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| Mw2299 |
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Mw2299
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Joined: 27 Aug 2015
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 Posted: 17:54 - 27 Aug 2015  Post subject: New rider - some questions |
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Hi people.
I know there's a lot of information on the internet and I have been researching my stuff for ages. I've learnt a lot but haven't found answers that are personal to me - so I've turnt to you guys.
I have got my CBT booked for Saturday 5th September and I'm looking forward to it. Is there anything I should learn before I go or do they teach me everything I need? Any experience on hardest parts?
I then plan to buy my first moped (I'm 16 by the way) in October. I know the stereotypes for someone of my age but I'm not getting a ped to show off to my friends or ride ridiculously and kill myself. I genuinely am buying one to get around and avoid relying on my parents, or worse, public transport. I'm starting an apprenticeship soon which is no more than 15 miles from me one way, so could come in handy for that too. I also travel to my girlfriends and back in the week which I'd say is a few miles up the road.
So I'm wondering, with a £650 budget (just for the moped, not my gear or anything else), what would be the best thing for me? Like I said, to and from work everyday, to and from my girlfriends most days, and anywhere else I'll end up going. I plan to have the same ped for a year before going bigger (or getting a car, indecisive). I don't really want to consider Chinese models after reading some of the stuff I've came across.
Also, I'm in England, does anyone have any recommendations for best insurance companies? I want as cheap as I can, monthly, and I'll be insuring third party & theft.
I am really stuck on whether to derestrict or not. Not to constantly tear it up at 45mph or however fast I could go, but for long clear stretches of road to help me out. I could end up buying a ped already derestricted though. I know the issues with law, such as license/insurance invalid and points/fine for getting caught. However I plan to be sensible and not stupid. Itd be good to be able to easy hit 30mph and have the extra 10/15mph for occasions.
Don't want to go on for too long but any help would be appreciated greatly.
Thank you! |
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| NJD |
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NJD
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Posted: 18:52 - 27 Aug 2015  Post subject: Re: New rider - some questions |
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| Mw2299 wrote: | I have got my CBT booked for Saturday 5th September and I'm looking forward to it. Is there anything I should learn before I go or do they teach me everything I need? Any experience on hardest parts? |
Compulsory Basic Training. They'll teach you everything you need to know about bikes on the day as I went from never touching a bike in person before the CBT to being able to complete it all in one day.
They wont put you on the road if you're not confident enough or don't show the required level of control and balance and will ask you to come back for further training of which will at most probably be another road ride and maybe a little bit of slow control to get you back into the jist of the machine before the road part however couldn't confirm that as I've only ever done one CBT and completed in one day.
Just enjoy the ride, it's the easiest part of getting on a bike.
| Mw2299 wrote: | I genuinely am buying one to get around and avoid relying on my parents, or worse, public transport. I'm starting an apprenticeship soon which is no more than 15 miles from me one way, so could come in handy for that too. |
Providing you buy a machine that doesn't constantly get faults or break down on you then you'll love it and it all be the best form of freedom you've ever experienced plus there's always the option of never sitting in traffic although on a 50cc I'd say leave filtering to dead stop traffic at red lights even my 125cc doesn't have enough power to get me out the way when cars start pulling off and leaves me with my dick inbetween my legs trying to fit in or get the f out the way, you have to time it right.
| Mw2299 wrote: | I plan to have the same ped for a year before going bigger (or getting a car, indecisive). |
Slog it out for a year (because insurance) on 50cc then when renewal comes get yourself a geared 125cc at 17 and ride that for a year and then make a choice on what you want to do in regards to a car or a bike and in honesty two years on the roads is more than a sufficient amount of time to figure out if it's for you or not.
| Mw2299 wrote: | Also, I'm in England, does anyone have any recommendations for best insurance companies? I want as cheap as I can, monthly, and I'll be insuring third party & theft. |
Following on from the above I'd say that since you're sixteen you've going to get bum tickled by insurance companies and have huge quotes as appealing as TPFT is on the surface I'd advise with the amount of money you have on your machine it would be best to go TPO and invest in a half decent chain and lock rather than extras on a policy you're never going to claim on. Also the compulsory excess on that quote might well be as much as the value of the bike witch makes it not worth calming at all and yes the insurance companies will sell you a policy that you cannot claim on (because sales and money and target figures).
