Help & FAQs    Search BCF    Members    Groups    Events Calendar
Resend my activation email : Register : Log in 
BCF: Bike Chat Forums


insurance for modified bikes

 Reply to topic
Bike Chat Forums Index -> General Bike Chat
View previous topic : View next topic  
Author Message

dangerousdave
Traffic Copper



Joined: 22 Apr 2011
Karma :
PostPosted: 23:34 - 04 Sep 2014    Post subject: insurance for modified bikes Reply with quote
What companies are people using for bikes with modifications?

My bike has a USD fork conversion so have to declare it.

Need to get some insurance tomorrow morning before an Mot, so don't have loads of time to ring up every company.

Was using Carole Nash but their quote is dissapointing this year.
____________________
1988 Kawasaki KMX 200

Previous: Yamaha YZF1000, ZZR600, KMX200, DT50, KX80, CG125, PF50
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Nexus Icon
World Chat Champion



Joined: 26 Aug 2010
Karma :
PostPosted: 23:38 - 04 Sep 2014    Post subject: Reply with quote
Every year, when I start rattling out my comprehensive list of bits, Swintons tell me they only care about performance modifications which add power.
____________________
Greetings from Shitsville!
 Back to top
View user's profile Send private message You must be logged in to rate posts

P.addy
Red Rocket



Joined: 14 Feb 2008
Karma :
PostPosted: 23:40 - 04 Sep 2014    Post subject: Reply with quote
Like fuck I'd declare forks.

I won't be declaring the exhausts, nor the aftermarket screen, or the hand guards....

Endless list... would not bother.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

dangerousdave
Traffic Copper



Joined: 22 Apr 2011
Karma :
PostPosted: 23:46 - 04 Sep 2014    Post subject: Reply with quote
Nexus Icon wrote:
Every year, when I start rattling out my comprehensive list of bits, Swintons tell me they only care about performance modifications which add power.


Nice one, they'll be first on the list tomorrow.
____________________
1988 Kawasaki KMX 200

Previous: Yamaha YZF1000, ZZR600, KMX200, DT50, KX80, CG125, PF50
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

stevo as b4
World Chat Champion



Joined: 17 Jul 2003
Karma :
PostPosted: 23:50 - 04 Sep 2014    Post subject: Reply with quote
Not sure about that dude!
I believe in declaring obvious or visible mods but nothing more.
For example my car doesn't have lumpy cams, adjustable pulleys, or a ported head, but does have a big exhaust, air filter and lots of silicone pipework, as they are the only bits you see when you look under the bonnet.

I would declare things like manifolds, throttle bodies, big intercoolers etc, but never an ECU re-map or internal engine mods and you'll never know they are there! Wink
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

dangerousdave
Traffic Copper



Joined: 22 Apr 2011
Karma :
PostPosted: 00:14 - 05 Sep 2014    Post subject: Reply with quote
stevo as b4 wrote:
Not sure about that dude!
I believe in declaring obvious or visible mods but nothing more.
For example my car doesn't have lumpy cams, adjustable pulleys, or a ported head, but does have a big exhaust, air filter and lots of silicone pipework, as they are the only bits you see when you look under the bonnet.

I would declare things like manifolds, throttle bodies, big intercoolers etc, but never an ECU re-map or internal engine mods and you'll never know they are there! Wink


Yeah I agree with that, if they can't be seen from the outside, the engine would have to be dissasembled to see tuning work etc. Which an insurance company wouldn't do.
____________________
1988 Kawasaki KMX 200

Previous: Yamaha YZF1000, ZZR600, KMX200, DT50, KX80, CG125, PF50
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts
Thorn This post is not being displayed because the poster is banned. Unhide this post / all posts.

chickenstrip
Super Spammer



Joined: 06 Dec 2013
Karma :
PostPosted: 18:15 - 05 Sep 2014    Post subject: Reply with quote
Only thing I've declared is the non-standard paint job.

I also never stay with the same company but just use gocompare for a nice, cheap quote, and (relatively) quick and easy to do. But my bike isn't worth a huge amount (in cash terms), so I don't bother with all the bells and whistles.
____________________
Chickenystripgeezer's Biking Life (Latest update 19/10/18) Belgium, France, Italy, Austria tour 2016 Picos de Europa, Pyrenees and French Alps tour 2017 Scotland Trip 1, now with BONUS FEATURE edit, 5/10/19, on page 2 Scotland Trip 2 Luxembourg, Black Forest, Switzerland, Vosges Trip 2017
THERE'S MILLIONS OF CHICKENSTRIPS OUT THERE!
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Rogerborg
nimbA



Joined: 26 Oct 2010
Karma :
PostPosted: 18:22 - 05 Sep 2014    Post subject: Re: insurance for modified bikes Reply with quote
dangerousdave wrote:
My bike has a USD fork conversion so have to declare it.

How would those materially raise your risk? Thinking
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
 Back to top
View user's profile Send private message You must be logged in to rate posts

chickenstrip
Super Spammer



Joined: 06 Dec 2013
Karma :
PostPosted: 18:27 - 05 Sep 2014    Post subject: Re: insurance for modified bikes Reply with quote
Rogerborg wrote:
dangerousdave wrote:
My bike has a USD fork conversion so have to declare it.

How would those materially raise your risk? Thinking


Upside down, so all the fork oil drains out, innit.
____________________
Chickenystripgeezer's Biking Life (Latest update 19/10/18) Belgium, France, Italy, Austria tour 2016 Picos de Europa, Pyrenees and French Alps tour 2017 Scotland Trip 1, now with BONUS FEATURE edit, 5/10/19, on page 2 Scotland Trip 2 Luxembourg, Black Forest, Switzerland, Vosges Trip 2017
THERE'S MILLIONS OF CHICKENSTRIPS OUT THERE!
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts
Old Thread Alert!

The last post was made 12 years, 41 days ago. Instead of replying here, would creating a new thread be more useful?
  Display posts from previous:   
This page may contain affiliate links, which means we may earn a small commission if a visitor clicks through and makes a purchase. By clicking on an affiliate link, you accept that third-party cookies will be set.

Post new topic   Reply to topic    Bike Chat Forums Index -> General Bike Chat All times are GMT + 1 Hour
Page 1 of 1

 
 You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You cannot download files in this forum

Read the Terms of Use! - Powered by phpBB © phpBB Group
 
Debug Mode: ON - Server: birks (www) - Page Generation Time: 0.08 Sec - Server Load: 1.27 - MySQL Queries: 13 - Page Size: 68.67 Kb