Insurance renewal success finally...

[-Matt-]

Evening all

It would seem i've finally reached the NCB/age/nonsensical point in time the bike insurers have decided to stop raping me and give half reasonable quotes after nearly 7 years riding So far i've only ever been TPFT due to the cost but this year its a lot more affordable to go FC by the looks of things.

However the best quote has [although i offered no additional excess on the form] added a 500 pound voluntary excess, BUT it comes with 'free excess protection'. Has anyone had this included before - wondering if it covers the entire excess' or just the additional forced 500 so called voluntary excess they've bundled in
Full comp quotes
https://i41.tinypic.com/2hp40o7.jpg

Then we have the TPFT quotes
https://i44.tinypic.com/2hgbxap.jpg
To date i've been with bikesure TPFT mainly just as it was cheapest, but this year 3 insurers i've never heard of are the top 3 - anyone had dealings with these before, i'd imagine ultimately the bottom line is all insurers are out to rob you essentially, but just a bit apprehensive about going with a group i've never heard of

Thanks all

[DrSnoosnoo]

I'd expect that excess cover to just cover the voluntary excess and you'll still have to pay the compulsory. Ring them to be sure. Can't hurt.

BUT I'd go for TPFT and save 110 quid
____________________
I'm Sam; Northern, Ginger, Lover
Did have: '95 ZZR600 '83 CG125 '97 ZZR1100 '15 Hypermotard 821 SP Do Have: '10 ZX10R

[TwoWheelsDail...]

Have a look on the bike insurer, i always find the quotes are even cheaper on there!
____________________
Suzuki GSR 750 - 33BHP (Restriction Ends 17/12/2014)
KTM Duke 125 - SOLD
www.facebook.com/TwoWheelsDaily | www.twitter.com/TwoWheelsDaily | www.instagram.com/TwoWheelsDaily

[Conzar]

[Jefr0]

I'd still go TPFT myself as I'd not claim my bike if it was damaged, will cost too much with excess and future premiums and I could fix it for alot cheaper.

The top 3 are hardly the top 3 when 4th is only £2 difference

Personal experience is to go with a big name so I'm secure when it comes to having to actually dealing with them and claims etc. Would not like to go through a claim with a smaller insurer or one not many people have heard of, not a big confidence booster when it comes to a claim!
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Rides: Honda XR 125 ('03) Honda CBR 600F ('91), Ducati 916 Biposto ('95)

[P.addy]

I get hose prices right now for a Hayabusa ZX9R though I'm still looking at £800.

Insurance, giving me access to missiles since 2007

[DrDonnyBrago]

Isn't "excess protection" that scam where you have an insurance policy to cover an enormous excess?

I cba to dig it up, but last time it appeared it seemed like a massive con.


Are you quite young? Most of your quotes don't have ride other bikes, I've had that since I was 21.

[-Matt-]

[t121anf]

What are you going to do with 2.5million trees?

[-Matt-]

Policy aimed at unemployed lumberjacks i think