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Tris
Borekit Bruiser



Joined: 29 Aug 2008
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PostPosted: 21:31 - 04 Nov 2015    Post subject: Accident - need advice Reply with quote

Hi all,

I've had a quick browse, but can't find anything that answers my questions.

I was rear ended at a roundabout today while waiting to pull off, it was a reletively light impact, kept the bike upright, but is there something I should look put for?

To my eye in the dark it seems to just be my numberplate/holder that is broken/bent.

I think I'm feeling something that isn't there like the back is sitting higher and it feels twitchy when I rode it home. As I say it's probably nothing and I'm 'feeling it' because of what happened, but wanted some advice if it could be serious.

Got details etc and looking to report it to insurers tomorrow, just worried about doing it for no reason as it can take ages for something that seems minor damage.

Anything constructive appriciated.

Cheers Smile

(Yes I'm fine Smile )
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Andy_Pagin
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PostPosted: 21:50 - 04 Nov 2015    Post subject: Reply with quote

Tell your insurers the same story, with any luck they'll arrange for your bike to be looked over by an expert.

By law you have to report the accident I believe.
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Tris
Borekit Bruiser



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PostPosted: 21:54 - 04 Nov 2015    Post subject: Reply with quote

I reported it to police and have referance number just to ensure they had a record. Hope all goes well, thanks for the reply.
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Pete.
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PostPosted: 22:16 - 04 Nov 2015    Post subject: Reply with quote

What bike? Photo of damage?

If it was as light as you say I would expect the damage to be no worse than what is apparent.
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MCN
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PostPosted: 22:32 - 04 Nov 2015    Post subject: Reply with quote

Andy_Pagin wrote:
Tell your insurers the same story, with any luck they'll arrange for your bike to be looked over by an expert.

By law you have to report the accident I believe.


By law you don't need to report any accident unless some person or a certain definitions of animal was injured/killed.

You should ask a bike shop to have a shoofti at the bike.

There could be damage not visible unless examined properly.
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Pete.
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PostPosted: 22:39 - 04 Nov 2015    Post subject: Reply with quote

Thames Valley Police wrote:

Question

I have been in a road traffic accident, nobody was injured and we both stopped, do I need to report it to the police?

Answer

If both parties stopped at the scene and exchanged names and addresses there is no requirement to report the accident to the police. Road traffic law has been complied with and the police will not take a report.

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Wonko The Sane
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PostPosted: 22:56 - 04 Nov 2015    Post subject: Reply with quote

I had similar to yourself over a year ago at a set of traffic lights.

my bike was shunted forwards from under me and fell damaging the fairing down the right hand side.

Ignoring that damage my numberplate was cracked, my rear hugger was broken, the mudguard / plate holder bent (sprung back and still on the bike now) and an exhaust was bent upwards.

I had the AA come out and check the bike over as I thought the wheel alignment / chain tension could have been affected and had no tools with me.

depending on the bike and what part of the bike and how heavy the impact swing arm bearings could have been affected, given you were still on the bike I presume it was a low speed nudge that's simply hit your plate?


The bike will feel odd as you're looking for the problem while riding it, expecting there to be one, relax overnight and go out for a steady pootle tomorrow after looking over the bike in the daylight.


any injuries?
I had whiplash which felt like it was going away but then an old shoulder injury flared up so insurance paid for physio.



short answer:
relax tonight, see how both you and the bike are in the morning
check bike over and nip to shops / mates house on a route you know well, just focus on getting there, once there think about how the bike felt - did it feel ok or different?

go from there.

If it is just the numberplate bracket and numberplate you could find out the costs for this and ask if the driver is willing to simply pay for the parts instead of going through the insurance - draft a statement detailing names, date of incident, damage and money exchanged for damage so that you've got something on paper (copy for driver too) incase he's a cock that decides to wait a year and then claim you reversed into him and drove off.
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c_dug
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PostPosted: 22:59 - 04 Nov 2015    Post subject: Reply with quote

Carry on as you are, no need to contact the Police as mentioned above. Insurance will arrange for the bike to be assessed, just go with the procedure.
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iooi
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PostPosted: 07:08 - 05 Nov 2015    Post subject: Reply with quote

Slacken rear spindle off. Readjust chain to make sure its not just bumped rear wheel off.
Then as above check swinging arm bearings and rear wheel bearings once all tightened back up Thumbs Up
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gorillaonabik...
Nearly there...



