Buying a Almost new Cat C bike? (Mot,Insurance?)

Lipsmoker · Trackday Trickster Joined: 23 May 2010 Karma :

So. Before everyone gets their panties in a twist. I'v had nothing but good experience with Chinese and Spanish bikes so if we could focus on the main question not how 'Shitty' the bike is. That's be lovely

Right on.

So i should be picking up this bike

https://i.ebayimg.com/00/s/NTgwWDc2Ng==/z/HrcAAOSw7PBTnyJG/$_80.JPG

It's a Sinnis Apache 125cc. 2013 with about 5k miles on it. It was hit from the Back at about 10mph the guy didn't even come off it he says. But as chinese bikes are so cheap. The insurance put 2 cracked panels down as a Cat c. Now He's just bought it back from the Insurance company and has the Logbook (Nothing about cat c on there) I'v done a Check on the Bike and all seems good. It's currently on sorn as the tax has ran out.

My question is, With it being a new bike first registered in April 2013. Is the Manufacturers mot/warranty still valid until April 2016? Or is it Void now?. I'm a Mechanic so checking the bike is all Straight and sound isn't a problem and i trust my own work. But am i legally required to re MOT the bike? Or can i pick it up. Repair it to new condition and Tax and Insure it?

I heard that the only issue with a Cat c is. The resale values go down and Some insurers won't touch it without proof of the work.

So is the MOT only required for the insurers that want piece of mind? aka not needed for the insurers who don't care?

Sorry if that made no sense. and i hope it's in the right section. Bare in mind i'm picking this bike up for £250. Not far from brand new, Low miles and logbook in hand.
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Northern Monkey · World Chat Champion Joined: 17 Nov 2013 Karma :

As you're paying £250 for it, I'd just insure 3rd party only, in which case, whatever way they insurer works out the bikes value is largely irrlevant
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c-m · World Chat Champion Joined: 12 May 2006 Karma :

No need to re-mot the bike:

https://ridershandbook.com/returning-an-insurance-write-off-motorcycle-to-the-road.html

Just insure and go, or sorn.

Insurance shouldn't be any higher than it was previously. They aren't fussed that it was previously written off. By the way Cat C, D etc.. are just terms they don't mean much. A Cat C by one assessor could be a Cat D by another.

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

Mot not required at all until 3 years old. No need to mot if bike still has valid MOT.

Would not trust a cat d chinkwagon though.

Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

Were all the miles underwater?

Buy, insure, VED, ride, no worries.

Spicy110 rates his Apache, I was quite impressed with the one that I had a look at.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

Golgarth · Nova Slayer Joined: 09 Apr 2013 Karma :

not sure if it would need a VIC check before it goes back on the road? If it's cheap, and as you say, you trust yourself to check it, then go for it.

Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

Shaft · World Chat Champion Joined: 27 Dec 2010 Karma :

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

Shaft · World Chat Champion Joined: 27 Dec 2010 Karma :

I've got a day off tomorrow, so I might have a go myself.

The only problem is, not all insurance companies interpret the guidelines in the same way, so it might be difficult to go definitive in some areas.
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covent.gardens · World Clap Champion Joined: 09 Jun 2012 Karma :

MaybeGuy · Super Spammer Joined: 12 Mar 2007 Karma :

Don't do it.

Also don't compare Chinese to Spanish, as although they're not that great, they're exponentially better than Chinese.
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Blue_SV650S wrote: it was a sh1te wheelie, but it proves that he can get it up in 3rd and can do angles. In summery, mattsprattuk is a gobby little sh1tebag, dopehead tw4t, but sadly for all of us, he probably isn't THAT full of sh1te!! Mr. Green

Kickstart wrote: Hi I tend to agree with Matt. All the best Keith

Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

Mudshark · Nearly there... Joined: 19 May 2014 Karma :

just sayin'

looks pretty shity in the pic, but might just need a bloody good clean, and the rust(?) sorsted on the exhaust.

but given the price...

Thumbs Up

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MaybeGuy · Super Spammer Joined: 12 Mar 2007 Karma :

Nexus Icon · World Chat Champion Joined: 26 Aug 2010 Karma :

Derbi are Piaggio group owned. They're sound enough. In fact, I'd go as far as to say that the quality of the loom and electrical terminations/protection, etc. was miles better on my Derbi than it is on my Suzuki.

I have had zero corrosion on either bike so nothing to compare there really.
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MaybeGuy · Super Spammer Joined: 12 Mar 2007 Karma :

Just for clarity, I'm trying to say spanish is infinitely better than chinese.

Chinese are the lowest of the low. Rather a 30 year old other brand than anything with a "ching" in it.
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Blue_SV650S wrote: it was a sh1te wheelie, but it proves that he can get it up in 3rd and can do angles. In summery, mattsprattuk is a gobby little sh1tebag, dopehead tw4t, but sadly for all of us, he probably isn't THAT full of sh1te!! Mr. Green

Kickstart wrote: Hi I tend to agree with Matt. All the best Keith

beardface · Spanner Monkey Joined: 19 Aug 2013 Karma :

Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

MaybeGuy · Super Spammer Joined: 12 Mar 2007 Karma :

Yes. how is that hard to understand?

Just because it looks the same, doesn't mean it is the same.
Chocolate looks like shit... do you eat shit too?
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Blue_SV650S wrote: it was a sh1te wheelie, but it proves that he can get it up in 3rd and can do angles. In summery, mattsprattuk is a gobby little sh1tebag, dopehead tw4t, but sadly for all of us, he probably isn't THAT full of sh1te!! Mr. Green

Kickstart wrote: Hi I tend to agree with Matt. All the best Keith

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

Oh, Paddy, just because they're made of the same parts by the same people in the same factory for the same company doesn't mean that they're in any way similar. Tut Tut

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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

Nexus Icon · World Chat Champion Joined: 26 Aug 2010 Karma :

Lipsmoker · Trackday Trickster Joined: 23 May 2010 Karma :

Lol wow. Thanks for the replies guys...

I text the guy saying thanks for holding it mate i'll definitely be there in the next few days.

He text me back saying there's a problem and that problem is the guy hasn't even finished paying for it... It's still on finance!

What an absolute tool. Oh well. You lot are gonna hate what i'm picking up tomorrow.

Here we go.

Lexmoto XRTS125
2011
Mot and Tax for 2 months
£200.
Runs fine. Need a new exhaust and a front plastic screen.

Is the front plastic screen a requirement for MOT? It's literally such a tiny screen. If so all i SHOULD need for the mot is the exhaust.

I know you lot are gonna go on about Chinese bikes and yes i know. It's just a cheap runaround because right now all the CG's and YBR's i'm seeing are £500+ and something that can get me around for 2 months at £200 is a bargain.

Gonna ride the thing for 2 hours home tomorrow down the A roads. Should be fine if i stick to 50-55.
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Four wheels move the body. Two wheels move the soul.