selling a car+bike

[bigdom86]

hi all
maybe a stupid question, i have never privately sold a car or bike before always part exchanged.

looking to sell my car and bike soon, both are taxed and MOTed until next year, neither have insurance, both are off-road. it just occured to me that someone might want to test drive before they buy I assume their insurance would not cover this as the vehicle itself would need to be insured?

[Shinigami]

correct, needs to be insured and their own insurance must state they can drive/ride other (insured vehicles)

also, tax does not transfer so once sold it'll have no tax on it so don't use that as a selling point unless you plan to pay for tax separately on behalf of the new owner
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[chris-red]

Give 'We buy any car' a shout. My mate did and got £1350 for his Celica, he reckoned he'd get less than a grand for it on ebay so snapped it up.
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[Shinigami]

[bigdom86]

we buy any car offered me £1200, private sales on gumtree they are going for around £2000, its an 07 astra design with 60k miles. i might just have to bite the bullet and insure it again to sell

[weasley]

[bigdom86]

my insurance ran out yesterday. if I declare it SORN then will I lose my road tax if I decide to insure in say a weeks time?

[weasley]

[Rogerborg]

My experience from a few years back is that you have a month or so uninsured before your first insure-or-SORN-or-else nastygram from the DVLA arrives. They then ramp it up to blackmail demands over the next couple of months, because they like money. You owe them nothing - it's a raw demand to pay them money or else they'll prosecute you (in which case they get nothing, they just want a bribe at the courtroom door to not proceed).

Whether your vehicles need to be insured for another driver's insurance to cover them is entirely dependent on what it says on their certificate of insurance.

Even if their insurer disagrees with their own certificate (because idiots), the wording on the certificate remains definitive, because it's the document prescribed by statute to define whether we're insured or not.

This specific situation, including the insurer lying to misleading the police about whether the other-vehicle cover applied, was tested in Pryor, in the Court of Appeals. It was "as plain as a pikestaff" that if the certificate does not say that other insurance is needed, then no other insurance is needed, end of, seizure was unlawful, compo to plaintiff.
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[bigdom86]

thanks for all the replies guys, very helpful karma all around.

i think I will insure both and hopefully they will sell during the 14 day cooling off period

[Crumbso]

Just a thought but if you withdraw during the cooling off period then technically you are not covered retrospectively for that period. So if they crash the car/bike and wish to make a claim then you can't cancel in that way and will be lumbered with cancellation fees etc (maybe.... my brain could be malfunctioning).

I would just leave it uninsured and get them to sign a piece of paper saying that they declare they are correctly insured to drive said car/bike and any/all damages, speeding fines, etc will be paid by them (with start/end times of test drive noted).

[Shinigami]

[Crumbso]

[Gone but not forgotten]

[Crumbso]

So it's not enough to get out of the 'knowingly allowing an insured driver to drive your vehicle' thing?

I couldn't give a rats arse about someone else taking the risk of fines and 'up-the-bum' insurance claims if I'm not at risk. It's their choice, knowing the consequences, after all.

So you got [almost] done because you let your mate ride your bike uninsured and he got caught? Even though you were under the impression from his testimony that he was covered?

[Gone but not forgotten]

[quote="Crumbso"]So it's not enough to get out of the 'knowingly allowing an insured driver to drive your vehicle' thing?

I couldn't give a rats arse about someone else taking the risk of fines and 'up-the-bum' insurance claims if I'm not at risk. It's their choice, knowing the consequences, after all.

So you got [almost] done because you let your mate ride your bike uninsured and he got caught? Even though you were under the impression from his testimony that he was covered?[/quote]

Dick head!

You get done for allowing someone without insurance to drive your car!

[Crumbso]

[Crumbso]

Hmmmm.... further investigation into the actual law shows that the owner of the vehicle is pretty much fucked if the driver is uninsured regardless of what "proofs" were presented or kept.

[Kamikaze Bob]

Sold my Fiesta earlier this year, almost a month after the insurance ran out. Took the guy for a wee test drive round the block, he was happy enough. Just depends on the area and if there are any rozzers about. He sat in his wife's car and organised insurance before he drove home.
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2001 Honda VFR800fi

[grr666]

Brool story co.
I bought a new car recently, in advance I arranged the existing policy for the car I was trading in to change over
to the new car at 10.30am on the day of collection. Then when that morning came, I couldn't find my wallet, cue
a frantic search indoors with one eye on the time because changeover and I couldn't pay for the car until I found it.

After tearing the house to bits I found it in my van on the dashboard but that never happened until 10.45.
I then had a 35 minute drive to the dealer uninsured. I don't think the system changes over all that quickly tbh.
I did go entirely via the b roads though so probably never got picked up by ANPR.
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[Rogerborg]