Post crash ID and pleasantries

[dn38416]

I had a crash about a week ago, no-fault obviously - he pulled out right in front of me no indication or looking. I didn't want to get in an argument with the guy, and originally wanted to exchange details quick:

I let him photograph my photocard driver's licence since its got most of my details on. Now he's got his insurance company making a counter-claim and is generally being a prick. Is there anything damaging he can do with those details on my licence?

Cheers

[Carvel]

[waffles]

Well he now has your full name and your address, depends on how much of a prick he wants to be.

For future reference exchanging details should only really be a name, a contact telephone number (check mobile numbers work there and then), the insurance company name and policy number. Also grab make, model and reg of the other vehicle. DO NOT GIVE YOUR ADDRESS.

What does his counter-claim entail? Did you get any witness details? Any places with CCTV overlooking where the incident occurred that could verify your version of events?

Also (and most importantly) hope you are OK and not injured
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Theory test - 19/8/09, CBT - 11/10/09, MOD 1 - 16/8/10, MOD 2 - 27/10/10
Past rides Yamaha XT125X, Triumph TT600, Honda XR250
Current rides Suzuki GSXR 600, Honda MSX125

[Suntan Sid]

Identity theft's a possibility!
He could go whining to the filth, claiming you were doing at least 150mph, whilst dragging many kittens along the road on the end of the, barbed wire, shackles attached to the back of your bike.

If you T-boned the side of his car, after he failed to give way, how can he be denying liability?
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"Everybody needs money, that's why they call it money!"

[dn38416]

[TheArchitect]

I know not much help now but Helmet Cam....invest in one. This kind of situation is exactly what they've been invented for.

Edit - Good that you're still moving
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GSXR 600 K6 - Stolen
GSXR 600 K6 - Stolen
MT09 - Almost stolen

[P.addy]

If someone pulls out, hit it and call insurance that day. No holding about. I called them at the side of the road waiting for police

Hope you are ok, but I would put your claim in right away, silly to have not done if you haven't..

[andym]

Doesn't your phone have a camera on it to take loads of pictures of the damage..... helps with counter claims down the line, or buy a disposable camera for such times.

Anyway I got a cheap HD helmet camera from ebay for £35, the wind noise is terrible.... but at least the picture is good enough

[dn38416]

Yeah i put a claim in, although i'm starting to wish i didn't - as they've replaced my bike with a crappy scooter that i don't really want to ride.

Took photos of the damage, but so far my insurance co hasn't asked for them.

Once I get the bike back i'm definitely getting one of those cameras, this has happened twice now.

[waffles]

[Ste]

[Ste]

[dn38416]

cheers waffles, that's a good shout. They've scarpered for the weekend, will get on em Monday.

[Rogerborg]

Urgh, this again.

50/50 if you're lucky, because biker.

Next time, lie on the road and dial 999 for ambulance and poliiiiice, while photographing his plate.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[Albigularis]

[Calite]

[Ste]

What makes you think he'd be caught fleeing the scene?

[Amber Phoenix]

Isn't the general strategy for the other parties insurance in situations like this to just bluff, bluff, bluff, aim for court, don't bother defending, get a default judgement, but crucially a final judgement to stop any possiblity of the 'no fee/no win' leaches from making a future claim for zillions of quid in damages?

They know full well their client is liable, but what to ensure damages aren't too high and they won't have a surprise future claims.
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Beginner Biker Adventures Blog
Yamaha FZ6 S2 2007

[Ste]