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Multi-bike and multi rider?

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Fladdem
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Joined: 29 Jun 2011
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PostPosted: 13:52 - 06 May 2015    Post subject: Multi-bike and multi rider? Reply with quote
Does anyone know of any companies that offer this?

It's just that between me and my dad, we have 7 bikes at home, but he's insured on two, I have insurance on three, two aren't insured at all, but he wants to ride my TTR sometimes, and I want to play on the cub sometimes and use the Varadero for work on occasions. It's just a shame we can't both ride all the bikes at home.
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Current:1991 Honda MT50 (Soon to be a H100/MTX/MT5 hybrid), 1976 Honda Cub C70, 2005 Honda Varadero 125, 1993 Yamaha TTR250 Open Enduro , 2010 Road Legal Stomp YX140, 1994 Honda CRM 250 MK III, 1999 Cagiva Mito 125, 1992 Honda CB400 Super Four, Stomp T4 230, 1984 Honda H100s, 2009 Sym XS125K
Past:2003 Aprilia RS125, 1982 Kawasaki GPZ550(FREE BIKE!)
I'm having more fun than a well-oiled midget.
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andyscooter
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Joined: 30 May 2009
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PostPosted: 13:58 - 06 May 2015    Post subject: Reply with quote
Can you not add ride any bike not owned by you

He does the same and you can ride each others bike
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if its spelt wrong its my fat fingers and daft auto correct on my tablet
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Polarbear
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Joined: 24 Feb 2007
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PostPosted: 14:00 - 06 May 2015    Post subject: Reply with quote
andyscooter wrote:
Can you not add ride any bike not owned by you

He does the same and you can ride each others bike


I seem to remember that it can't be your family or same address. Something like that.

Best ask 'arry
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Islander
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Joined: 05 Aug 2012
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PostPosted: 14:01 - 06 May 2015    Post subject: Reply with quote
andyscooter wrote:
Can you not add ride any bike not owned by you

He does the same and you can ride each others bike


Except the two uninsured bikes...

Ebike do a multi-bike policy, so do Carole Nash and Bennetts but I'm pretty sure you'll have to have one each. Thumbs Up
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Islander
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Joined: 05 Aug 2012
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PostPosted: 14:02 - 06 May 2015    Post subject: Reply with quote
Polarbear wrote:
andyscooter wrote:
Can you not add ride any bike not owned by you

He does the same and you can ride each others bike


I seem to remember that it can't be your family or same address. Something like that.

Best ask 'arry


I get my OH as a named rider on my policies and vice-versa.
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Polarbear
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Joined: 24 Feb 2007
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PostPosted: 14:07 - 06 May 2015    Post subject: Reply with quote
Islander wrote:
Polarbear wrote:


I seem to remember that it can't be your family or same address. Something like that.

Best ask 'arry


I get my OH as a named rider on my policies and vice-versa.


Agreed, as named, I do the same but I'm sure I remember something about not being able to use the 'ride any other bike' on a fully comp policy if it is registered at the same address as you.

That's why I said ask Arry
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andyscooter
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Joined: 30 May 2009
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PostPosted: 14:23 - 06 May 2015    Post subject: Reply with quote
If you can't have a policy with ride any bike take out multibike policy and have your dad as a named rider and vice versa
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if its spelt wrong its my fat fingers and daft auto correct on my tablet
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Fladdem
World Chat Champion



Joined: 29 Jun 2011
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PostPosted: 16:33 - 06 May 2015    Post subject: Reply with quote
You can't do a multibike policy and have a named rider. I tried, I have a multibike, my dad has a multibike, but I can only ride my TTR, my CRM and my GPZ, which isn't actually rideable yet but for some reason adding it to the policy with the two crossers brought the insurance down about £80 Rolling Eyes My dad can only ride our C70 and his Varadero 125 with his policy.

I have tried to add other riders to my multibike, but they don't let you do it. Admiral, and other companies, will do it for cars, why don't the same rules apply to bikes? Thumbs Down
____________________
Current:1991 Honda MT50 (Soon to be a H100/MTX/MT5 hybrid), 1976 Honda Cub C70, 2005 Honda Varadero 125, 1993 Yamaha TTR250 Open Enduro , 2010 Road Legal Stomp YX140, 1994 Honda CRM 250 MK III, 1999 Cagiva Mito 125, 1992 Honda CB400 Super Four, Stomp T4 230, 1984 Honda H100s, 2009 Sym XS125K
Past:2003 Aprilia RS125, 1982 Kawasaki GPZ550(FREE BIKE!)
I'm having more fun than a well-oiled midget.
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