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PostPosted: 09:56 - 05 Nov 2015    Post subject: Reply with quote

When I was rear-ended at lights, the other party drove off. What I did was take my bike to a Honda main dealer because those guys are experts at finding the tiniest bit of accident damage and are credible in court if necessary.

They found everything that needed to be replaced from a scratched exhaust to replacing heated grips because of this nudge from behind. The quote was free, they showed real expertise and they were happy to do this.
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esullivan
Could Be A Chat Bot



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PostPosted: 10:18 - 05 Nov 2015    Post subject: Reply with quote

gorillaonabike wrote:
When I was rear-ended at lights, the other party drove off. What I did was take my bike to a Honda main dealer because those guys are experts at finding the tiniest bit of accident damage and are credible in court if necessary.

They found everything that needed to be replaced from a scratched exhaust to replacing heated grips because of this nudge from behind. The quote was free, they showed real expertise and they were happy to do this.


Hmm... When I was hit from behind (on an A40 slip road), the Honda mechanic gave it a look-over. It took approximately 10 seconds and he barely touched the bike. It didn't fill me with confidence.

The woman who hit me paid the £20 for a new plate. Neither of us reported it to anyone.
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Tris
Borekit Bruiser



Joined: 29 Aug 2008
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PostPosted: 10:40 - 05 Nov 2015    Post subject: Reply with quote

Thanks for all responses, after reading I thought it best to be checked over, the guy never even apologised, so I wasn't going to pay the bill to find out there might be nothing major wrong, so gave the insurer a call and it's in their hands now.

Good news is it wont affect my no claims and I wont have to pay excess.

Rather annoyed as I've had terrible luck with bikes breaking down, so got a new bike this year for peace of mind and then this happens Thumbs Down just hope it all gets resolved in time for my trip away in June 2016!

Thanks again for all your posts, just waiting to be contacted by the non-fault team to progress further.
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Rogerborg
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PostPosted: 10:58 - 05 Nov 2015    Post subject: Reply with quote

It's got nothing to do with your insurer unless you're planning to make a claim on your own comprehensive cover.

If you think anything needs looking at, speak to the rear-ender's insurer directly. It's in their interests to sort you out.

However, I wouldn't even do that unless there's obvious damage, because you'll then be expected to report it on any insurance policy for the next three to five years. Yes, even non-fault, full recovery accidents.
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Motorhate
Nearly there...



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PostPosted: 11:36 - 05 Nov 2015    Post subject: Reply with quote

Rogerborg wrote:
speak to the rear-ender's insurer directly.


... *sniggers* Laughing
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Accuhaler
Nitrous Nuisance



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PostPosted: 12:07 - 05 Nov 2015    Post subject: Reply with quote

MCN wrote:
Andy_Pagin wrote:
Tell your insurers the same story, with any luck they'll arrange for your bike to be looked over by an expert.

By law you have to report the accident I believe.


By law you don't need to report any accident unless some person or a certain definitions of animal was injured/killed.

You should ask a bike shop to have a shoofti at the bike.

There could be damage not visible unless examined properly.


I hope your not a lawyer!

https://www.legislation.gov.uk/ukpga/1988/52/section/170

"b)damage is caused—

(i)to a vehicle other than that mechanically propelled vehicle or a trailer drawn by that mechanically propelled vehicle,"
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MCN
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PostPosted: 22:48 - 05 Nov 2015    Post subject: Reply with quote

Accuhaler wrote:
MCN wrote:
By law you don't need to report any accident unless some person or a certain definitions of animal was injured/killed.

You should ask a bike shop to have a shoofti at the bike.

There could be damage not visible unless examined properly.


