RoSPA and insurance

esullivan · Could Be A Chat Bot Joined: 06 Mar 2012 Karma :

So, I finally got around to taking my RoSPA exam over the weekend and passed (silver). When you pass this or the IAM one, do you tell your insurance company? Has anyone ever done that? Has it made any immediate difference on your premium? I'm just wondering if that's something you mention only at renewal time.

When I passed my DSA test, I was told to call up the insurer and tell them right away. The response was "OK, thanks" and nothing else.
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DrSnoosnoo · World Chat Champion Joined: 28 Mar 2012 Karma :

With your RoSPA one, it isn't something that, if you withhold, would change your insurer's opinion of your cover.

I suspect if you call them now, you may well get a discount which may or may not cover the change of details fee they could also charge.

Personally, I'd wait until renewal.
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Andy_Pagin · World Chat Champion Joined: 08 Nov 2010 Karma :

Problem with insurance is that it's all based on statistics, the number of people reporting advanced qualifications and the impact statistically is I think so low that it won't affect premiums.
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arry · Super Spammer Joined: 03 Jan 2009 Karma :

In all likelihood it'll make all of £1.50 annual premium difference which pro rata will be something like 75p and they'll charge you £30 to note the papers.

I'd wait until renewal.

someotherguy · Crazy Courier Joined: 04 Aug 2015 Karma :

Why don't you just ring them and ask?

Discount >= admin fee, do it.
Discount < admin fee, don't do it.

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

It's insurance, they'll cry when it comes to claim time that you didn't declare that you were uber God at riding because certificate bro, then they'll wiggle out.

It won't happen, but thats pretty much the slippery serpent insurance I expect I'm dealing with, therefore I'll never be disappointed with the service.

arry · Super Spammer Joined: 03 Jan 2009 Karma :

P.addy · Red Rocket Joined: 14 Feb 2008 Karma :

Twas sarcasm Wink

I'm pointing the finger at the wiggle-fest that goes in with insurance. Mr. Green

T.C · World Chat Champion Joined: 05 Nov 2003 Karma :