Some advice please motorcycle accident

[rhys1005]

Hi BCF I work for a pizza delivery company (papa johns) and on the way back from a delivery going 25/30mph (only a scooter) a car shot across a junction and t boned me, nothing I could do.. 100% his fault. His shop was across the junction so he obviously without looking thought he could pull from the junction quickly and go across both lanes. I did try to avoid him but i was literally only a meter or so from him before he even pulled out.

I went flying through the air and rolled across the road a few times before coming to a halt. I have wrist pain (got a support on at the moment from hospital) both ankles are in pain *, my right elbow aches, my lower back and the whole of my right arse cheek is black with road rash and bruise. I'm also sure I've torn my hamstring and pulled something in my neck as both put me in agony when I try to walk. Last night I haven't got a clue why but I had an anxiety attack so it's knocked my confidence a bit regarding riding.

Ofcourse my helmet (used my own) is fucked, trousers fucker and so are my gloves and Iphone. Can't see myself being able work for another month or so and not sure if I will want to this winter due to having to ride their bike with recovering injuries.

I have four witnesses that have all said the driver is at fault and there was nothing at all I could do and that they are suprised I was able to walk after taking such an impact. The driver has no witnesses and has basically admitted liability.

How do I go about claiming compensation and what do I do now? My manager has my crime reference number thingy bob but kind of stuck what to do now? I feel useless as I don't have much money saved and I'm worried about losing my job etc .. Pretty shit situation.

Any advice appreciated, thank you.

[G]

Work out if you are going to use a claims management company or not.
Be aware that many are pretty useless.

If you are, ring them up and they'll go through it all with you.

If not, call up their insurance company to get a claim going.

[brains_t]

Forget claims companies they will just take a cut. Contact a solicitor that has experience dealing with motorcycle injuries. I am sure if you search this site or Londonbikers you'll find one.

[Notj7]

Solicitor definitely, or try sorrymate.com (never used them but good reports on this site I've seen) : https://www.sorrymate.com/
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Left the forum.

[yambabe]

First things first, lets make sure you have at least some cash coming in to live on for the next few weeks eh?

Just to remind you, you need to get a fit note "Statement of Fitness to Work" off either the hospital or your own GP and give it to your boss.

If you normally earn more than £109 per week you are entitled to Statutory Sick Pay from work at £86.70 per week after the first 4 days for up to 28 weeks. If you earn less than that your boss should give you the fit note back along with a form SSP1 which you should take to the DWP cos you will be able to claim Employment and Support Allowance instead.

Keep a note of any payments that are made to you (keep any payslips or DWP statements for the period) cos if you succeed in claiming for lost wages from the car driver's insurance you may have to repay any SSP paid to you by your work and you WILL have to repay any ESA if you don't qualify for SSP.

I'm sure someone with more experience than me will be able to advise better on making a claim so I'll stay away from that aspect, but I do know quite a lot about sick pay!

HTH.
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Sod falling in love, I wanna fall in chocolate.

[Rogerborg]

Relax, you're (rightfully) quids in. It just might not be immediately, is all, since you're injured.

You're a completely innocent victim, don't feel any qualms about being fully compensated for every penny of loss, direct and indirect. Make sure that you document everything, get and keep receipts for any outlays. If you have to borrow money to keep afloat, claim the interest. Even if you lose your job, don't fret, insurers have deep pockets. That's what they're there for.

I don't know if I dare say anything, as T.C still lurks here after his flounce, but consider White Dalton as your claim handler.

Just remember, its your claim, you decide who handles it, and nobody else really gives a stuff. If you're not happy with your representation, shop around and change it.

Best of luck.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Vincent]

Can vouch for White Dalton.........however, I've never needed to use anyone else, but they were very good when dealing with my claim. They won't take anything out of whatever you are awarded AFAIK...just claim costs from the other blokes insurer. They also got 50% of my claim upfront, took about 2 months. The rest took 18 months. I managed to get receipts/valuations for all my top of the range clobber You may want to buy the bike back for pennies, if so, just tell the assessor when he/she comes to examine your bike.

I take it this bloke's insured?
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Space Is Deep

[rhys1005]

Thanks for the help sorry I've took so long to reply. Feel a lot more relaxed now I've been involved with a car accident before when a bus practically ripped the side of my moms car off which left my neck stiff and sore for 8 months (same pain i have now ) or so and stupidly I took £1000 compensation 3 months after the accident!

So want to do it properly this time and make sure everything is how it was before the accident

Guy is insured by his pizza shop.. Yes he also works for a pizza shop (taking out the competition? ) and another witness who owns a tattoo parlour near the accident has come forward and said he saw everything and it was completely his fault, i didn't stand a chance and he was shocked I could still walk after such an impact. So he can't really worm himself out of liability.

Will ring white dalton today see what they say

Going doctor tomorrow for some stronger painkillers and for him to make sure my neck is only strained as its bloody killing. Too bad I can't claim loss of sleep, didn't sleep last night as any way position put pressure on my neck or back.

What do I note down? Would I include lack of sleep, pain medication, pain im in? Or do i just note down costs etc.

Thanks

[dydey90]

When I got my car written off, third party's insures contacted me offering settlement so it was quick and easier for both of us.
Try calling the other guys insurance with some rough figures of compensation and loss of earnings, see if they'll sort you out directly.
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This post is probably not serious and shouldn't be taken literally.
Past: CBR125,ER6f NINJA 650, ZZR600 Current: VFR750

[Rogue_Shadow]

I wish you a speedy recovery bud

[map]

Sorry but no information to impart.
Just wanted to say I hope you get things sorted and you recover ok.

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...and the whirlwind is in the thorn trees, it's hard for thee to kick against the pricks...
Gibbs, what did Duckie look like when he was younger?

[Clanger]

Keep a note of everything.

What happened, including a diagram.
What got damaged. Take photos of damage. Including yourself, the bike, your clothing.
Write down what hurts. What you've lost (time of work, missed appointments etc.)
Write down how you feel.

I went with Angel Assistance. Back then I paid £10, and they sorted out the rest...the solicitor and when it came to it a Barrister for court.
My solicitor said my written notes were so helpful, as were the photos and the diagram of what happened along with witness statements (and police reports).

Nowadays I would go direct to White Dalton - as a friend works for them and they have been recommended over and over by other bikers.
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Be who you are and say what you feel, because those who mind don't matter, and those who matter won't mind - Dr. Seuss

[effit]

Sorry to hear about your accident.
keep that tattooist going on pizzas, he's your ace card! witnesses are a great help to any claim.

[Walloper]

[ws4936]

[Vincent]

[Wonko The Sane]

[rhys1005]

Sorry if I've mislead some of you, the scooter isn't in fact mine it's owned by papa johns thankfully (obviously don't want anyone's bike being wrecked but I'm obviously glad it's not mine) so I'm just added to their insurance to use their bike when working.

Thanks for all the support/help didn't have a clue myself and must admit I was panicking a bit.

Going to make a few phone calls etc tomorrow and take some photos/ write down my injuries and what happened. But will take photos now of my damaged gear.

I earn about £180 a week usually and a lot of that is rent to parents, food, transport, insurance, phone contract etc so hopefully if I can claim sick pay (not sure if my rights are different as I may be classed as casual?) just to pay for the necessities.

I can try just ring up the other party's insurance company and ask for compensation without going through claims as another poster said as ideally I need the money now but things are never that easy

Thanks

[Walloper]

[yambabe]