NCD on classic bike insurance

[WD Forte]

My insurance is due soon and Footpad James are wanting to screw me again.
My own fault I admit, as I've been slack and tended to just give em dosh and carry on for the last few years.
This time its gone up again and I've at last started to feel aggrieved.

Clean, full, car and bike licenses, no claims ever.
Shopping around I saw quotes for £50 less than what jessie fuckin james are asking the theivin no good bastards.
Customer loyalty my arse.

Anyway
I've been told that with the classic insurance I've had for 10+ years now
you don't/can't accrue NCD and I haven't found anything to confirm or deny this yet.
The quotes I got were for 0 years ncd but still much cheaper than FJ
who can go fuck themselves.

Am I right in assuming classic insurance = 0 ncd ?

TIA
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bikers smell of wee

[CaNsA]

You do not accrue NCB on a classic bike policy, well I've never accrued any on the several classic policies I've had.

[trevor saxe-coburg-gotha]

Footpad James
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"Life is a sexually transmitted disease and the mortality rate is one hundred percent."

Mobylette Type 50 ---> Raleigh Grifter ---> Neval Minsk 125

[Pete.]

My mate was with them for years with several modified vehicles on a policy, and he found out purely by chance last year that his modifications had been removed some time ago rendering his insurance worthless. He did nothing wrong except renewing his annual insurance without double-checking the mods were still listed.
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[base]

I was with footman James as a classic bike policy for some six years,

Although you don't earn a NCD discount as the policy's are flat rated, you can ask for a letter stating the policy has run for X amount of years and no claims have been made, then approach another company to see if they accept this. I did this and it worked, although in this day and age of anything outside of the "box", it can be hard work as insurance brokers today aren't like they used to be, ie problem solvers rather than computer says no.....................................

[WD Forte]

Thanks chaps, some good points and suspicions confirmed.
I'm annoyed at myself for breaking the important rules of
trust no one, shop around and haggle.
Y'know?
I learned something today
If you dont shop around and haggle like a fishwife
they'll bleed you dry.
[/stan marsh]
I may as well go into mainstream insurance and accrue NCD
as I only went classic for cheapness, not cos me bikes a minter.
Its a working dog not a garage queen.
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bikers smell of wee

[Fizzer Thou]

I am with https://www.lynbrookins.co.uk/80480/info.php?p=3 for the Exup 1000 and pay £52 per annum with lots of extra benefits.I have been paying the same amount for years.
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Just talk bikes.What else is there?

Always have a 'Plan B'

[Kickstart]

Hi

Never heard of a classic policy that does give no claims, although there might be some.

I understand that Footman James have recently changed their actual insurance company and some of the T&Cs have changed which might make the policy far less useful.

However if you are a member of an owners club it can make a large difference. Knocked 1/3 off my policy from them.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[Shaft]