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Buying Cat C write off as a first bike

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gotomuzzi
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PostPosted: 18:41 - 31 Mar 2016    Post subject: Buying Cat C write off as a first bike Reply with quote

Hi all, I passed my mod1 & 2 last year, sold my 125 before the worst of the winter and I'm now looking to buy my first bike bike. I have about £4000 to spend, could maybe go up to £5k. Originally I planned on getting a moto guzzi v7, however I changed my mind and lately I've been looking at the MT-07s and MT-09s. I just missed an 07 on gumtree in my area that I've been kicking myself over. I spotted this on eBay today, which I would put in the same category as the MT07 and Er6n. It looks in really good nick, the mileage is low, it's cheap due to the Cat C marker, the add says it was flood damaged. I must admit I'm tempted but I don't know if it would need some kind of test before it could go back on the road, I would be buying blind and I wouldn't see it until it got delivered and I'm not sure how easy it would be to sell on two years down the line. I have googled CB650 vs MT07 etc but I can't really find much about the Honda. So my question is would you buy it?
https://m.ebay.co.uk/itm/Honda-CB-650-FA-E-2015-15-DAMAGED-REPAIRABLE-/172150086883?nav=SEARCH
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M.C
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PostPosted: 18:53 - 31 Mar 2016    Post subject: Reply with quote

Hi, damaged repairable means it'll need work before going back on the road, but no there isn't a test before putting it back on the road.

4k will get you a good MT-07, maybe an MT-09 (I saw one with bad gravel rash go for 4k recently).

CB650F is the replacement for the Hornet... heavier and with less power. Not ridden one so can't comment on how 'fun' they're, but personally the MT-07/09 are more appealing.
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Val
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PostPosted: 00:03 - 01 Apr 2016    Post subject: Re: Buying Cat C write off as a first bike Reply with quote

gotomuzzi wrote:


No I would not. 4k is far too much for Cat C bike. Also do not like "flood damage" note. That can mean many nasty things. I will never buy flood damaged car or bike.

No need to spend all your money on the bike. 2k will buy you nice 2010 Yamaha XJ6S ABS, better bike than both MTs 07/09:

https://www.ebay.co.uk/itm/Yamaha-xj6s-abs-Diversion/301912274424?_trksid=p2047675.c100005.m1851&_trkparms=aid%3D222007%26algo%3DSIC.MBE%26ao%3D1%26asc%3D36245%26meid%3D0b82b9aefe1f40999c1a25478a56d98f%26pid%3D100005%26rk%3D1%26rkt%3D6%26sd%3D141945183178

IMO MT-07 and MT-09 are cheaply made bikes there is a reason why there are so many MTs for sale. If you check for sale sections of MCN or autotrader you will see more MT 07/09 for sale than the older models like XJ6 and FZ6.

Why do you think is that if MT is so good bike? Why people try desperately to get rid of it?
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Pjay
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PostPosted: 00:11 - 01 Apr 2016    Post subject: Re: Buying Cat C write off as a first bike Reply with quote

Val wrote:
No need to spend all your money on the bike. 2k will buy you nice 2010 Yamaha XJ6S ABS, better bike than both MTs 07/09:


This.

Yeah 4k is a lot to spend on your first 'big' bike, there are plenty of decent bikes of the MT style to be had for £2-3k. Buy one of those and put the spare cash towards your next bike.

Look at FZR, ER6 and XJ6 bikes, all can be had for decent prices and are great bikes with great reputations.
If you are hell bent on getting an MT, just get a clean and low mileage one as you can afford, steer clear of write offs, you'd lose money when you come to sell it, and it could be a can of worms/money pit in the time you own it. That's not to say you can't buy a decent cat C, but unless you are knowledgeable on that bike, forget it.
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talkToTheHat
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PostPosted: 00:39 - 01 Apr 2016    Post subject: Reply with quote

It's the damage you can't see that's the issue. I'd not buy a suspect bike unless I could afford for it to be a fail.

I have three ebay guitars in need of neck repairs in the post. Paid no more than 40quid each. I might not get any of them playable, i might get all 3 playable. I'll be happy if i get one playable.
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arry
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PostPosted: 06:03 - 01 Apr 2016    Post subject: Re: Buying Cat C write off as a first bike Reply with quote

Val wrote:


IMO MT-07 and MT-09 are cheaply made bikes there is a reason why there are so many MTs for sale. If you check for sale sections of MCN or autotrader you will see more MT 07/09 for sale than the older models like XJ6 and FZ6.

Why do you think is that if MT is so good bike? Why people try desperately to get rid of it?


Or it could be because there were more of them sold in the first place, and especially in the case of the 07 the riders are A2 first bike types that then go on for bigger things.
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Rogerborg
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PostPosted: 06:53 - 01 Apr 2016    Post subject: Re: Buying Cat C write off as a first bike Reply with quote

gotomuzzi wrote:
I would be buying blind and I wouldn't see it until it got delivered

I wouldn't.

