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Insurance question.

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DanRLee
Two Stroke Sniffer



Joined: 12 Feb 2015
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PostPosted: 02:16 - 22 Jul 2015    Post subject: Insurance question. Reply with quote

Running my details through some insurance compare websites and when I get to the marital status section I put single even though im engaged, does this even affect price at all?

Does it affect the likelihood of making a successful application because if I were married for example then at least there's significant other to help with payments if I couldn't make them?

Or is it just extra statistical data they collect to eventually sell on down the line?
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ws4936
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Joined: 10 Sep 2009
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PostPosted: 02:50 - 22 Jul 2015    Post subject: Reply with quote

https://i.dailymail.co.uk/i/pix/2010/10/22/article-1322966-0BB9D22B000005DC-613_468x306.jpg
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b422063
Crazy Courier



Joined: 14 Oct 2014
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PostPosted: 05:53 - 22 Jul 2015    Post subject: Reply with quote

A friend of mine *cough* always used to put married and they frequently saw a reduction in the cost of premiums and very rarely would an insurance company ask "Can we see your marriage certificate please". Laughing

Even today I'm not sure where my marriage certificate is. Laughing
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andyscooter
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Joined: 30 May 2009
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PostPosted: 07:58 - 22 Jul 2015    Post subject: Reply with quote

i always thought it was because if you were married you tended to be a bit more sensible so less of a risk
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darkhorizon
Scooby Slapper



Joined: 16 Jun 2012
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PostPosted: 08:08 - 22 Jul 2015    Post subject: Reply with quote

They stick it all into some sort of Cray and it spits out probability. Or some maths shit. So if you live in nice post code, married, kids, own your own home blah blah then you're more likely mathematically to be a safe & responsible kinda guy.
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darkhorizon
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Joined: 16 Jun 2012
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PostPosted: 08:08 - 22 Jul 2015    Post subject: Reply with quote

Or girl.
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