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Is this OK? Insurance offer + insurance loading

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Itchy
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Joined: 07 Apr 2005
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PostPosted: 17:15 - 04 May 2017    Post subject: Is this OK? Insurance offer + insurance loading Reply with quote
This happened last year:

https://cdn.bcf.44bytes.net/files/dsc00291.jpg

https://www.bikechatforums.com/viewtopic.php?t=313943&postdays=0&postorder=asc&start=25

I got £2800ish (I forget the exact amount) for my old CBR.

I've been made an offer of £2400 after various legal fees.

I injured my Achilles tendon meaning it hurt to walk for a while and my ankle feels a bit loose at times. The Mrs says it will be like this pretty much for the rest of my life.

OTOH my insurance seems to have increased ten fold from £60 to £600 Shocked

So it's taken a year. I wasn't badly hurt and I can draw a line under this annoyance.

Yay or nay?
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Rogerborg
nimbA



Joined: 26 Oct 2010
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PostPosted: 17:33 - 04 May 2017    Post subject: Re: Is this OK? Insurance offer + insurance loading Reply with quote
Itchy wrote:
Yay or nay?

To what question?
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GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
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M.C
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Joined: 29 Sep 2015
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PostPosted: 17:39 - 04 May 2017    Post subject: Reply with quote
Unfortunately yes you get a little bit of money but you carry the injury forever Sad What did your solicitor say? If you refuse you might get a better offer, or you might end up going to court where you play the Part 36 game (which isn't as fun as it sounds).

Last edited by M.C on 17:39 - 04 May 2017; edited 1 time in total
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iooi
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Joined: 14 Jan 2007
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PostPosted: 17:39 - 04 May 2017    Post subject: Re: Is this OK? Insurance offer + insurance loading Reply with quote
Itchy wrote:

OTOH my insurance seems to have increased ten fold from £60 to £600 Shocked

Yay or nay?


Not sure what the question is...

But re above. The idea of insurance is to put you back where you were, should it never have happened....

ie, claim the difference off the 3rd party Wink
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Itchy
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Joined: 07 Apr 2005
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PostPosted: 17:39 - 04 May 2017    Post subject: Re: Is this OK? Insurance offer + insurance loading Reply with quote
Rogerborg wrote:
Itchy wrote:
Yay or nay?

To what question?


Should I take the £££?
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Spain 2008France 2007Big one 2009 We all die. The goal isn't to live forever, the goal is to create something that will. In the end, your life will flash before your eyes. Make sure it is worth watching.
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Rockhopper
Trackday Trickster



Joined: 18 Jun 2006
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PostPosted: 19:27 - 04 May 2017    Post subject: Reply with quote
It wasn't your fault was it? Why were any legal fees deducted? The other driver should be paying those plus compo for your injuries.
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M.C
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Joined: 29 Sep 2015
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PostPosted: 20:42 - 04 May 2017    Post subject: Reply with quote
I believe they take up to 25% now (depending on the 'deal').
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Old Thread Alert!

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