MCE Insurance

scarborough_lad · Trackday Trickster Joined: 17 Feb 2012 Karma :

Just put through about 20 quotes on gocompare, everything from a FZS600 to a 98 FIreblade is coming in at about 200-400 quid on MCE. Is this weird? The next best all seem to be much more expensive on the higher-risk bikes like gsxrs, have I done something wrong? Really surprising that I can insure a TL1000S for £210. To be fair there's a pretty hefty excess on the cheaper policies, about £1000.

Details are; 20, 2 years ncb, social only, stored in a secure car park on a military base, PO14.
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'96 Suzuki GS500

dydey90 · World Chat Champion Joined: 01 Oct 2013 Karma :

I was 22 with one year no claims when I bought my insurance and it was £450 I think? That includes commuting, but I wouldn't expect to pay that much more! This is restricted to 47hp too.
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This post is probably not serious and shouldn't be taken literally.
Past: CBR125,~~ER6f~~ NINJA 650, ZZR600 Current: VFR750

-Matt- · World Chat Champion Joined: 28 Apr 2013 Karma :

MCE is looking cheapest for me this year too for the first time. Have been with bikesure the last 3 years but they're nearly half the price FC or TPFT now for some reason.

500 quid excess instead of 300 with bikesure is the only main difference otherwise.

wr6133 · World Chat Champion Joined: 31 Dec 2013 Karma :

map · Mr Calendar Joined: 14 Jun 2004 Karma :

Monkeypony · World Chat Champion Joined: 21 Sep 2011 Karma :

I just insured my new bike with MCE. 2008 Hayabusa. £180. Cheapest by a long way Thumbs Up

I've heard a few less than great things about their customer service, but I'm willing to put up with that for the saving!
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Current bike - 2018 H2-SX, 2004 SV1000s, 2016 Aprilia RSV4 RF, 2017 Sherco SERF 300, 2003 Suzuki DRZ400 (stolen - AY53 JUU)

Polarbear · Super Spammer Joined: 24 Feb 2007 Karma :

-Matt- · World Chat Champion Joined: 28 Apr 2013 Karma :

Snorty · World Chat Champion Joined: 13 Oct 2010 Karma :

MCE always do the best prices for me.

My previous insurers wanted an extra £900 to add the ZX9R to my GSXR750 policy.

Seems a bit stupid, it would make sense to charge the price of the highest risk one as I can only ride one at a time...

Suppose there is the theft aspect.

MCE for both added an extra £9 a month so that's fine. Smile

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Current: Yamaha FZ1 '07 | GSXR 750 SRAD

Past: CB125TDC | TZR125 | GPZ500 | CBR600F3 | ZX9-R | GSXR1000 K4

Sid_The_Sloth · Trackday Trickster Joined: 27 Nov 2011 Karma :

brains_t · Nitrous Nuisance Joined: 20 Jun 2013 Karma :

TurbodTurtle · Two Stroke Sniffer Joined: 14 Jan 2014 Karma :

I'm with MCE, stupidly cheap. The excess is high but the excess is the same amount as what other companies were quoting me for the policy. I'd rather go for the £700 less policy quote and hope i don't need the excess! Cool

DrDonnyBrago · World Chat Champion Joined: 03 Jan 2010 Karma :

MCE were the cheapest for me for a while, renewal quotes were always higher than a fresh quote though, so don't auto renew.

Polarbear · Super Spammer Joined: 24 Feb 2007 Karma :

clancy · World Chat Champion Joined: 11 Apr 2009 Karma :

Sounds right, never paid over £300, im with mce now, gsxr 600 k5 is £270 fully comp with commuting
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KLX 300r

sabian92 · World Chat Champion Joined: 21 Oct 2012 Karma :

MCE are utter twats.

Insure with them by all means but don't expect an easy claim if you have to actually use them.

My brother is insured via them paying monthly. December just gone he was a quid short and charged him a £100 "fee" for it not going out on the right date.

There's a reason they're cheap - if they weren't they wouldn't exist.

clancy · World Chat Champion Joined: 11 Apr 2009 Karma :

If a direct debit doesn't go through you get charged by any company, sorry sibian but that's your brother fault not mce
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KLX 300r

sabian92 · World Chat Champion Joined: 21 Oct 2012 Karma :

Polarbear · Super Spammer Joined: 24 Feb 2007 Karma :

I actually doubt that was MCE but the finance company who you buy the credit off to get your insurance on a monthly fee.
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Triumph Trophy Launch Edition

sabian92 · World Chat Champion Joined: 21 Oct 2012 Karma :

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

MCE? They've previously spammed BCF. Thumbs Down

Shortly after that they changed their blog so images couldn't be posted in comments. Wink

Polarbear · Super Spammer Joined: 24 Feb 2007 Karma :

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Also, before you take out a policy with them, do a search on here for MCE Insurance and have a bit of a read about peoples gripes with them.

The Tot · World Chat Champion Joined: 11 Jun 2004 Karma :

MCE came out the cheapest for me - £103 TPFT for my 929 FireBlade!

Yes, insurance is scam and I'm not likely to claim form them. Sod the £600 excess and the fact that it's going to royally bugger my insurance renewals for the next few years on both my car and bike policy.

Touch wood nothing happens to my bike, but at the end of the day, if Marco does goes walkies, I'd only get £1100 for him once my excess is paid! Not much point! Not much point in insurance anyway other than the legal aspect, but at the end of the day, go with the cheapest. Besides, I get to ride any other bike so woot!
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The Tot 2019 Z1000SX - 2007 R1
Never argue with autism

MinhDinh · World Chat Champion Joined: 01 Jan 2005 Karma :

Been with MCE for many years. Simply because of price.

There were others close, but on the net, even if I save a penny I go and buy from that seller LOL.

Customer service is rubbish, they often don't update things when told.

I am pretty sure if you pay monthly they don't get commission. I was told I could not get a quote after a lot of info given. Put in same details on go compare and they were the cheapest... so I paid on line.

If a claim is needed then they use Fletcher solicitors who are actually pretty good.
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Hit the G spot. Wink