You're also going to get penalized for paying monthly and therefore have an increase in charge added on top of whatever insurance quote would cost (because paperwork and pressing buttons on computers costs time and time costs money).
You're also sixteen and therefore as far as I'm aware wont be able to enter an agreement to pay monthly as it's technically a loan to my understanding and therefore may require your parents bank details and then you pay them the money each month.. in honest I'd check this out before doing anything as the idea of getting on the roads may soon come to and end and sitting in your parents car to get to where you need to go may just work out cheaper for a few years.
Also you'll be on L plates with a CBT / Provisional so will encounter a higher charge as well for that. Some A2 bikes work out cheaper to insure than my 125 and the only details that changed on the quote where the bike listed, go figure.
| Mw2299 wrote: | I know the issues with law, such as license/insurance invalid and points/fine for getting caught. However I plan to be sensible and not stupid. |
I sense tears and fireworks before you've even done your CBT with this mind-frame. IMO there's far to much to loose and absolutely nothing to gain by riding a ped with more power illegally, even a 125cc's are flat as pancake in terms of power to me it makes sense to either wait for your time to enjoy more power and freedom or just don't do it all.
Although it's your riding / driving history and problematic insurance quotes. |
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| Rogerborg |
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Rogerborg
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Joined: 26 Oct 2010
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Posted: 20:42 - 27 Aug 2015  Post subject: Re: New rider - some questions |
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| Mw2299 wrote: | I know the issues with law [on derestriction] |
I doubt it, most coppers don't seem to.
You'll have AM provisional entitlement, which means a moped up to 50cc and a maximum design speed of 45kph, or about 28mph.
I've never seen a definition of what this means, or any case law settling it one way or another. Plod appear to just stick them on rolling roads and the bust your balls if they spin up over your license limit.
I wouldn't have any confidence that a brand new 'AM' moped from any seller, ropey or reputable, would actually limit itself to 45kph, so there's no truly risk-free way to ride it out until you hit 17.
Up to you. Personally, as a 16 year old, I'd have ridden unrestricted, because optimism is the prerogative of the young.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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| Mw2299 |
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Mw2299
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Joined: 27 Aug 2015
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| Posted: 21:32 - 27 Aug 2015 Post subject: Re: New rider - some questions |
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| NJD wrote: | | Mw2299 wrote: | I have got my CBT booked for Saturday 5th September and I'm looking forward to it. Is there anything I should learn before I go or do they teach me everything I need? Any experience on hardest parts? |
Compulsory Basic Training. They'll teach you everything you need to know about bikes on the day as I went from never touching a bike in person before the CBT to being able to complete it all in one day.
They wont put you on the road if you're not confident enough or don't show the required level of control and balance and will ask you to come back for further training of which will at most probably be another road ride and maybe a little bit of slow control to get you back into the jist of the machine before the road part however couldn't confirm that as I've only ever done one CBT and completed in one day.
Just enjoy the ride, it's the easiest part of getting on a bike.
| Mw2299 wrote: | I genuinely am buying one to get around and avoid relying on my parents, or worse, public transport. I'm starting an apprenticeship soon which is no more than 15 miles from me one way, so could come in handy for that too. |
Providing you buy a machine that doesn't constantly get faults or break down on you then you'll love it and it all be the best form of freedom you've ever experienced plus there's always the option of never sitting in traffic although on a 50cc I'd say leave filtering to dead stop traffic at red lights even my 125cc doesn't have enough power to get me out the way when cars start pulling off and leaves me with my dick inbetween my legs trying to fit in or get the f out the way, you have to time it right.
| Mw2299 wrote: | I plan to have the same ped for a year before going bigger (or getting a car, indecisive). |
Slog it out for a year (because insurance) on 50cc then when renewal comes get yourself a geared 125cc at 17 and ride that for a year and then make a choice on what you want to do in regards to a car or a bike and in honesty two years on the roads is more than a sufficient amount of time to figure out if it's for you or not.
| Mw2299 wrote: | Also, I'm in England, does anyone have any recommendations for best insurance companies? I want as cheap as I can, monthly, and I'll be insuring third party & theft. |
Following on from the above I'd say that since you're sixteen you've going to get bum tickled by insurance companies and have huge quotes as appealing as TPFT is on the surface I'd advise with the amount of money you have on your machine it would be best to go TPO and invest in a half decent chain and lock rather than extras on a policy you're never going to claim on. Also the compulsory excess on that quote might well be as much as the value of the bike witch makes it not worth calming at all and yes the insurance companies will sell you a policy that you cannot claim on (because sales and money and target figures).
