I miss riding

[TomReilly]

I actually miss riding more than I've missed anything before and I was only on the road about 2 - 3 months.

I wake up everyday dreaming I could ride to work, I get home, dreaming I could ride to wherever I pleased, it bloody kills me.

July I'm getting a bike and as the days go by, they get bloody longer uhg, I need one.. NOW.
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Motorcycle riding can be really cozy. If you want to be a little closer to your passenger, brake a little quicker for the next stop.

[TomReilly]

As useless as this post is, feels good to get it off my chest.. I miss my motorcycle.
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Motorcycle riding can be really cozy. If you want to be a little closer to your passenger, brake a little quicker for the next stop.

[mentalboy]

July??? My brain does not compute! What's preventing you from getting one earlier?
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Make mine a Corona.

[TomReilly]

I am the absolute WORST at saving money.
I'm on an apprentice wage of £600 a month and can't make myself save any money each month for one.. I'm so bad.

So July I turn 18, get a £200 pay rise and want to finance a bike
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Motorcycle riding can be really cozy. If you want to be a little closer to your passenger, brake a little quicker for the next stop.

[Rogerborg]

[anthony_r6]

You'll get £200 more, and won't save a penny of it. It's not the amount you earn that is the issue, it's the attitude.
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Ted : "Maybe he's agoraphobic."
Dougal : "Jack scared of fighting? I don't think so, Ted."

[Aff]

[TomReilly]

[...]

Finance on vehicles = bad idea. You're getting done over on the price of the vehicle, the cost of the credit and interest.

You would be far far far better off putting that £200 in a cash box each month and giving the key to an intimidating (but honest) friend/family member who'll give you the keys back once the target amount has been reached.

[TomReilly]

[CG Sam]

What do you have to spend each month to live? Work that out, and then see how much you have left, with that money just remember this. Spend a little save a little. 50/50 works well, you have enough to buy small things you want, and you quite quickly start to save up too.
Doing that you could potentially have a bike by June that you own outright.
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CG125, SV650S, CBR600F, GSXR600 SRAD

[Aff]

[TomReilly]

I have to pay £200 rent, have a few things to pay off etc, also my smoking habbit depletes my money ;/

Not forgetting £60 bus fair
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Motorcycle riding can be really cozy. If you want to be a little closer to your passenger, brake a little quicker for the next stop.

[thepuma]

[lihp]

[TomReilly]

[TomReilly]

Don't get me wrong I'm being sarcastic its a possibility, can't rule that out, but it would be a difficult task
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Motorcycle riding can be really cozy. If you want to be a little closer to your passenger, brake a little quicker for the next stop.

[lihp]

Not going to go to work on it? Go to the shop?
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covent.gardens: lihp is my most favourite member ever

[TomReilly]

My works on private land way at the back, one way in one way out, alot of people around the carpark which is 20ft to the door of my place with windows instead of walls with cctv in the area, I use to thread my chain though the disks too, way less protected but even I don't know a thief dumb enough to attempt it from there.. but yes would be stolen from there, and as for the shops, well.. what do you do? Why has yours not been stolen yet?
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Motorcycle riding can be really cozy. If you want to be a little closer to your passenger, brake a little quicker for the next stop.

[CG Sam]

So how much are you paying a month on what you have to pay out? 600 - (260+debts+smoking (try quitting)) = X
that's your left over to save from.
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CG125, SV650S, CBR600F, GSXR600 SRAD

[TomReilly]

£200 Rent
£40 Smoking
£60 Busfair

forget about paying things off that will be over with at the end of the month, but thats whats left, 300, in July will be 500 to spare!
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Motorcycle riding can be really cozy. If you want to be a little closer to your passenger, brake a little quicker for the next stop.

[lihp]

[JonB]

Who are you paying £200 rent to? A landlord or parents?
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Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[CG Sam]

So next month you'll be paying out 50% with 50% for yourself. How can you not save?
I'm bad with money if I have nothing to save for, I can't save for the sake of it, but if I'm saving for something I really want it's easy. Everytime you look at those new clothes/games/junk food etc just remember how much you miss riding and saving becomes much easier.
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CG125, SV650S, CBR600F, GSXR600 SRAD

[smegballs]

What sort of bike are you looking at getting?

If the price range is somewhat sensible do you have any friends/family that could loan you (part of) the cash rather than getting a finance agreement with a dealer.

You can come to agreement with them to so they get a better rate of return than if the cash was in the bank, yet at the same time you have a lower rate of interest than if you take finance from a bank. win/win situation. You can even set up a standing order to them each month like you would with a "official" finance agreement.

Tbf I personally lend out money to mates for free, not massive sums, but I've lent people the odd 2/300 quid here and there for holidays and such. Never had a problem getting it back and I quite like having people in my pocket: I can't spend it away, and I call it in when I need it. If I'm good enough mates to trust them with my money, they're good enough mates I'd feel like a dick asking them for interest.