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Another insurance/speeding question

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Bikesam
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Joined: 18 Oct 2014
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PostPosted: 23:54 - 03 Dec 2015    Post subject: Another insurance/speeding question Reply with quote
Did search, didn't find anything.

Recieved a TVP Christmas card this morning. 53 in a 30. (Dual carriageway, goes from 50 to 40 to 30, should have expected it)

My question is this. I expect a court summons, first offence, fine, 6 points. My insurance is due for renewal this week. What do I/don't I declare? If I get a summons for say, 6 months time, do I need to declare that on my new policy or only once a decision is made? If they (doubtfully) decide on FPN, what then?

Thanks
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monkeybiker
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PostPosted: 23:59 - 03 Dec 2015    Post subject: Reply with quote
I'd keep my mouth shut. How would they know if you have just received the letter?

Just answer the questions they ask.
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Rogerborg
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Joined: 26 Oct 2010
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PostPosted: 00:09 - 04 Dec 2015    Post subject: Reply with quote
What exactly have you received? A NIP and an S172?

Pfffft, renew, forget about it until the points are on your license.
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Kal
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PostPosted: 00:15 - 04 Dec 2015    Post subject: Reply with quote
I concur with the Borg above, until it's on your licence it is not offical
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Bikesam
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PostPosted: 00:41 - 04 Dec 2015    Post subject: Reply with quote
Rogerborg wrote:
What exactly have you received? A NIP and an S172?

Pfffft, renew, forget about it until the points are on your license.


Yeah exactly that. I won't mention any convictions then as I don't have any yet, what if they ask about pending convictions? No, yes but not specific or find a new insurer?
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Bikesam
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PostPosted: 00:42 - 04 Dec 2015    Post subject: Reply with quote
MrGs1 wrote:
One more thing insurance starts getting expensive at six points. Wink


Yeah.. I expect it does 😩 Not much to do about that now though just sit and hope
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andyscooter
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PostPosted: 00:44 - 04 Dec 2015    Post subject: Reply with quote
MrGs1 wrote:
One more thing insurance starts getting expensive at six points. Wink



Seems cheaper for my wife save over 300 quid this year by switching
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arry
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PostPosted: 09:09 - 04 Dec 2015    Post subject: Reply with quote
Bikesam wrote:
Rogerborg wrote:
What exactly have you received? A NIP and an S172?

Pfffft, renew, forget about it until the points are on your license.


Yeah exactly that. I won't mention any convictions then as I don't have any yet, what if they ask about pending convictions? No, yes but not specific or find a new insurer?


If you're due for renewal you've got your statement of fact and paperwork. Read the question carefully ,- what is it asking?
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Bikesam
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PostPosted: 14:20 - 04 Dec 2015    Post subject: Reply with quote
arry wrote:


If you're due for renewal you've got your statement of fact and paperwork. Read the question carefully ,- what is it asking?


Asks about pending convictions. If I fill this in, and the date, but put 0 points it doesn't change the cost
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Rogerborg
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PostPosted: 14:37 - 04 Dec 2015    Post subject: Reply with quote
Bikesam wrote:
Asks about pending convictions.

Really? Genuine question, they may have been slipshod and incompetent enough to write "convictions" when they meant prosecutions.
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ScaredyCat
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PostPosted: 14:40 - 04 Dec 2015    Post subject: Reply with quote
Surely you can't have a pending conviction until you've been through the court system..

Pending conviction seems like an oxymoron...
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Kal
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PostPosted: 14:47 - 04 Dec 2015    Post subject: Reply with quote
Surely that only applies between being found guilty and sentencing?
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Rogerborg
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PostPosted: 14:48 - 04 Dec 2015    Post subject: Reply with quote
Mmm, yes, we've been here before with this.

arry wrote:
Read the question carefully

What are the actual words used?

Hastings, for example, ask about "pending prosecutions".

Even at that, while I intend to bareback Alyson Hannigan, sadly the event isn't pending.

You've got a NIP, right, not a NPP?
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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Bikesam
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PostPosted: 17:34 - 04 Dec 2015    Post subject: Reply with quote
Rogerborg wrote:
Mmm, yes, we've been here before with this.

arry wrote:
Read the question carefully

What are the actual words used?

Hastings, for example, ask about "pending prosecutions".

Even at that, while I intend to bareback Alyson Hannigan, sadly the event isn't pending.

You've got a NIP, right, not a NPP?


It's a notice of intended prosecution. The question from insurer is;

Any motoring convictions (including fixed penalty endorsements or anything pending) in the last 5 years
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lihp
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PostPosted: 17:35 - 04 Dec 2015    Post subject: Reply with quote
Intention is not pending. (yet)
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Rogerborg
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PostPosted: 18:26 - 04 Dec 2015    Post subject: Reply with quote
lihp wrote:
Intention is not pending. (yet)

I agree. Your insurers will not.

If it comes to it, you can use my analogy above. Wink
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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Bikesam
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PostPosted: 18:32 - 04 Dec 2015    Post subject: Reply with quote
It worked out cheaper to say I have an sp30 with 0 points. When I get points I'll update it.

Thanks for your help everyone.
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Rogerborg
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PostPosted: 20:16 - 04 Dec 2015    Post subject: Reply with quote
Bikesam wrote:
When I get points I'll update it.

InB4 £50 admin fee for 20p premium increase.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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Bikesam
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PostPosted: 21:31 - 04 Dec 2015    Post subject: Reply with quote
[quote="Rogerborg"]
Bikesam wrote:
When I get points I'll update it.

InB4 £50 admin fee for 20p premium increase.[/quote

Possibly but if I'm notifying them if they decide to change the premium it's down to them to cover the admin
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Rogerborg
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PostPosted: 13:02 - 05 Dec 2015    Post subject: Reply with quote
Bikesam wrote:
Possibly but if I'm notifying them if they decide to change the premium it's down to them to cover the admin

I really would recommend that you read your contract.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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