You're also going to get penalized for paying monthly and therefore have an increase in charge added on top of whatever insurance quote would cost (because paperwork and pressing buttons on computers costs time and time costs money).
You're also sixteen and therefore as far as I'm aware wont be able to enter an agreement to pay monthly as it's technically a loan to my understanding and therefore may require your parents bank details and then you pay them the money each month.. in honest I'd check this out before doing anything as the idea of getting on the roads may soon come to and end and sitting in your parents car to get to where you need to go may just work out cheaper for a few years.
Also you'll be on L plates with a CBT / Provisional so will encounter a higher charge as well for that. Some A2 bikes work out cheaper to insure than my 125 and the only details that changed on the quote where the bike listed, go figure.
| Mw2299 wrote: | I know the issues with law, such as license/insurance invalid and points/fine for getting caught. However I plan to be sensible and not stupid. |
I sense tears and fireworks before you've even done your CBT with this mind-frame. IMO there's far to much to loose and absolutely nothing to gain by riding a ped with more power illegally, even a 125cc's are flat as pancake in terms of power to me it makes sense to either wait for your time to enjoy more power and freedom or just don't do it all.
Although it's your riding / driving history and problematic insurance quotes. |
Thanks for your reply. You've pointed out some things that I didn't know before and I appreciate that.
How do you mean about sensing tears and fireworks with this mind-frame?
Also, I got some insurance quotes just out of curiosity and took the number plate off a few 50ccs that I saw for sale. I put my age, and it didn't say anything on any of the insurance sites about not taking out on a monthly. If worst comes to the worst I'll just get my parents to take it out and I'll give them the money each month. I said I was on a provisional license too. I think on TP&T I was looking at around £30-40 per month. But seeing as I am getting some heavy duty locks and perhaps a disc lock, if applicable, I may as well just get TP only. My bike is gonna be kept in my back garden too.
Finally, do you know of any specific models I should go for? Been looking at Piaggo Zip and Peugeot V-clic/Vivacity. Seems like the only brands I come across.
Thanks again. |
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| Mw2299 |
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Mw2299
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Joined: 27 Aug 2015
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| Posted: 21:35 - 27 Aug 2015 Post subject: Re: New rider - some questions |
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| Rogerborg wrote: | | Mw2299 wrote: | I know the issues with law [on derestriction] |
I doubt it, most coppers don't seem to.
You'll have AM provisional entitlement, which means a moped up to 50cc and a maximum design speed of 45kph, or about 28mph.
I've never seen a definition of what this means, or any case law settling it one way or another. Plod appear to just stick them on rolling roads and the bust your balls if they spin up over your license limit.
I wouldn't have any confidence that a brand new 'AM' moped from any seller, ropey or reputable, would actually limit itself to 45kph, so there's no truly risk-free way to ride it out until you hit 17.
Up to you. Personally, as a 16 year old, I'd have ridden unrestricted, because optimism is the prerogative of the young. |
Sorry, complete newbie - what's AM? I don't think I'll make my mind up about derestriction until either I ride on a restricted for a while or see a nice one for sale that's already restricted as that won't stop me buying it. |
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| someotherguy |
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someotherguy
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| Mw2299 |
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Mw2299
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| Posted: 21:50 - 27 Aug 2015 Post subject: |
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I'm 17 in the beginning of February. I know its not long to wait until I can get a 125/a car but I need (and want) transport/freedom now. Who likes hot sweaty buses? |
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| NJD |
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NJD
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| Posted: 21:52 - 27 Aug 2015 Post subject: Re: New rider - some questions |
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| Mw2299 wrote: | I put my age, and it didn't say anything on any of the insurance sites about not taking out on a monthly. |
On anything but a direct phone call to the cheapest insurance company about the quote you've received online I wouldn't expect anything different.
