My First Off :( :(

[Doobrey]

So..

Riding around a slow bend yesterday - about 30MPH....wheel hit a drain, I stupidly hit the front break and suddenly the bike left me...

EEK..

Bike and me went down the road...

Picked her up, left hand side of the CBR600 scratch galore...oil everywhere, and I can't get her into netural. I push the foot level, or lift it, it kinda clicks, but does not change gear (I am pushing in the bent clutch lever!)....

Fairings can be replaced, front, side and rear. It needs a new mirror and two indicators. My biggest concern is the oil everywhere and the lack of being able to get it into gear. Electrics all work fine.

Question, should I go through insurance, £500 excess + increased premiums next year, or fix it myself?!?

Any ideas...?
Doobs.

[distortion]

unlucky m8. before you go through the insurance i'd price up how much it would cost to sort yourself and weigh up weather its worth loosing any no-claims you have.

Hope ya get it sorted soon though

JP

[Black Knight]

Sorry to hear that mate, If there's one thing you do learn from the experience.

Try and get the damage checked out and costed up if you can. You'll prob find you can repair it for 1/3 of what the insurance bill would be. Luckily it didn't invlove anyone else so keep the insurance out of it as long as poss.

[G]

Definietly repair yourself.

Look at how much insurance will actually cost you and it will probably come out more in the long run.

[Annabella]

I'm sorry to hear about your off, still it happens to the best of us



As G said, do the sums first.

Ask your insurance company how much your policy will go up for having made a claim over the next, say, five years.

Add up the total increase of cost of the policy, plus the cost of the excess.


Then get a quote for repairing it yourself.



Take your time deciding what to do, you may find that claiming on the insurance only increases your overall policy cost by a small amount and if it is only £100 more to go through the insurance you may end up with a better overall job and much less hassle.
____________________
Avast! Pirates ahoy!
I did Cadwell!
www.bikepics.com/members/bella

[Sparks!]

Push the bike forwards whilst trying to change into neutral. Works every time if my bikes have ever got stuck in gear. If it doesn't work then try starting the bike *hold clutch obviously* and gently revving it whilst changing to neutral as often that'll work also. (mostly on 400's for some reason )
____________________
Current Toys: 06 Yamaha WR250F | Nissan 350Z GT | Tech 4 Homes

[Doobrey]

Thanks for all the advice...

Is there a cream you can buy from boots for a bruised ego?



I have tried rolling the bike forward and backwards already..

When I push down, or pull up on the gear level, whilst clutch is engaged, it clicks, but doesn't really move like it should...limited movement.

Also, I have 0 NCB, phoned insurance company, they say that my insurance will be similar next year, as I am allowed 2 accidents in 3 years before I get penalised...hence I think I am going through insurance, even though there is a £500 excess. There is more damage than £500 I am sure, with 3 major pieces of fairing, indicators, mirrors, engine doesn't work (Gearing - see above)...

Thoughts/Suggestions always welcome...

Doobs.

[Annabella]

[Bendy]

[Doobrey]

Bendy

[Doobrey]

So....

Just had the call from the assesor.. Apart from not being able to supply me with cream for my ego , he has sad that he is going to recommend that the bike gets repaired.

Know, I am in two minds.....is a dropped repaired bike a good thing (Check out everything whilst it is in the garage?)

Or is it a bad thing....?

What do you lot think?

[Doobrey]

Thought i'd put some pics up..

[cc123]

[Doobrey]

The case is scratched...sump is broken...shaft on gears is bent, all fairings are scratched and damaged, front wheel is twisted...ern..the list goes on..hence insurance claim

DOOBS

[cc123]

Front wheel too? Feck....

It's getting costly. All depends on how much your excess is though? I was TPTF so I had no choice really.
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Old bikes >>> https://www.bikepics.com/members/cc123/

[Doobrey]

Out of interest, where would one buy a new right hand fairing with decals?

How much would it cost?

Doobs

[displaced]

[R4nger]

The newspaper is having starting to have little affect on the floor.

[Doobrey]

Thanks for all the replies...

Yeah, the newspaper didn't really do a good job, especially after she pee'd all the oil and coolant onto my garage floor

Sand helped, but I didn't really want her to look like she was sitting on some beach somewhere, nursing her wounds..

Doobs