cheaper insurance for young moped couriers.

[Ice Burger]

I work at dominoes as a delivery rider, I use a work bike for deliveries that is kept at the shop. In my leisure I have a 125 I ride only for social and domestic purposes. I specify this to my insurance but they still charge me extra because I'm in an untrustworthy age category and it's assumed I might still use it for work (this is what I was told on the phone).

I pay a £1000 pound premium - I'm 18 and ride a sports bike with no no-claims. However! it was at £1500 before I changed my job role online.

This trick is fairly well known but I spent half an hour scrolling through the complete selection of job roles on lexham insurance, here's what I found the can be used instead of being a 'fast food delivery rider'. I used goods dispatcher instead.

shop assistant
parcel deliver
goods dispatcher
goods handler
food delivery
driver
despatch rider
despatch driver
despatch worker
delivery courier
delivery driver
courier
cargo handler
bakery assistant (I work at a pizzeria )

Thanks for reading.

[ThunderGuts]

It's an old trick in the book (but still a useful one) to try different job titles that still (reasonably!) reflect what you do. The caveat is if you select something that clearly isn't what you do, in which case it just gives the insurance company something to use as an excuse to not pay out on.

I don't actually think that insurance figure is that unreasonable for your age and experience in today's climate. It'll come down quickly as you accrue NCD.
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TG.

[Evil Hans]

I'd say that there are a few descriptions there that fitted your job, but goods dispatcher probably isn't one of them. Strictly speaking, the dispatcher usually oversees and assigns the deliveries, he doesn't do them.
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Triumph Sprint ST 1050. And it's Red.

[Nobby the Bastard]

I always just put civil servant....
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trevor saxe-coburg-gotha:"Remember this simple rule - scooters are for men who like to feel the breeze on their huge, flapping cunt lips."
Triumph Sprint ST 1050

[Easy-X]

Another example of the use of statistics in insurance.

My daughter has my old Corsa. Her insurance is cheaper if I'm a named driver. I drive the car on occasions when I need to do maintenance on it for her but other so strictly speaking we're ticking the right boxes but why does that make insurance cheaper?!

Postcodes are one I do understand: some areas have higher vehicle crime than others.

On the subject of jobs don't put down pub landlord as they'll assume you're an alcoholic I assume that "driver" as an occupation sorta marks you as "more competent" but considering that also means you'll be on the road more often I would have thought it meant higher risk!

Finally, saying you own your own home gets you cheaper insurance than if you rent.
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Royal Enfield Continental GT 535, Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter

[MarJay]

Goods Dispatcher absolutely does not describe what a fast food delivery driver or rider does.
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F; Cheap project: CBR900RR FireBlade
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.

[Ice Burger]

[ThatDippyTwat]

[Nobby the Bastard]

Once again, insurance companies cannot by law revoke 3rd insurance retrospectively. What they can do iw cancel your current insurance from the current date and try and sue you for any losses they incurr, but thy will have to show that their losses are a direct result of your misrepresentation.

Potentially a fraud conviction could be on the cards as well
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trevor saxe-coburg-gotha:"Remember this simple rule - scooters are for men who like to feel the breeze on their huge, flapping cunt lips."
Triumph Sprint ST 1050

[MarJay]

[Ice Burger]

*update*

I'm in jail now...

[MarJay]

[Courier265]

[Ste]

How much of your time is spent working as a goods dispatcher?

[Ice Burger]

[kgm]

Delivering and dispatching are two different things. An aircraft dispatcher doesn't fly the plane for example.

[Ste]

[Ice Burger]

The same days, I sort of do both, next time I get back from work I'll try to explain what I mean.

Also the source of this initial misunderstanding is the version of what I thought dispatch meant. I never learnt what dispatch meant at school, I've only seen it written down when I order stuff on amazon.

[Ste]

You sort of do both but you work at Dominos as a delivery rider.

Of all the job titles on your list, goods dispatcher is the only one that you're definitely not.

You might be half retarded and you might not know what the word dispatch means but you're still not a goods dispatcher. I don't think Dominos are even going to have goods dispatchers.

[bhinso]

Wouldn't the goods dispatchers be the customers who eat the Pizzas?

[Nobby the Bastard]

We don't call everyone homosexual, just you.
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trevor saxe-coburg-gotha:"Remember this simple rule - scooters are for men who like to feel the breeze on their huge, flapping cunt lips."
Triumph Sprint ST 1050