Had an accident - no damage to either party

[Jefr0]

Hi all

On my ride in this morning I got pulled out on when I was on a main road by a car from a side junction.

It was raining at the time also. I had slowed down to approx. 20mph from 30mph because of the junction. He looked at me and still proceeded to pull out. I couldn't go round as he was still pulling out assuming I was going to stop. Well I braked as best as I could and hit his front wheel.

It wasn't a big impact, I jumped off the bike to the left as I hit the car and kept the bike upright. Suspension didn't even compress I don't think.

We swapped details and I had 3 biker witnesses which hung about for me

https://s8.postimg.org/u6wi7y9hh/Accident_8th_May.png

There is no damage to my bike (front end is fine) and neither to his car, wasn't really a impact to be honest but took details anyway.

He kept saying there's no damage to either of us. I just said it's for just in case my front end is damaged but it's actually fine.

Would you report this or leave it?


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Rides: Honda XR 125 ('03) Honda CBR 600F ('91), Ducati 916 Biposto ('95)

[Notj7]

Check for the *slightest* scratch to the front of your bike. Might need a new tyre out of it?

Stupid f* for pulling out, good on you for slowing down due to the junction and road conditions, it could've been a lot worse
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Left the forum.

[Sabs]

If it were me, I'd leave it. I don't agree with getting what you can out of it because they made a mistake. I don't think it's worth mentioning it to the insurance as I'm sure it won't help for future premiums even if it's not your fault.

If everyone is OK and no damage has been caused, just move on. Do make sure 100% that there's no damage though, be very thorough as once you've agreed to take it no further you can't go back.

Glad you're not hurt
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My Photos
Theory in the bag, Mod 1 passed 28/3/2014, Mod 2 passed 9/4/2014 - Let loose
Kawaski ER6-f

[clancy]

Had your front end professionally looked at ? Check the front wheel from the side and in front whilst it's off the floor

Was riding my gsxr for 10 months with no issue or sign of a buckle at all, but it failed the mot and when I saw it it was a huge flat spot on the rim. Like really bad. Suzuki charge over £500 for a front rim. So I would check

If there really is no damage at all the no don't report it
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KLX 300r

[recman]

The least you could have done was to try to take out the dickheads door mirror as you dismounted.

[trevor saxe-coburg-gotha]

Was he apologetic or just being a twat? And in any case, what the fuck was he playing at?

If he came across as an alright bloke who had a momentary mongol episode and looked you in the eye and apologised I personally would just get on with my life, assuming my bike was okay.


But then, I'm a bit shit at doing stuff by the book.
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"Life is a sexually transmitted disease and the mortality rate is one hundred percent."

Mobylette Type 50 ---> Raleigh Grifter ---> Neval Minsk 125

[MarkJ]

Check head bearings, wheel bearings, play in forks and have a look at the headstock for any bends. That's what I'd do, if they're fine I'd leave it.

[Jefr0]

His initial response was shock, almost as if it he had right of way. Which proceeded to me and this other guy telling him to get out the car. He kept repeating there's no damage (which looked evident) I just asked for his details just in case. Another guy there asked if he had a licence, which he seemed genuine about.

I'm not one to claim if nothing's wrong, I like being honest with this sort of thing

Clancy, good point about the rim, I'll check that later.

He didn't apologise, just wanted to get on his way tbh. He accepted fault in the end. I was like, how do you even think that's my fault?! You pulled out on me?!

I took a few pictures and I've got 3 witnesses on my side, should he attempt to claim so I think I'm safe there.
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Rides: Honda XR 125 ('03) Honda CBR 600F ('91), Ducati 916 Biposto ('95)

[G]

Having an accident reported will likely cause you expense and hassle for various reasons.

[CaNsA]

But not reporting it may lead to bigger problems in a few weeks when the other guy tries to claim on your insurance with a "he was speeding and popping a wheelie while txting on his phone" kind of bollocks.

[G]

[Jefr0]

Thanks for replies all.

One thing I just thought. I got his car details and registration, name and phone number and photos.

He only got my name and phone number, so no reg to pin me on should he decide to be sneaky! So I think I needn't worry now.
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Rides: Honda XR 125 ('03) Honda CBR 600F ('91), Ducati 916 Biposto ('95)

[j.silvs]

Your insurance terms will say that you need to report both accidents and incidents within a certain amount of time.

I always report whether something happened even if no claim has been made just in case something comes out of it a few months down the road.

It hasnt increased my premiums or anything.

I would report just in case!

[trevor saxe-coburg-gotha]

[MC]

If there's no damage I wouldn't report it personally, guy does sound like a bit of a **** tho, keep the details safe. Also check the MID & see if he's insured.
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Yamaha MT-03 '08 (crashed)
Honda XR-125L '04

[lihp]

[Pete.]

Well I wouldn't even class that as an accident, more like a near miss. Legally you don't have to stop and exchange details if there's no damage or injury so if there's no obligation to stop why should you feel obliged to report a non-event to your insurer?
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[Rogerborg]

Glad to hear that you're all right.

[zark]

if there's no damage and no injury - you haven't had an accident...

get the bike checked and report if necessary - but if there's no damage, nothing to report.

IMHO

[Jefr0]

Thanks again all.

I thanked all 3 witnesses last night when I got home.

Double checked the bike and all is fine
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Rides: Honda XR 125 ('03) Honda CBR 600F ('91), Ducati 916 Biposto ('95)

[Rogerborg]

Coolio, should be all done and dusted then except for his whiplash claim.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[MattEMulsion]

Were you within your rights to be riding in the bus lane???
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Yamaha YZF-R6

[Kierran]

Id be telling him that he going to have to pay for a mechanic to examine your bike for any damage. I reported a no claim accident to my insurer and there were no added costs the following year. Most insurance forms will not let you enter a no cost claim when choosing insurance online.
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Im not driving too fast, Im flying too low!
Current Bike - GSXR 750 K5
Current Car - BMW 318i

[P.]