Insurance for test drives

[Doomsnite]

Howd you get this in place to buy your first bike with a test drive? Even if you already had a bike and had tpo on other bikes, would sellers be happy with that? If you total it your not covered!
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Triumph Street Triple-R
Sold: Honda Hornet CB600F-Y / Yamaha YBR125

[Rogerborg]

Cash in hand, don't do anything that might result in you having a claim made against you, or attracting the attention of the benevolent eye of our loving watch-lords.

https://images3.wikia.nocookie.net/__cb20100402161913/lotr/images/f/f5/Eye_of_sauron.jpg

A decent dealer will have insurance on the bikes for test rides. If you're not offered a test ride, question what you're getting in return for that price premium.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Doomsnite]

What about private? Would you want them to have insurance before letting them loose?
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Triumph Street Triple-R
Sold: Honda Hornet CB600F-Y / Yamaha YBR125

[MC]

This thread covered the same topic. Personally I wouldn't want to test ride a bike without insurance, unless it was down a quiet cul-de-sac where your pretty sure a copper isn't going to appear out of nowhere. Then I'd still expect to have handed over the cash, on a you crash you buy understanding. Also I'm not sure if dealers give test rides with just a CBT, pretty sure I've seen a full license being required before.
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Yamaha MT-03 '08 (crashed)
Honda XR-125L '04

[Rogerborg]

[Doomsnite]

Profile updated, thanks.

Probably looking to only spend about £500 for non chinese which, judging by the adverts ive seen, seems optimistic.
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Triumph Street Triple-R
Sold: Honda Hornet CB600F-Y / Yamaha YBR125

[Rogerborg]

If you put a postcode in, you'll get a little dot on a map as well.

£500 is optimistic for a good 'un, but not unachievable. You'll want to keep cash to hand, and be both patient and quick.

Scour Gumtree regularly and get in fast when a bargain comes up, and I mean within minutes or hours.

Another good wheeze is to keep track of eBay auctions for decent looking bikes that end near your price range, and contact the seller telling him that you've got cash in hand waiting if/when his buyer falls through. I got my Burgman that way, the seller was just so happy that someone had actually shown up.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Doomsnite]

Good tips cheers
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Triumph Street Triple-R
Sold: Honda Hornet CB600F-Y / Yamaha YBR125

[Doomsnite]

Oh yeah one thing... Leaving the guy the asking price for a test drive shows ur willing to pay the full price. How would that leave any negotiation? I always make an offer under what its going for, even if its worth it
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Triumph Street Triple-R
Sold: Honda Hornet CB600F-Y / Yamaha YBR125

[pdg]

Well, even if you've left the asking price in his hand as 'security', the test ride is going to highlight some little things that need attention isn't it?

I've bought and sold a few things in my time, and never once has the asking price been the minimum either way... (Unless I'm selling to someone I know.)
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Any and all advice given should not be followed - if you have to ask it means you don't know so get a man in to do it for you.