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Insurance doing CBT?

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TomC
Trackday Trickster



Joined: 17 Dec 2004
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PostPosted: 20:43 - 24 Dec 2004    Post subject: Insurance doing CBT? Reply with quote

Ok im getting my first bike soon, and want to do my CBT on it, but will i be able to order my insurance before hand and have it so i can ride it home after doing my CBT (providing i pass) or wont the insurance company except my application until i have done my CBT?
Any help appreciated. Merry Christmas.
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instigator
Super Spammer



Joined: 19 Oct 2004
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PostPosted: 22:31 - 24 Dec 2004    Post subject: Reply with quote

Well, you see the thing is, once you've confirmed insurance with a company, they'll ask for driving documents, such as cbt papers. They'll wait up to 2 weeks and more for these papers. I believe I insured my bike before doing my cbt.

But rest assured, you can do your cbt with your own bike so yes you can indeed. I'm living proof Smile

You, however, can't ride your bike on the road beforehand so an instructor may need to ride it to the training centre. And should you fail, you'll need to get someone to get it back to where you live.
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Kickstart
The Oracle



Joined: 04 Feb 2002
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PostPosted: 23:23 - 24 Dec 2004    Post subject: Reply with quote

Hi

You need to speak to your insurance company. Some will not cover you when doing your CBT.

All the best

Keith
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meyrick
Scooby Slapper



Joined: 05 Dec 2004
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PostPosted: 23:47 - 24 Dec 2004    Post subject: Reply with quote

The girl I did my CBT with had her scooter insured just for the day, however, without CBT the liability was quite high. I think it cost £97 for 24 hours. For £30, I used the school's bikes.

I didn't have to show my insurance company my CBT certificate, I just told them I had a provisional license. I guess they just assumed.

Paul Smile
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TomC
Trackday Trickster



Joined: 17 Dec 2004
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PostPosted: 23:54 - 24 Dec 2004    Post subject: Reply with quote

Ok thanks for the replies, i will have to ring the insurance company i am going to use
Cheers Thumbs Up
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Craggles
Traffic Copper



Joined: 12 Jul 2004
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PostPosted: 20:36 - 25 Dec 2004    Post subject: Reply with quote

My insurance company were happy to insure me from the date of my 17th Birthday... even though my CBT wasn't till 2 weeks after!

You'll also need insurance for the actual CBT if you plan on doing it on your own bike.

Craig
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AcID ZeR0
Renault 5 Driver



Joined: 26 Sep 2004
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PostPosted: 00:53 - 28 Dec 2004    Post subject: Reply with quote

instigator wrote:
Well, you see the thing is, once you've confirmed insurance with a company, they'll ask for driving documents, such as cbt papers.


My Insurance company (AXA) never asked for my CBT, I can't even recall them asking for my provisional licence.
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Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 01:26 - 28 Dec 2004    Post subject: Reply with quote

Never been asked for any of my paperwork other than the alarm certificate and to sign a garage clause. I was asked when insuring my ZX6R if my CBT was still valid. Laughing

They have no reason to care if your insurance is valid or not until the day when you try to claim as until then all you're doing is giving them a nice sum of money in exchange for a few A4 pages. If your insurance isn't valid then why should they be even slightly bothered as it's not their problem.
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Gazdaman
I did a trackday!!!



Joined: 12 Aug 2004
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PostPosted: 11:27 - 28 Dec 2004    Post subject: Reply with quote

Some insurance companies will insure you whatever, but when it comes to a claim you get a thorough ass raping.

I was asked for my CBT certificate pass date. I insured it the day I passed my CBT.

TBH I don't think it's worth the hastle doing it on your bike, it'll just alienate you from the crowd i.e maybe an older less reliable bike, may be faster, may be slower, may have the controls in different places.

Personally I'd do it on the school's bike and insure it afterwards...

Gaz
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AcID ZeR0
Renault 5 Driver



Joined: 26 Sep 2004
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PostPosted: 15:28 - 28 Dec 2004    Post subject: Reply with quote

Gazdaman wrote:

TBH I don't think it's worth the hastle doing it on your bike, it'll just alienate you from the crowd i.e maybe an older less reliable bike, may be faster, may be slower, may have the controls in different places.


