Another man down! Cherry popped :-)

[fozzym]

Hey guys,

Had and accident on the kwak, I'm fine and only suffered a few bruises and shaken up a bit!
The bike hasn't faired so well and going by the prices of need parts I think it will comfortably be a write off even though I don't think there is any major structural damage.

Since I really like my bike and think it would be a nice winter project I would be happy to buy the bike back from the insurer should it be written off.

Having spoken to a couple of mates about it they say not to let the bike be taken away becacuse it can be hard to get back or will have to pay charges or the insurer might offer it to someone else and tell me I can't buy it back (they have said it's possible already though) ??

When I asked the insurer to send the assessor to my home the girl said that was fine but then went on to ask if I thought the bike may be written off to which I said yes possibly. She said it would have to be picked up and taken to there inspection facility because to write off a bike they have to assess it in a garage (take bits off ect) to know what catagory and if it's A or B they can't sell it back to me ??

Any advice? The bike is still in my garage and they haven't phoned to arrange pick up yet.

Obviously my main priority is to get the best payout for the bike but it would seem a shame not to be able to do a deal to keep the bike just because of a school boy error.

[duhawkz]

what happened?

where is the paint diagram?
____________________
"The guy is a worthless cunt and I honestly believe I would be a slightly happier person if he died." - Chris-Red

[MC]

Not the sort of cherry you wunna pop but at least you're ok.

The woman's talking out of her ar$e. The assessor will come, take a few photo's, then naff off and decide if it's a write-off. They want the bike so they can charge storage fees, then at the end of it, tell you your bike needs collecting.
____________________
Yamaha MT-03 '08 (crashed)
Honda XR-125L '04

[map]

[fozzym]

Ok but how can they make the decision of catagory if they don't get the fairings off ect to check for damage to the frame ect. They can only look at what they can see on face value in my garage.

I'd prefer it not to go...Anyone with personal experience?

[map]

[MC]

Meh... ok, let's reword this: when the assessor came to look at my bike, he took some photos then naffed off and decided it was a write-off. Cat D in my case, although I think it should have been a C.

What it's written off as only really affects the salvage value, although if it's a cat B it'll be harder to put back on the road, particularly if your insurer doesn't want to sell it back to you.

Don't let them take the bike!
____________________
Yamaha MT-03 '08 (crashed)
Honda XR-125L '04

[fozzym]

Right I'll ring them back. My initial thought was to let the bike go so you boys have confirmed it.

Cheers guys

[Andy S]

And when you have finished phoning them..........
..................paint diagram and crash description!!!!!!

[fozzym]

Sorted, they are sending out and independent engineer apparently as they don't have their own!
Took a bit of getting across why I wanted it assessed at home here but actually the fella on the other end was very nice...makes a change.

[notbike]

Glad you aren't potato'd m8.

[fozzym]

I'll post up details of the accident once the insurance claim is sorted as 1. I don't want to jeopardise the claim ( I know I worry to much..wuss) 2. I feel a bit of a dick and
3. I don't want certain people who may be on here to see me talking about it right now.

Thanks again guys.

[Matt B]

[P.]

Ignore the cat a, b, c, d stuff.

Likely cat c as long as frame is groovy. If not, you can still keep cat B.