WTF Meerkats?

[skatefreak]

Insurance is going from £130 to > £200, only difference is + a years no claims bonus? The usual meerkats are suspect...

Anyone else noticed an insurance jump on the comparison sites? They've always worked for me up until now returning cheaper insurance each year. It seems my current insurer (mce *cringe*) is the lowest (and don't offer a renewal to barter on :-\ )...

Alternative strategies?

[el_oso]

remove the years NCB?

Speak to someone on the phone.

Motor vehicle insurance price rises have gone up universally this year. Partly due to the increase in IPT (Insurance premium tax), levied by the government to raise some revenue from a huge market that has largely remained untouched, unlike banking etc
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Duke 390
Previous: '05 XR125L | '96 XJ600S Diversion |'05 Suzuki GSXR1000 | '05 Honda CBR125-R | '97 YZF 600R Thundercat | '11 Honda CBR250
Car: Jeep Wrangler 4.0L

[skatefreak]

[Rogerborg]

[el_oso]

[Freddyfruitba...]

[skatefreak]

[el_oso]

[thx1138]

I tried a few insurance quotes all with zero NCB on the Zontes we are "rebuilding", they were silly. All over £130

So, I tried for one day, 7 day, one month, or six month policies.

Finally found one, £140 for a day

3rd party only, maximum excess, declaring all affiliations, memberships, etc

no matter what I put in or left out, couldn't get under £135 which suprised me, as I've had a handful old or very old bikes over the last ten years 3rd party only, which I don't keep long - so yeah, insurance has crept up a bit.

I'm sure the fact that it is a Zontes and a 125 contributed somewhat but even so, wouldn't have expected it to be over £95!

[M.C]

Slight increase with MCE, everyone else seem to have skyrocketed:

https://i11.servimg.com/u/f11/15/13/82/47/insura10.png

https://bod6s0e3xl-flywheel.netdna-ssl.com/wp-content/uploads/2016/04/HomerSimpsonTightShirt-300x188.jpg

[ackack]

MCE was £130 for me, everyone else £400+ despite many phone calls and online quotes. One quote was 1900 quid, don't know why they bothered to be honest.
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"fli hi mi angle"

[MCN]

Yes the Insurance cnuts have blootered their Bread and Butter exponentially once again.

Then blame it on the government.

And behind the scenes they are slashing away at the benefits and cover.

Some even exclude European cover (which was a more or less freeby in days of yore).

It has never been fair but it is less fair these days. Why should 'most' people be bent-over when they have had no claims for 20 years? Why not load those who claim pay the increases?
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Disclaimer: The comments above may be predicted text and not necessarily the opinion of MCN.

[Jmoan]

IIRC they have to provide basic EU cover by default.

Anyway if people don't like these prices they can take the other options available to them. Like these guys or something.

https://tommygirard.files.wordpress.com/2012/12/dune_remake_main.jpg

[1198]

Still well over a grand, full NCB, in my forties. What's these quotes of just a couple of hundred of which I hear....

(Clean licence too, for what it's worth....)

[UnspeedySam]

Just checked and my insurance is still £75 for my Bros and I quoted my VFR750 which I will eventually get fixed and they want about £150. 27 with 2 years NCB, 6 points and 2 fault accidents within 5 years.

However I have recently moved out of Southampton into a smaller town which thankfully doesn't have any where near as much of a problem with bike theft. I had two nicked within a year or so in Southampton and judging by the various facebook groups I'm in, things aren't getting any better.

It should also be noted that both bikes are worth well under a grand and I'm looking at TPFT policies.
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Riding: BMW R1150RT `02 bought mildly crashed
Fixing: Also the BMW as I get less broken bits
Gone: ZZR600 '00, TRX850 '97, RXS100 '93, JS125-6B '07, BMW R1100RS '93, Kawasaki ZX-6R-J2 '01, Honda Bros NT400 NC25 '88

[MCN]

[MahatmaAndhi]

My insurance just went down, fortunately. By around 15% from £100 with 1 year NCB to £85 with 2.
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2008 Aprilia Sportcity 250

[UnspeedySam]

[Polarbear]

Mine dropped by about a fiver this year, £99.85p for my Trophy, fully comp.

So there are some good things about being an old fart thank god.
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Triumph Trophy Launch Edition

[Musketeer]

For me Bennetts was the cheapest this year - fully comp, with NCD protection, mods declared* £360

Performance Direct renewal quote was slightly more expensive mainly due to their 'Renewal Transaction Fee' of £36.. but that was enough for me not to renew with them.

I normally would expect loyalty discount but that doesn't work like that with insurance companies.

*- my only mod is exhaust end can... if I didn't have any modifications the cheapest quote is £250... so I pay £110 more a year for 1 mod that doesn't change anything except sound.
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Current Bike: Yamaha XSR900 Previous bikes: Honda CBR1000RR Fireblade, Kawasaki ZX-6R Ninja, Aprilia RS125 2-stroke

[MCN]

It is a racket for certain.
If I use the same quote engine to find the cheapest every year and at the same time, I very rarely find that the current insurer is still cheapest.
The only thing on my side of the deal that has changed is my machinery and I are both 1 year older and my NCD has improved by 1yr (but I'm Maxed out on that now).
So why does my current insurer not want my business this year?
Are the bastirts all just one big super-syndicated-scam trying to generate some sense of an artificial bagain?

***MCN removes paranoia head***
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Disclaimer: The comments above may be predicted text and not necessarily the opinion of MCN.

[UnspeedySam]

[Bonnie Lad]

Mine decreased by 60 odd quid, 177 with Bennetts down to 110 with Carole Nash

That's for an 865cc armchair parked 'on private property's but not garaged

[arry]

[wr6133]

£96 TPFT for a K1 GSXR1000 down from £105 last year. Street parked, living in a small town in rural Wiltshire.

Fuck living in a city some of those quotes