In some aspects that could well be true but with some (most) schools you get really crappy bikes. But it makes sence them only having crappy, when I done mine two people dropped theres.
If you use your own bike you've most probably already riden it and got a good feel for it plus your even more likely to know where all the controls are on your own bike rather than the school.

But the point I'm really making is I first done my CBT on a moped when I was 16 and I had the honour to use their Honda c50 Laughing I was use to riding a Piaggio NRG at the time and I was so shocked in the difference especially in handling as the c50's tyres couldn't have been more wider than mountain bikes tyres and on top of that it was raining.

Should be £20 cheaper too. And lets face it if you do something that makes you fail your CBT your going to have stood out from the crowd regardless.
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Stu_666
Brolly Dolly



Joined: 27 Jun 2004
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PostPosted: 14:54 - 29 Dec 2004    Post subject: Reply with quote

If I was you I'd probably use the school's bike. Its only about £15 more. I think your insurance company will insure you if you decide to use your own bike but its about £100 more when I phoned up. I think after you've done it you give them a ring and they charge you what they would if you'd passed the CBT.
Also think about how you'll get the bike to the school as there's stuff like the trailer charge to consider etc.
Anyway, whatever you decide, hope the CBT goes well Thumbs Up
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TomC
Trackday Trickster



Joined: 17 Dec 2004
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PostPosted: 14:59 - 29 Dec 2004    Post subject: Reply with quote

Well i brought my bike home yesterday and used our trailer but it wasnt exactly a good fit, and we managed to break an indicator but i looked at it today and have managed to repair it, but i dont want to risk damaging it in the trailer again and as it only cost an extra £10 to use the schools bike i think i will do this.

Anyway, just a quicky. The bike i have bought is a derbi senda r, the guy i bought it off said that down one is first and then the other 4 above are the other gears, so neutral would be between 1 and 2.
Is this normal for all bikes? or are there any senda owners out there that can clarify this for me. Just wanting to know wether or not i will be doing something different in my CBT then on my own bike.
Thanks for all the replys.
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Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 15:17 - 29 Dec 2004    Post subject: Reply with quote

That is normal for all bikes, one down and four (normally five) up.
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TomC
Trackday Trickster



Joined: 17 Dec 2004
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PostPosted: 15:49 - 29 Dec 2004    Post subject: Reply with quote

Thanks for that, one last thing, when starting the bike as it doesnt have a Neutral light on the controls will i have to just have to rememer to tap down to first and then one up to neutral?? as i am assuming it wont go back to neutral when the engine is cut off or anything like that?? Sorry this is probably a really stupid question.
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Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 16:05 - 29 Dec 2004    Post subject: Reply with quote

It won't go back to neutral when the engine is off.

You can just pull the clutch in and start it in gear or if you're needing to let it stand to warm up you're best off starting in neutral.

All of this will be gone over in your CBT as it takes you from never havint sat on a bike to being able to ride one on the roads. When've you got your CBT then?
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TomC
Trackday Trickster



Joined: 17 Dec 2004
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PostPosted: 16:23 - 29 Dec 2004    Post subject: Reply with quote

CBT depends on how soon i can book it, i am just waiting for my texiles and gloves to arrive and make sure they fit ok before i do it, already bought my helmet from my local shop, so should be on the road fairly soon Very Happy really looking forward to it now.
Thanks Ste
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Gazdaman
I did a trackday!!!



Joined: 12 Aug 2004
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PostPosted: 16:39 - 29 Dec 2004    Post subject: Reply with quote

You'll get a feel for neutral when you've done some miles on your bike.

My bike was an absolute pig to get into neutral when I first got it, I think I'm getting used to it now though and I can get it most of the time.

we didn't get taught much about how to work gears on the CBT. Just so you know, down is first, all the others are up. Neutral is between second and first, and you can get to neutral from either second or first.

Not much else you need to know, the CBT should prepare you from scratch.

Gaz
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