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| BillyJ |
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 BillyJ Nearly there...

Joined: 07 Jan 2013 Karma :   
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 Posted: 14:48 - 07 Mar 2014 Post subject: Do you have to tell your insurance about a write off |
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So I've found a Bandit in what seems to be good nick but after a brilliant value textcheck it says that is may be a CAT D bike but due to a plate change further investigation is required?
So firstly I know CAT D is no biggie, and he's been riding it for a while but he didn't mention it. So I did
But do i need to tell an insurance company that the vehicle i wish to insure was at some point a CAT D vehicle and if so, do they care? ____________________ Had: '06 CBR125R + '01 GSF600 + '07 SPRINT ST 1050 + '80 CB250 RSA + '93 Ducati 900SS
Have: '13 GSXR-1000 + '01 CB500S
"The aryan confuser" |
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| Monkeypony |
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 Monkeypony World Chat Champion

Joined: 21 Sep 2011 Karma :  
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 Posted: 14:52 - 07 Mar 2014 Post subject: Re: Do you have to tell your insurance about a write off |
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| BillyJ wrote: | So I've found a Bandit in what seems to be good nick but after a brilliant value textcheck it says that is may be a CAT D bike but due to a plate change further investigation is required?
So firstly I know CAT D is no biggie, and he's been riding it for a while but he didn't mention it. So I did
But do i need to tell an insurance company that the vehicle i wish to insure was at some point a CAT D vehicle and if so, do they care? |
If they ask, I'd tell. Other than that, I make a point of never giving them any more than the minimum of info.
However, if you need to claim, it will come up and will effect the payout, but as long as you've not paid a non cat D price for the bike, that shouldn't be an issue. ____________________ Current bike - 2018 H2-SX, 2004 SV1000s, 2016 Aprilia RSV4 RF, 2017 Sherco SERF 300, 2003 Suzuki DRZ400 (stolen - AY53 JUU) |
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| P.addy |
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 P.addy Red Rocket
Joined: 14 Feb 2008 Karma :  
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| BillyJ |
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 BillyJ Nearly there...

Joined: 07 Jan 2013 Karma :   
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| G |
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 G The Voice of Reason
Joined: 02 Feb 2002 Karma :     
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| BillyJ |
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 BillyJ Nearly there...

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| DrSnoosnoo |
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 DrSnoosnoo World Chat Champion

Joined: 28 Mar 2012 Karma :   
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 Posted: 14:58 - 07 Mar 2014 Post subject: |
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Broken indicator is probably the CAT D  ____________________ I'm Sam; Northern, Ginger, Lover
Did have: '95 ZZR600 '83 CG125 '97 ZZR1100 '15 Hypermotard 821 SP Do Have: '10 ZX10R |
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| G |
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 G The Voice of Reason
Joined: 02 Feb 2002 Karma :     
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| P.addy |
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 P.addy Red Rocket
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| BillyJ |
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 BillyJ Nearly there...

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| BillyJ |
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 BillyJ Nearly there...

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| Vracktal |
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 Vracktal World Chat Champion

Joined: 04 Oct 2012 Karma :  
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| Monkeypony |
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 Monkeypony World Chat Champion

Joined: 21 Sep 2011 Karma :  
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| DrSnoosnoo |
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 DrSnoosnoo World Chat Champion

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| BillyJ |
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 BillyJ Nearly there...

Joined: 07 Jan 2013 Karma :   
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 Posted: 15:12 - 07 Mar 2014 Post subject: |
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Haha, Oh yh it does have that. He didn't know and just called up the previous owner
Oh well, I said I might wanna push down the price a tiny bit and he said he's got a limit but we can talk price on Sunday, not bad then.
Perhaps I should sweeten the deal... dick pics? ____________________ Had: '06 CBR125R + '01 GSF600 + '07 SPRINT ST 1050 + '80 CB250 RSA + '93 Ducati 900SS
Have: '13 GSXR-1000 + '01 CB500S
"The aryan confuser" |
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| P.addy |
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 P.addy Red Rocket
Joined: 14 Feb 2008 Karma :  
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 Posted: 15:28 - 07 Mar 2014 Post subject: |
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£1000 flat or no deal delivered. With fuel.
A bandit will keep you busy and the power will keep you entertained for a bit, especially coming from a 250. |
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| BillyJ |
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 BillyJ Nearly there...

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| P.addy |
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 P.addy Red Rocket
Joined: 14 Feb 2008 Karma :  
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 Posted: 15:36 - 07 Mar 2014 Post subject: |
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Push it, check chain and sprockets, umm and ahh about it, check tread depth on tyres, thickness of pads.  |
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| BillyJ |
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 BillyJ Nearly there...

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| P.addy |
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 P.addy Red Rocket
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| Shinigami |
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 Shinigami World Chat Champion

Joined: 14 Feb 2012 Karma :   
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 Posted: 15:45 - 07 Mar 2014 Post subject: |
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definitely check tyre tread depth, as new set of tyres will cost you, depending on choice, upto £200 ish
so if tyres are knackered, get them to drop it more, same for chain and sprocket wear  ____________________ Current: Honda City Fly CLR125 2003 Honda CB600F Hornet 2008 Yamaha FZ6 S2 + 1991 Kawasaki GPZ500
"Once you realize what a joke everything is, being the Comedian is the only thing that makes sense. |
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| BillyJ |
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 BillyJ Nearly there...

Joined: 07 Jan 2013 Karma :   
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 Posted: 15:55 - 07 Mar 2014 Post subject: |
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Brilliant, thanks a lot guys  ____________________ Had: '06 CBR125R + '01 GSF600 + '07 SPRINT ST 1050 + '80 CB250 RSA + '93 Ducati 900SS
Have: '13 GSXR-1000 + '01 CB500S
"The aryan confuser" |
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| P.addy |
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 P.addy Red Rocket
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| Rogerborg |
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 Rogerborg nimbA

Joined: 26 Oct 2010 Karma :    
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 Posted: 18:07 - 07 Mar 2014 Post subject: |
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A quick note. I have in the past invited a potential buyer to (politely) do one, because he kept pushing and pushing. The bike sold later that night to a much nicer chap who understood that he was getting a bargain even at the full asking price. In return he got it cheerfully delivered, serviced unasked for, with a decent set of panniers thrown in gratis, and I even slipped a tenner in the Haynes to cover an issue that I noticed while prepping it.
Good things happen to people who make selling a pleasure rather than a chore, is the nub of my gist. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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| Az |
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 Az World Chat Champion

Joined: 16 Apr 2013 Karma :   
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Old Thread Alert!
The last post was made 12 years, 255 days ago. Instead of replying here, would creating a new thread be more useful? |
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