 weeks ago). So me being impatient I just went ahead and bought it thinking I could reclaim my deposit from the other store.

I rang up the other store and they said I can't as they said they ordered the bike FOR me, however I was told it was just to reserve it on the phone. I never signed anything nor did anyone tell me that it would be non-refundable. This is my first big purchase so I am new to it all.

Just wondering where I stand? Do I have to suck it up as I did put down a deposit they don't have to say its non-refundable or do I have a right to get my £300 back?

Cheers


Hmm tricky one, did you make the purchase over the phone? If so you could shove distance selling regs in their face, which would give you the right to cancel.

If you didn't then I don't know, sorry.
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ScaredyCat
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PostPosted: 18:12 - 15 Aug 2013    Post subject: Reply with quote

If it's with a credit card do a chargeback.
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Enaver
Renault 5 Driver



Joined: 21 Feb 2013
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PostPosted: 18:23 - 15 Aug 2013    Post subject: Reply with quote

Was over the phone and by credit card Smile
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unluckyluke
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PostPosted: 18:29 - 15 Aug 2013    Post subject: Reply with quote

Enaver wrote:
Was over the phone and by credit card Smile


Then section 75 is your answer, your card provider should be able to do the charge back and get your money back.
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Enaver
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PostPosted: 18:35 - 15 Aug 2013    Post subject: Reply with quote

Cheers mate, will give my bank a call tonight to try this. If it does go through do I need to worry at all about the Bike Store trying anything?
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unluckyluke
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PostPosted: 18:49 - 15 Aug 2013    Post subject: Reply with quote

Enaver wrote:
Cheers mate, will give my bank a call tonight to try this. If it does go through do I need to worry at all about the Bike Store trying anything?


You shouldn't have to speak to them at all as when you make a section 75 claim you deal with your card provider and they'll deal with the supplier.

https://www.moneysavingexpert.com/shopping/section75-protect-your-purchases
Have a look at link above for more info on the process.
Best of luck
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weasley
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PostPosted: 19:21 - 15 Aug 2013    Post subject: Reply with quote

Section 75 protects you when something goes wrong, like faulty goods, non-delivery or bankruptcy. It does not protect against "changed my mind", "got impatient" or "oooooh, shiney thing".

You may be covered by the distance selling regulations though, under your right to cancel. Exceptions, it seems, do not include things ordered in for you (although do cover things made or modified to order).
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Rogerborg
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PostPosted: 19:55 - 15 Aug 2013    Post subject: Reply with quote

weasley wrote:
Section 75 protects you when something goes wrong, like faulty goods, non-delivery or bankruptcy. It does not protect against "changed my mind", "got impatient" or "oooooh, shiney thing".

You may be covered by the distance selling regulations though, under your right to cancel. Exceptions, it seems, do not include things ordered in for you (although do cover things made or modified to order).

Is the correct answer. Thumbs Up

Also: it's a dick move. If you weren't happy waiting until October, why did you contract on that basis? Go on, screw them over, everyone else is doing it so that makes it OK.
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ScaredyCat
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PostPosted: 20:30 - 15 Aug 2013    Post subject: Reply with quote

weasley wrote:
Section 75 protects you when something goes wrong, like faulty goods, non-delivery or bankruptcy. It does not protect against "changed my mind", "got impatient" or "oooooh, shiney thing".


It does protect you if you're not told it's a non refundable deposit.
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Pete.
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PostPosted: 20:37 - 15 Aug 2013    Post subject: Reply with quote

ScaredyCat wrote:
weasley wrote:
Section 75 protects you when something goes wrong, like faulty goods, non-delivery or bankruptcy. It does not protect against "changed my mind", "got impatient" or "oooooh, shiney thing".


It does protect you if you're not told it's a non refundable deposit.


Good point, and since there will be no record of the conversation it'll be very hard to prove. Also, if they said that the deposit was to reserve the bike when it comes in, that's not the same as putting money down to have a bike ordered for you personally. They have made it sound like they have stock coming in and you need to to deposit get your name at the top of the list to be sure it's yours. If that is the case they don't need to keep that £300 because the bike will sell easily to another clamouring customer.
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Enaver
Renault 5 Driver



Joined: 21 Feb 2013
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PostPosted: 22:27 - 15 Aug 2013    Post subject: Reply with quote

[quote="Rogerborg"]
weasley wrote:
Section 75 protects you when something goes wrong, like faulty goods, non-delivery or bankruptcy. It does not protect against "changed my mind", "got impatient" or "oooooh, shiney thing".

Also: it's a dick move. If you weren't happy waiting until October, why did you contract on that basis? Go on, screw them over, everyone else is doing it so that makes it OK.


I put my money down to keep my name at the top of the list, they never said anything about ordering me in one or one coming in under my name. They made it clear to me that there was some already coming in. I made no contract other than to reserve one, they are the ones screwing me over.

