CBT cerificate for theft of my bike??

[norts85]

hi all,im new here and was wondering if anyone could help me with my problem? my motorbike was stolen 3 weeks ago off private property.it was chained up and everything but they came and cut it all off my insurance company is refusing to pay out because i cant produce my cbt certificate as i dont know where it is :/ i could understand them wanting it if i was in a road accident! am i right in thinking they are just trying not to pay me out? they never asked for my CBT certificate when i paid my insurance in full for the year which is third party fire and theft. i have contacted the financial ombudsman service who are writing to the insurance company (aviva) have i done the right thing?? sorry if i have not posted this in the right part of the site,im new here lol

thanks,matt

[toadoftoadhal...]

Interesting problem. Insurance companies will always to to get out of paying a penny if they can.
Cant you get a copy from the place you took the CBT?
Stick with the ombudsman, and take it all the way.

[norts85]

yea i tried like 2 months ago but the place isn't there anymore! just my luck :/ i told the ombudsman service to day the problem and i said that when i took the insurance out they never asked for my cbt,quick enough to make my money tho! the bike was worth about 3000 so theres no way im just going to give this up! lol hopefully the ombudsman will sort it,i was just wondering if anyone had anything like the same problem before!

[J.M.]

You should be fine, hopefully.

You need your CBT to ride on the road, not to buy insurance. As you quite rightly state, you weren't even riding when the situation arose.

Bad luck having the bike stolen, good luck getting it all sorted
____________________
2004 R1 & 2018 XSR900

[norts85]

cheers mate! you cant have anything these days! :/

[arry]

[kerr]

Once the obmusman has contacted them it wont take them long to come kissing your feet dont fret.
Cbt has fuck all to do with insurance, especially when it has been stolen parked, especially when they never asked for proof of cbt.
____________________
aprilia 125 Af1 Futura >> Suzuki gsxr 600 srad >> J1 zx6r >> cbr 600rr >> Speed Triple

[sickpup]

https://www.whatdotheyknow.com/request/data_entry_of_cbt_certificate_nu

[arry]

[kerr]

[Marmalade]

[kerr]

[Dave70]

[trevor saxe-coburg-gotha]

[Dave70]

[dydey90]

I was told that if one were to hold a CBT certificate and a full category B driving license, they would automatically get a 50cc (Category AM?) license entitlement if both were acquired before January 2013.

This is what I got told two years ago when I last did my CBT, never actually researched this at all.

[Skudd]

It is 2013 and a scrap of paper to prove something so important isn't good enough. Well it isn't good enough when you have said scrap of paper and want to prove MOT/Insurance/etc at the road side.
I would have thought that something so basic as a CBT would be as important as any other document to the DVLA.

What happens if the document was stolen or destroyed?
____________________
Famous last words of Humpty Dumpty. " Stop pushing me "
Petty Anarchists look at "1984".............. The Visionary looks at "Animal Farm".

[Doovy]

[dydey90]

I think what we can all take away from this discussion, is that you don't need a CBT unless you're being naughty and get pulled over. I've never once been pulled over, let alone been asked for any documentation. Only time they wanted paperwork was when I wrote off my car and they need MOT/insurance cert/paper license to prove I was legal to be driving at the time.

[ficedula]

[mr-jermy]

Hi Chap

popped a post on my work forum (i work for aviva bonds department not insurance) and from the info i've been given they give you the insurance and 'trust' that you have the valid licence and as part of the standard claims validation process it is something that they ask to see especialy if it is for a large sum of money, the fos probably wont be able to do anything unless you've gone down aviva's complaint route already and not had a sucessful result,

Hope this is of some help

Cheers,

Chris
____________________
currently rebuilding a Honda NS125RL selling a baotian bt49 qt-9

[andyscooter]

just tell them cbt cert was under bike seat in case you needed to prove you could ride leagally
____________________
gilera runner vxr200 (chavped)
if its spelt wrong its my fat fingers and daft auto correct on my tablet

[MC]

[ian505050]

Just tell the insurance company that you have now remembered that you laminated it and kept it under your bike seat to show to the police as you had been pulled over in the past and they wanted to see the CBT certificate before you continue your journey.

As there is no national database for CBT certificates you had to carry it around with you and obviously was stolen along with your bike.

[iooi]