I hope your not a lawyer!

https://www.legislation.gov.uk/ukpga/1988/52/section/170

"b)damage is caused—

(i)to a vehicle other than that mechanically propelled vehicle or a trailer drawn by that mechanically propelled vehicle,"


I wish I was and cnuts like you were dishing out advice.

"If for any reason the driver of the [F1mechanically propelled vehicle] does not give his name and address under subsection (2) above, he must report the accident."

Your evidence Sir. Rolling Eyes

Razz

OP, FYI just because someone at a broker's office/dahn the pub has told you that it won't affect your NCD means not a lot.

Another broker/insurer may still count 'any claim' as a claim.

You must ask your insurer/broker for a letter stating you were not at fault.

They are cunts and will try to steal money anyway they are legislated to do.

This is from personal experience after a non fault claim I made. Mad
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arry
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PostPosted: 16:41 - 06 Nov 2015    Post subject: Reply with quote

Accuhaler wrote:


I hope your not a lawyer!

https://www.legislation.gov.uk/ukpga/1988/52/section/170

"b)damage is caused—

(i)to a vehicle other than that mechanically propelled vehicle or a trailer drawn by that mechanically propelled vehicle,"


Then 2) must stop and, if required to do so by any person having reasonable grounds for so requiring, give his name and address and also the name and address of the owner and the identification marks of the vehicle.

Nothing about reporting it to a police officer, which only occurs in para 1 a personal injury is caused to a person

Basically, you're wrong, I'm afraid.
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ScottT
Scooby Slapper



Joined: 17 Sep 2014
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PostPosted: 21:34 - 06 Nov 2015    Post subject: Reply with quote

Same thing happened to me a few year ago, but no damage to the bike he had just hit my back wheel and pushed me forward a bit, never even exchanged details, there didnt seem any need at the time.
Woke up in the morning in agony hardly able to move my head, obvious whiplash effect.
Popped up to A&E got a collar and some painkillers. Spoke to the police but without any details they were not interested.

If your of the mind that you fancy screwing the system, go to A&E tonight, tell them what happened "yes it hurts when i do that" have a few days off work and get a claim in.

As has been mentioned above having your bike checked can be hit and miss, what happens if they pay out for your number plate then a couple of months down the road your back suspension collapses, and the mechanic says "has someone hit you"
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gorillaonabik...
Nearly there...



Joined: 31 Jul 2011
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PostPosted: 18:00 - 07 Nov 2015    Post subject: Reply with quote

esullivan wrote:
gorillaonabike wrote:
When I was rear-ended at lights, the other party drove off. What I did was take my bike to a Honda main dealer because those guys are experts at finding the tiniest bit of accident damage and are credible in court if necessary.

They found everything that needed to be replaced from a scratched exhaust to replacing heated grips because of this nudge from behind. The quote was free, they showed real expertise and they were happy to do this.


Hmm... When I was hit from behind (on an A40 slip road), the Honda mechanic gave it a look-over. It took approximately 10 seconds and he barely touched the bike. It didn't fill me with confidence.

The woman who hit me paid the £20 for a new plate. Neither of us reported it to anyone.


I took mine to the service department and they went microscopic on it. For example, their damage report included a new set of heated grips from a 10mph rear end shunt as I'd caught my hand on one of the wires meaning it couldn't be as good as new. The service guy really knew his stuff, had a form which he used and I'd recommend doing this as they are extremely credible.

That being said, if the woman who'd hit me hadn't driven off, I'd probably have given her more of a break.

In addition, they fought the other party's insurance company over bits which needed replacing. If there's one thing a Honda main dealer knows how to do, it's charge lots of money for even the tiniest detail.
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FZR400 (blown engine), ZXR750 (blown engine), ZX6R (accident), CBR600 which had engine issues after which I learned to change gear..., CBR900, CBR924 (stolen), CB600, CB1300 (everything blew up), BMW K1300GT (written off, hit from rear while stationary), Bandit 1250 for a couple of months, Triumph Sprint ST 1050 (nicked) and somewhere in there, I wrote off a Ducati 748 at Cadwell.
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