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Personal accident cover

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Personal accident cover, do you have it in your policy?
Yes
30%
 30%  [ 4 ]
No
69%
 69%  [ 9 ]
Total Votes : 13

Author Message

paulodd
Crazy Courier



Joined: 20 Oct 2004
Karma :
PostPosted: 00:53 - 21 Feb 2005    Post subject: Personal accident cover Reply with quote
I'm currently looking for insurance for the ER5, and i have found a nice cheap quote. The thing is i don't think it has personal accident cover.

The old bag (mother) is going on (again and again and again Brick Wall ) about if i have a bad crash and loose several limbs or so that i won't be able to get any money back etc etc and that she will have to give up work to look after me and then we won't have any money to live on.

The thing is the quotes that have had accidental cover included or for an extra price are quite high, and i can't really afford to pay for it. My question is:

Do any of you have it, and is it worth the extra money?



Many thanks
Paul
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Paul
1999 Yamaha R6
www.coventrybikers.co.uk / www.norfolkriders.co.uk
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Gazdaman
I did a trackday!!!



Joined: 12 Aug 2004
Karma :
PostPosted: 01:03 - 21 Feb 2005    Post subject: Reply with quote
Tell her an asprin overdose will cost about £3 max, and euthenasia is legal in holland.

Gaz
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Kickstart
The Oracle



Joined: 04 Feb 2002
Karma :
PostPosted: 01:04 - 21 Feb 2005    Post subject: Reply with quote
Hi

Personal accident cover on bike insurance is quite rare.

What kind of quotes have you had?

All the best

Keith
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stinkwheel
Bovine Proctologist



Joined: 12 Jul 2004
Karma :
PostPosted: 01:23 - 21 Feb 2005    Post subject: Reply with quote
Gazdaman wrote:
Tell her an asprin overdose will cost about £3 max, and euthenasia is legal in holland.

Gaz


I would suggest some different drug. You are going to have to work bloody hard to OD on Asprin unless you already have a bad stomach ulcer. As few as 12 paracetamol is capable of causing a slow, lingering and very painful death from liver failure but asprin is pretty safe stuff.
____________________
“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.
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mchaggis
World Chat Champion



Joined: 10 May 2004
Karma :
PostPosted: 01:27 - 21 Feb 2005    Post subject: Reply with quote
The car exhaust is out of the question too nowadays... Laughing

It's getting to the point that a gun is about the only surefire way...

Of course, there are plenty of rope tricks and other inventive ways to kill yourself, and a lot of them even take long enough for you to regret doing it half way through, when it's too late. Paracetamol is a classic one for people regretting it after a day or so, then the hospital being able to do nothing for them.

Barbiturates, if you can get them. Apparently only available on prescription however, class B like so, and class A if dissolved in water to inject.

Note that I am not condoning suicide in the slightest, just having a little fun... Rolling Eyes
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Discovering the delights of Hammerite and a 3/4" brush. Very Happy
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Bendy
Mrs Sensible



Joined: 10 Jun 2002
Karma :
PostPosted: 09:52 - 21 Feb 2005    Post subject: Re: Personal accident cover Reply with quote
paulodd wrote:

Do any of you have it, and is it worth the extra money?


Not as part of my bike insurance, but I do have a seperate personal accident policy.

Mainly because there's only me paying my rent, my bills etc - with nobody to fall back on if I was unable to work for a while, the money would be very useful to keep things going for a while.

It's a general policy - fall down some stairs, stack the car, stack the bike, they don't care, you can claim. Thumbs Up
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Kickstart
The Oracle



Joined: 04 Feb 2002
Karma :
PostPosted: 10:43 - 21 Feb 2005    Post subject: Reply with quote
mchaggis wrote:
The car exhaust is out of the question too nowadays... Laughing


Yes, but you can use the bike exhaust.

All the best

Keith
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Craggles
Traffic Copper



Joined: 12 Jul 2004
Karma :
PostPosted: 14:15 - 21 Feb 2005    Post subject: Reply with quote
Kickstart wrote:
Yes, but you can use the bike exhaust.


Chances are the bikes been written off though!

Craig
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mr.z
World Chat Champion



Joined: 04 Feb 2004
Karma :
PostPosted: 14:32 - 21 Feb 2005    Post subject: Reply with quote
helium, buy it anywhere, painless + usefull for stupid voice action before... Thumbs Up (suicide talk here is more than bit sinister...)

I'd suggest you tell her the same i told my partents when they damanded i got fully comp i.e. if you want fully comp then you pay the difference...
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mchaggis
World Chat Champion



Joined: 10 May 2004
Karma :
PostPosted: 21:13 - 10 Mar 2005    Post subject: Why you need to make a will Reply with quote
Just thought I'd pop up a couple of links.


When to write a will:
https://news.bbc.co.uk/1/hi/business/4332463.stm

Dangers of not making a will:
https://news.bbc.co.uk/1/hi/business/4032019.stm
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Mmmm, Guinness
Discovering the delights of Hammerite and a 3/4" brush. Very Happy
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kasandrich
Trackday Trickster



Joined: 20 Oct 2004
Karma :
PostPosted: 21:27 - 10 Mar 2005    Post subject: Reply with quote
Gazdaman wrote:
Tell her an asprin overdose will cost about £3 max, and euthenasia is legal in holland.

Gaz


.....Gaz, I can't believe you are suggesting Pauls Mum, takes an overdose, or goes t Holland for euthanasia, I've met her and i'd say there was a few years left in her yet Rolling Eyes Rolling Eyes Rolling Eyes
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Richard

CBR1000FM
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