On the whole insurance companies aren't helpful and simply cash in on the legal requirement that is emptying our bank accounts without a choice.
Donate once and as little as possible.
| Mw2299 wrote: | I think on TP&T I was looking at around £30-40 per month. |
£480 annually?
Also depends on what the compulsory excess is as to if that would be worth it.
| Mw2299 wrote: | Finally, do you know of any specific models I should go for? Been looking at Piaggo Zip and Peugeot V-clic/Vivacity. Seems like the only brands I come across. |
I have zero experience on scooters or knowledge on them in general.
| Mw2299 wrote: | How do you mean about sensing tears and fireworks with this mind-frame? |
I'm always pedantic when it comes to such issues as well as over estimating plods knowledge of bikes. I guess on the whole if you do get stopped only volunteer the information required. |
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arry
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| Mw2299 |
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Mw2299
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| Posted: 22:15 - 27 Aug 2015 Post subject: Re: New rider - some questions |
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| NJD wrote: | | Mw2299 wrote: | I put my age, and it didn't say anything on any of the insurance sites about not taking out on a monthly. |
On anything but a direct phone call to the cheapest insurance company about the quote you've received online I wouldn't expect anything different.
On the whole insurance companies aren't helpful and simply cash in on the legal requirement that is emptying our bank accounts without a choice.
Donate once and as little as possible.
| Mw2299 wrote: | I think on TP&T I was looking at around £30-40 per month. |
£480 annually?
Also depends on what the compulsory excess is as to if that would be worth it.
| Mw2299 wrote: | Finally, do you know of any specific models I should go for? Been looking at Piaggo Zip and Peugeot V-clic/Vivacity. Seems like the only brands I come across. |
I have zero experience on scooters or knowledge on them in general.
| Mw2299 wrote: | How do you mean about sensing tears and fireworks with this mind-frame? |
I'm always pedantic when it comes to such issues as well as over estimating plods knowledge of bikes. I guess on the whole if you do get stopped only volunteer the information required. |
Just got a quote here to give me a rough idea:
https://puu.sh/jQQ71/29d5c7d89a.png
£500 compulsory excess.
Only said I'd have a chain & lock as a security device.
Locked in a garage.
Used a Peugeot V-Clic worth £490. |
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wr6133
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Mw2299
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NJD
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| Posted: 22:49 - 27 Aug 2015 Post subject: Re: New rider - some questions |
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Oh you've entered £500 excess voluntary remove that and see what you get. Excess isn't required on TPO cover as you're never claiming against anything on your own policy as excess is a way that insurers attempt to recover costs from their own policy's that they end up paying out on (as I understand it).
Just to make you aware on TPO you're only covered for damage to other people and their property. You pay for repair of your bike, your gear etc and also if your bike gets stolen you're expected to pay the cancellation fees and that's the end of your policy. |
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Mw2299
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| Posted: 23:14 - 27 Aug 2015 Post subject: Re: New rider - some questions |
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| NJD wrote: |
Oh you've entered £500 excess voluntary remove that and see what you get. Excess isn't required on TPO cover as you're never claiming against anything on your own policy as excess is a way that insurers attempt to recover costs from their own policy's that they end up paying out on (as I understand it).
Just to make you aware on TPO you're only covered for damage to other people and their property. You pay for repair of your bike, your gear etc and also if your bike gets stolen you're expected to pay the cancellation fees and that's the end of your policy. |
No difference without it unfortunately! I think around £350 is a fair mark. |
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Mw2299
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| Taught2BCauti... |
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| Posted: 10:28 - 28 Aug 2015 Post subject: |
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Good luck with your CBT.
Did anyone mention going along in the 'appropriate' clothing?
I would recommend getting your own jacket, boots and lid 
On CBT day, they will probably have some machines similar to what you are considering - so ask the instructors about them, and why they chose them as school bikes.
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Old Thread Alert!
The last post was made 11 years, 32 days ago. Instead of replying here, would creating a new thread be more useful? |
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