One for all insurance

[alexanderfitu]

Hi all

I currently have a multi bike policy with Wicked Quotes (Ramasis). Their service is excellent and the price is good too. Only problem I have is that im constantly calling them to switch bikes on and off the policy, as I do change mine quite frequently.

I currently have 4 bikes (f800, vn800, Xj600 diesel, CBR1000) and wonder if there is a policy that I can get that will just cover me for all bikes, without having to define them? Something like a trade policy but not for trade?

Does it exist?

[SQL]

Get a policy in the cheapest bikes that covers you on other bikes without requiring the bikes to have insurance policy's on them, put bikes in mates names.

[alexanderfitu]

I did think of doing that, but dont the bikes have to have their own policy for taxing etc?

Normally, when I have seen drive/ride other bikes clause, it states that the vehicle has to have its own policy as well. Have read through my policy, but it doesnt say.

May give them a call tomorrow.

[Kickstart]

Hi

This is what the old rider policies allowed you to do. Don't think anyone does them anymore (not sure that they would even be workable with the current rules on insurance databases and the like).

All the best

Keith
____________________
Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[alexanderfitu]

[Kickstart]

Hi

You should be able to get a policy that covers multiple bikes at once (specified).

All the best

Keith
____________________
Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[alexanderfitu]

[andyscooter]

Use ebike


Takes about 30 sec to change bikes
____________________
gilera runner vxr200 (chavped)
if its spelt wrong its my fat fingers and daft auto correct on my tablet

[andyscooter]

Use ebike


Takes about 30 sec to change bikes
____________________
gilera runner vxr200 (chavped)
if its spelt wrong its my fat fingers and daft auto correct on my tablet

[alexanderfitu]

[alexanderfitu]

[alexanderfitu]

Their site is a bit dodgy, or the sytem that generates the quotes is.

3 quotes, exactly the same details, 15 minutes apart, £314, £375, £540.....?

I wonder if some of the underwriters take longer to come back, with quick quotes in succesion.

[P.]

ebike aren't the cheapest, but they are easy to work with.

However, you may find a policy where insurance isn't a "requirement" of the other bike if your policy allows ride other bikes. Coming quite hard to come by these days, usually Equity Red Star are the underwriters through people like Wicked Quotes.

Simple thing to do is re-register the bikes to someone at the same address in a Polish name.

[alexanderfitu]

[P.]

[kramdra]

Do ebike charge to update /change bikes?

[P.]

[trevor saxe-coburg-gotha]

I've got a (maximum) five on my carol nash multi, and holy shit god help the person who wants to take one off and add another. Write your morning off, grab a bacon sandwich, put Channel 4 racing on with the sound down, grab a copy of War and Peace and settle in for the long haul. Have your shaver to hand, and watch through the window as the seasons reel by as though you're sitting on the throne of HG Wells's time machine. Make sure you've purchased a zimmer frame because that's how old you'll be when you finally get off the phone.
____________________
"Life is a sexually transmitted disease and the mortality rate is one hundred percent."

Mobylette Type 50 ---> Raleigh Grifter ---> Neval Minsk 125

[Rogerborg]

Another vote for eBike if you get a decent quote from them.

There's no admin charge for making changes (because you're doing it), and they apply sensible loadings for declared modifications, i.e. pennies or pounds, rather than tripling the price for declaring a tank pad.

Anecdotally though, they can be a real sod to deal with in the event of a claim.

Oh, and they will want to see copies of your driving license. Decent quality photos are fine, you just email them in.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[andyscooter]

they never have with me

i must have an honest typing finger
____________________
gilera runner vxr200 (chavped)
if its spelt wrong its my fat fingers and daft auto correct on my tablet

[iooi]

[P.]

[-]

Yep, Ebike allow up to 4 bikes on the same policy and let you swap and change online.

I started with 1 bike then kept adding others for no extra charge, up to the 4 I have on there now.
____________________
TZR250 2MA road, TZR250 1KT road, TZR250 2MA race, TDR250, YZF-750R Boost colours.
Jaguar S Type 3.0 V6 Sport R, VW Transporter T5 GP LWB Shuttle 140ps DSG.

[alexanderfitu]

Thanks all, I will give ebike a go if I can get a good price from them. I do like the idea of managing it online (like I do with my aviva policy)