The price looks reasonable to me, especially if you're planning on keeping it for a while. "Write-off" says almost nothing about the bike's actual condition. But that condition is critical.

Flood damage might mean a showroom got a bit damp and they put in a whopping insurance claim for everything.

Or it might mean that it was lying on its side in 4' of sewer water for a week and has been given a quick hose down.

If it starts and runs and rides perfectly and the oil is clean enough to fry a Mars Bar in, fine. But I'd want to check.
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ShakeNBake
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PostPosted: 11:53 - 01 Apr 2016    Post subject: Reply with quote

I wouldn't spend 4k on a written off first big bike personally.

You've got no idea what could be wrong with it, and you defo don't want to be thrown off in the middle of a ride due to a mechanical failure of some kind.
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M.C
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PostPosted: 12:25 - 01 Apr 2016    Post subject: Reply with quote

Bikes from these salvage companies generally seem overpriced. By the time you've put them back on the road they're at or near what you would have spent for a non-crashed/stolen/flooded bike, and you might have trouble selling it on/have to sell it for less.

The Paddy method is best Smile
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P.
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PostPosted: 13:03 - 01 Apr 2016    Post subject: Re: Buying Cat C write off as a first bike Reply with quote

Val wrote:
No need to spend all your money on the bike. 2k will buy you nice 2010 Yamaha XJ6S ABS, better bike than both MTs 07/09:


Dat crack pipe. Neutral put it down.

I'd probably go for a Cat D or "few dents" on ebay, but never a cat c without viewing. Cat C can mean forks, it could mean wheel, it could mean plastics are wanged.

D is basic cosmetic crap and stuff you'll fix or forget about.
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derillius24
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PostPosted: 13:58 - 01 Apr 2016    Post subject: Reply with quote

You have a budget of 4-5k and you're looking at blind-buying a 'flood damaged' Cat C?

You mad, bro?!

Laughing
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M.C
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PostPosted: 16:00 - 01 Apr 2016    Post subject: Re: Buying Cat C write off as a first bike Reply with quote

Paddy. wrote:
I'd probably go for a Cat D or "few dents" on ebay, but never a cat c without viewing. Cat C can mean forks, it could mean wheel, it could mean plastics are wanged.

D is basic cosmetic crap and stuff you'll fix or forget about.

My understanding's that Cat D is damage below the bikes value (but they've still decided to write it off), Cat C above the bikes value.

My bike was a Cat D and had bent forks & yokes. I think they just use whatever they please, sometimes you see bikes with massive accident damage as a D & a small amount of cosmetic damage as a C.
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gotomuzzi
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PostPosted: 17:41 - 01 Apr 2016    Post subject: Reply with quote

What about bikes that have a high mileage (for their age), would that put you off? There is an MT09 within my budget but it's got 18000 miles which is a lot for a newish bike so obviously well used. Looking again maybe the cat c CB650 isn't the best idea as the main thing I need from this bike is reliability, the weather is so shit and I sometimes don't get much time off so I want to be able to just enjoy the bike without having to fix problems every time I use it, hence looking at newer bikes. There is also a very nice 2012 street triple r that's local to me but it's up for 5.7k and by the time i add insurance then it will be more than I had planned on spending. I like the sound of the MT07, it sounds like a fun bike, it's cheaper to insure but then I read comments about the build quality being a bit poor. Decisions decisions!
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M.C
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PostPosted: 18:14 - 01 Apr 2016    Post subject: Reply with quote

MT-09 & 07 are made a bit cheaper. With regards to higher mileage bikes, it depends if it has been looked after (service history or receipts?). Also worth checking service intervals, you don't want to buy a bike that's close to a big service.

Also don't mention a Striple on this forum, once suggested there's no alternative Smile
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gotomuzzi
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PostPosted: 19:49 - 01 Apr 2016    Post subject: Reply with quote

M.C wrote:
MT-09 & 07 are made a bit cheaper. With regards to higher mileage bikes, it depends if it has been looked after (service history or receipts?). Also worth checking service intervals, you don't want to buy a bike that's close to a big service.

Also don't mention a Striple on this forum, once suggested there's no alternative Smile


It is a lovely bike, just a bit more than I wanted to spend! 😂
https://m.ebay.co.uk/itm/TRIUMPH-STREET-TRIPLE-R-/322033861862?nav=SEARCH
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Bigvern72
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PostPosted: 21:14 - 01 Apr 2016    Post subject: Reply with quote

I wouldn't buy a cat c bike as my first big bike - but that's just personal thought. I'd be wanting dealer security (which the sale of goods act changes which became law in Oct 2015 basically give you the consumer almost all the rights) just for that piece if mind

Unless ofc you're a mechanical genius etc Smile
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Rogerborg
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PostPosted: 23:38 - 01 Apr 2016    Post subject: Reply with quote

Bigvern72 wrote:
I'd be wanting dealer security (which the sale of goods act changes which became law in Oct 2015 basically give you the consumer almost all the rights) just for that piece if mind

https://i1.kym-cdn.com/photos/images/original/000/605/806/3a1.jpg

Flux.
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M.C
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PostPosted: 07:21 - 02 Apr 2016    Post subject: Reply with quote

gotomuzzi wrote:

It is a lovely bike, just a bit more than I wanted to spend! 😂
https://m.ebay.co.uk/itm/TRIUMPH-STREET-TRIPLE-R-/322033861862?nav=SEARCH

You can get a street triple in budget (oh dear, told you not to mention it Razz), even the newer shape.
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arry
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PostPosted: 08:45 - 02 Apr 2016    Post subject: Reply with quote

Bigvern72 wrote:
I'd be wanting dealer security (which the sale of goods act changes which became law in Oct 2015 basically give you the consumer almost all the rights) just for that piece if mind

Unless ofc you're a mechanical genius etc Smile


There's no such thing as dealer security. SOGA even with the revisions is still not a slam dunk in the buyer's favour and, even if it were, you've still got to go through the rigmarole of allowing adequate chance to resolve and the potential small claims process at the end of it all.

For such a wonderful amount of security you pay a hefty premium over a privately advertised bike, which I can only assume is for their 'been inspected bruv, 150 point check innit' PDI (read, bucketed and sponged, bounced on forks, looks alright) because they've already given the poor sod who came in to buy it a shit price on trade in so there's cash in it just to bring it back up to retail price.
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Rogerborg
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PostPosted: 09:00 - 02 Apr 2016    Post subject: Reply with quote

arry wrote:
150 point check innit' PDI (read, bucketed and sponged, bounced on forks, looks alright)

Lies, they didn't even bounce my GS.
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Bigvern72
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PostPosted: 10:45 - 02 Apr 2016    Post subject: Reply with quote

arry wrote:
Bigvern72 wrote:
I'd be wanting dealer security (which the sale of goods act changes which became law in Oct 2015 basically give you the consumer almost all the rights) just for that piece if mind

Unless ofc you're a mechanical genius etc Smile


There's no such thing as dealer security. SOGA even with the revisions is still not a slam dunk in the buyer's favour and, even if it were, you've still got to go through the rigmarole of allowing adequate chance to resolve and the potential small claims process at the end of it all.

For such a wonderful amount of security you pay a hefty premium over a privately advertised bike, which I can only assume is for their 'been inspected bruv, 150 point check innit' PDI (read, bucketed and sponged, bounced on forks, looks alright) because they've already given the poor sod who came in to buy it a shit price on trade in so there's cash in it just to bring it back up to retail price.


I disagree - the consumer rights act as enabled in October 2015 gives you the buyer 30 days to reject the goods (if faulty) and obtain a full refund. The rights are all with the consumer and not the dealer.

Buy private and you don't have this protection.
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M.C
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PostPosted: 12:08 - 02 Apr 2016    Post subject: Reply with quote

There are enough stories of people struggling to get dealers to fix issues for me not to bother with them. I think as Rogerborg once said, you're buying the exact same bikes (as available privately), you're just paying more for them, and getting further raped if you trade in a bike with them.
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arry
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PostPosted: 12:31 - 02 Apr 2016    Post subject: Reply with quote

Bigvern72 wrote:


I disagree - the consumer rights act as enabled in October 2015 gives you the buyer 30 days to reject the goods (if faulty) and obtain a full refund. The rights are all with the consumer and not the dealer.

Buy private and you don't have this protection.


Theory / practice.

And then as the great Borg once said :

[satisfactory quality] does not cover anything which makes the quality of the goods unsatisfactory—

(b) where the consumer examines the goods before the contract is made, which that examination ought to reveal

i.e. a test drive/ride.

It's great that there's legislation but in reality dealers ignore it anyway

Whilst buying private affords no protection at least you get to see where it's been living in its previous life and judge whether the previous owner is a goon. When I bought my Sprint the salesman told me it was owned by an elderly gent that bimbled about. Looked him up on facebook and he was younger than me Laughing

Oh and same dealer totes ignored my plea for warranty claim when it broke down 6 weeks or so after. To the point where calls didn't get returned and BS like 'oh that part wasn't factory fitted I'm afraid so therefore not covered' started coming out. That was a Lings Honda dealer, not a back street job
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Rogerborg
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PostPosted: 13:34 - 02 Apr 2016    Post subject: Reply with quote

The Great Borgholio.

Mmm, as noted earlier, you actually weaken your position by test riding the bike. Brick Wall

Standard dealer response is to tell you to get fluxxed even when the bike is a lemon out of the showroom.

Granted, you might get some of your money back, eventually. I went down the small claim route with SEAT UK many years ago and they caved the night before the court date. But it's a slow process that requires a fair bit of time to prepare your case.

I'd honestly prefer to buy private and use the money saved to just fix any problems.
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M.C
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PostPosted: 13:48 - 02 Apr 2016    Post subject: Reply with quote

Dealers are amazing... "RECORDED AS CAT C HENCE SOLD AS SEEN WITH NO WARRANTY ETC"

Explain that one to me please? Eh?
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