On the phone they never mentioned anything about ordering me in one, nor did they say it was non-refundable. The fact I put my own deposit down without them even giving a minimum means I should at least get some back. If they ordered me in one I wouldn't have a problem as i'd happily pay £300 for getting it early, however I have a problem with them trying to con me out of my money.

They made it pretty clear to me that no other company can get one in as they are completely sold out, which is why I did put down a deposit in the first place, which wasn't true.
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Hetzer
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PostPosted: 09:15 - 16 Aug 2013    Post subject: Reply with quote

Ordered the bike especially for you. Laughing Laughing Laughing Yeah.

The solution is simple:

"Deposit returned or bye bye windows on a regular basis".

Though you deserve to lose some of it for being such an incredible mug. Thus lessons are learned more effectively.
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Rogerborg
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PostPosted: 11:43 - 16 Aug 2013    Post subject: Reply with quote

Loathe as I am to help you, here's what you do. I'm assuming that they didn't bother giving you any paperwork explaining your right to cancel, yes?

So write to them recorded delivery, saying clearly that the contract was made by telephone, and you are exercising your right to cancel it under section 10 of the Distance Selling Regulations 2000.

Assert the following:

They have not provided you with the information required by DSR 2000 Section 8. Therefore your right to cancel is ongoing under DSR 2000 Section 11 (4).

There is no exception to the right to cancel, as the goods are not "made to the consumer’s specifications or clearly personalised". (DSR 2000 Section 13).

The "contract shall be treated as if it had not been made" (DSR 2000 Section 10) and you require a refund within a fixed period, I'd go with 14 days.

After that period, send the exact same letter again, this time heading it NOTICE BEFORE ACTION and tell them that they have 14 days to pay or else you'll start a County Court small claim and add the costs of that to amount owed.

Then do it.

Or spark plugs though the window, it's all good.
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Last edited by Rogerborg on 13:33 - 16 Aug 2013; edited 1 time in total
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Enaver
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PostPosted: 11:53 - 16 Aug 2013    Post subject: Reply with quote

Thank you,

Like I said, if I knew it was non-refundable I wouldn't have a problem. Im normally the sort of person to let stuff like this slide as I don't like causing aggro. But since its a large sum of money and wasn't told much, I feel abit like my money has been taken from me as they think im a sap & can easily do it. £300 is a hell of a lot of money for me. Cheers again.
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Hetzer
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PostPosted: 11:56 - 16 Aug 2013    Post subject: Reply with quote

And keep us updated; it's very irritating when people ask for assistance/advice and never return to report the outcome.
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Kickstart
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PostPosted: 17:19 - 16 Aug 2013    Post subject: Reply with quote

Hi

If a deposit is refundable then is there any purpose to a deposit at all?

All the best

Keith
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Hetzer
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PostPosted: 17:56 - 16 Aug 2013    Post subject: Reply with quote

Kickstart wrote:
Hi

If a deposit is refundable then is there any purpose to a deposit at all?

All the best

Keith


Yes, it keeps them from selling the bike to a guy who walks in off the street. At which point the deposit legitimately becomes the property of the seller.
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Kickstart
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PostPosted: 17:59 - 16 Aug 2013    Post subject: Reply with quote

Hi

Do you mean that once they have refused a sale to someone else the deposit becomes non refundable?

All the best

Keith
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Pete.
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PostPosted: 18:00 - 16 Aug 2013    Post subject: Reply with quote

Handing over a deposit shows a firm intent to purchase, rather than a casual enquiry. Even if the purchase doesn't eventually happen, the intent was there as no-one would hand over cash without any intention of buying.
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Kickstart
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PostPosted: 18:05 - 16 Aug 2013    Post subject: Reply with quote

Hi

Yes, but if it can be demanded back on a whim then it shows no intent at all.

All the best

Keith
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Hetzer
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PostPosted: 18:17 - 16 Aug 2013    Post subject: Reply with quote

Kickstart wrote:
Hi

Do you mean that once they have refused a sale to someone else the deposit becomes non refundable?

All the best

Keith


Yes, if holding it for the depositer means they lost a sure sale to the other guy. Compensation for being jerked around.

But where they were getting the bike in anyway and nobody has attempted to buy it, they've lost nothing if the depositer changes his mind. Keeping the deposit in that case is plain theft/fraud.
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Pete.
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PostPosted: 18:18 - 16 Aug 2013    Post subject: Reply with quote

It does show an intent at the time of making the deposit. Any number of things might happen to stop the sale going through, including the shop not being honest about availability like has happened here. He made the deposit, and has bought the bike so the intent to buy was justified, just that the vendor dipped out by not being able to supply in as good a time as someone else after telling him that he would not be able to buy one anywhere.
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Kickstart
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PostPosted: 18:19 - 16 Aug 2013    Post subject: Reply with quote

Hi

In which case pointless to offer one or to ask for one. After all if the bike is not in the shop yet nobody is going to buy it as they could just demand their payment back as just being a deposit.

All the best

Keith
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