Do I get my no claims back?

[Snorty]

After my accident on my old CBR waaay back, the little chav has finally admitted liability. (He was in the left lane, I was in the right lane, he turned right ACROSS my lane, and I t-boned him.

Once he'd learned the cost of the damage, he was soon ready to dispute liability, after I'd been nice enough to agree to settle outside of insurance.

I called my insurance after his mother sent me some mouthy texts (fuck 'em).

This accident was in March 2012. Liability has just been admitted today.

Do I get any NCB I had back?

It's been longer than two years since I've been able to use them, and I know you lose them after so long... but not really my fault on that one.

Paid for my insurance in full this year anyway as it has come down a bit with me being 26.
____________________
Current: Yamaha FZ1 '07 | GSXR 750 SRAD

Past: CB125TDC | TZR125 | GPZ500 | CBR600F3 | ZX9-R | GSXR1000 K4

[arry]

Yes, your NCD should be reinstated. Your existing insurer should make an adjustment to allow for your NCD to be used from inception of the policy, subject most likely to an admin fee, of course.

[duhawkz]

You should do

I got mine back
____________________
"The guy is a worthless cunt and I honestly believe I would be a slightly happier person if he died." - Chris-Red

[blueglue]

i got my NCB back after 3+ years and i got a letter from my old insurer which i sent on to my new insurer.
Refund followed

[Snorty]

Well then I am very excited to see what my insurance comes down to. Also excited to see the cheque arrive in the post for the claim

Got a cheque for my accident last December a month ago or so!
____________________
Current: Yamaha FZ1 '07 | GSXR 750 SRAD

Past: CB125TDC | TZR125 | GPZ500 | CBR600F3 | ZX9-R | GSXR1000 K4

[Wull]

Result
____________________
"Scooters are for men who want to ride motorcycles but prefer to feel the wind on their vaginas"

[Monkeypony]

[TheArchitect]

Follow up question... if you're in an unresolved dispute over a claim and you go for renewal do you declare nothing or mention it as unresolved?
____________________
GSXR 600 K6 - Stolen
GSXR 600 K6 - Stolen
MT09 - Almost stolen

[arry]

[TheArchitect]

[Alpha-9]

[ws4936]

I don't know about theory, but in my situation(slightly different to yours), I got the insurance company to pay back the difference in premiums for the two years I paid full cover.
____________________
If everything seems under control, you're just not going fast enough.

[Wonko The Sane]

is there an original crash thread? I don't recall that one
____________________
Looking to pass your CBT / Bike tests in Bury Lancashire? try www.focusridertraining.co.uk Would recommend.
They're also on Facebook https://www.facebook.com/pages/Focus-Rider-Training/196832923734251

[Llama-Farmer]

Not only should you get them back, but you should be able to recover from their insurance all costs as a result of "losing" them too.
____________________
Current Bike: 1999 Honda CB600 FX Hornet
Next Bike: I want a CBR-RR. And I want an F800 GS-A. And a VFR 800. Can I have all 3?
Dream Bikes: Honda VFR750R RC30, Honda NSR500, Ducati 996 R

[Snorty]

Also FYI not only do you lose your no claims bonus but the disputed claim in progress counts as an at-fault claim against you. It did with me anyway when they quoted me, I had two disputed ongoing claims. Both settled in my favour now.

That pushed my insurance into 4 figures.
____________________
Current: Yamaha FZ1 '07 | GSXR 750 SRAD

Past: CB125TDC | TZR125 | GPZ500 | CBR600F3 | ZX9-R | GSXR1000 K4

[blueglue]