pretty fed up (insurance payout)

[andyscooter]

just a moan really

have had the pcx that i was knocked off assest and its a total loss write off

fair enough so far

because i was 200 miles over the service schedule they wont pay the full amount for a mint bike

so offered me £1850 as there is a few on auto trader going for this

unfortunatly these are nowere near me and all the bikes worth buying round here are £2000 or there abouts

the price i got was the best offer they will give they wont budge any more it took me argueing to get that

so because of some tosser wanting to pull out blindly i am looking stuck without a bike or having to buy older or chinese

was going easy on personal injury claim and only claiming for minimum stuff but fuck it im now adding all perscriptions fuel to go to doctors three times a week for dressing changes and anything else i can think of that crops up
____________________
gilera runner vxr200 (chavped)
if its spelt wrong its my fat fingers and daft auto correct on my tablet

[Wonko The Sane]

I thought you serviced it yourself as and when needed.

My ZZR is half way through a service, oil done a couple of months back, sparks and air filter are on my dining table.

Ask if they are willing to pay costs for you to travel to view the ones they've shown or ask them if it's reasonable to expect you to take more time off work to travel across the country just to replace the vehicle their customer destroyed.
____________________
Looking to pass your CBT / Bike tests in Bury Lancashire? try www.focusridertraining.co.uk Would recommend.
They're also on Facebook https://www.facebook.com/pages/Focus-Rider-Training/196832923734251

[T.C]

[fozzym]

I was under the impression you just had to give proof that the bike is worth X amount. For instance if there is say 10 similar bikes for sale on autotrader or the like you could just print em off and send in as proof...doesn't matter where they are in country.

Are they trying to say that the majority for sale (anywhere) are 1800 but you can't find them for less that 2k in your area?

[fatjames]

You definitely need to claim for everything you are out of pocket for with regards to your injury(s) that's your right. I'm surprised 200 miles is enough for them to reduced the payout. Well, actually, that does sound like what insurance companies do.

If anyone is planning on a total loss claim, make sure your odo is a total loss before the assessor comes to visit..

[monkeybiker]

When I had my accident I was all honest about my injuries. I think now I would just claim anything and everything, every other fooker does.

[MC]

Who how what? How do they know its 200miles over and wtf does it matter? Had no mention of this when my bike was assessed.
____________________
Yamaha MT-03 '08 (crashed)
Honda XR-125L '04

[chickenstrip]

[CaNsA]

[Ste]

Presumably he's not claiming from his own policy so the wording of his policy is besides the point.

As T.C says, the OP's solicitor should be fighting it for him.

[CaNsA]

Good point Ste,

The 3rd party insurer is just trying it on, OP should get his solicitor or his own insurer to tell the 3rd party to stop taking the piss.

My missus has never seen a clause like that in a policy.

[weasley]

Maybe see if the manufacturer or dealer have guidance on this? I know on a lot of cars you are given up to 1,000 miles leeway over the service interval and still deemed to be OK as far as the warranty goes. If the OEM is happy at that, the insurers can whistle.
____________________
Yamaha XJ600 | Yamaha YZF600R Thundercat | KTM 990 SMT | BMW F900XR TE

[andyscooter]

Can't do much about it now as taken the offer started at £1600 which Ipoint blank refused as no 2013 bikes for sale for that price

He found two on auto trader for £1800 and said he could add the extra£50

The service should of been done at 2500 miles and its got about 2700 possibly a bit more if iIhad still got it it would of been done

Decided to wait for rest of comp before iI buy bike now as can'tride at moment due to the broken leg

The burgman I've got weighs a fair bit and can't hold it up yet with my bad leg
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gilera runner vxr200 (chavped)
if its spelt wrong its my fat fingers and daft auto correct on my tablet

[fozzym]

When you get your compo through you'll be able to get a proper motorcycle

[adiec]

Not bike related, but been in this situation with wife's car. Wiped out by young pr#ck 2 days passed his test. Head on having lost control on a bend. Insurance said lots of Beetles on auto trader for their initial offer. Travelled to other side of country looking all were rubbish compared to what we had Didn't give a toss!! Little B'stard got diver ed. Session

[arry]

[chickenstrip]

[arry]

[MC]

Still don't understand how they would know? Only when you send them the keys/docs/service history, but I assume that would be to the salvage company working for your side though?
____________________
Yamaha MT-03 '08 (crashed)
Honda XR-125L '04

[chickenstrip]

[arry]

[chickenstrip]

[arry]

[chickenstrip]

Well, my perspective is that insurance companies are a bunch of swindling barstewards who'll do anything to get out of paying up

You don't work for an insurance company do you arry?
____________________
Chickenystripgeezer's Biking Life (Latest update 19/10/18) Belgium, France, Italy, Austria tour 2016 Picos de Europa, Pyrenees and French Alps tour 2017 Scotland Trip 1, now with BONUS FEATURE edit, 5/10/19, on page 2 Scotland Trip 2 Luxembourg, Black Forest, Switzerland, Vosges Trip 2017
THERE'S MILLIONS OF CHICKENSTRIPS OUT THERE!

[arry]