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L Plate Warrior



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PostPosted: 19:32 - 07 Mar 2020    Post subject: Registering and insuring custom bike Reply with quote

If I want to make a bike from 2 or more old bikes what happens with registration and insurance? Is it different If I use write offs or scrap parts?
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stinkwheel
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PostPosted: 19:50 - 07 Mar 2020    Post subject: Reply with quote

Same make and model or different make and model?

If it's the same make and model, you put it all together then inform the DVLA that you have changed the engine on the V5c. The registration number goes with the frame. You will need supporting documents in either the form of a receipt for he engine detailing the engine number or a letter from a motorcycle garage stating that engine number is currently fitted to the bike.

If it's bits of two different bikes... Well, depends. Depends on how much of the original bike you use (the one that the frame is from). You need the original, unmodified frame and at least two of the following to retain the original registration: forks, wheels, engine or gear box.

If you change more than this, you'll need to put it through an MSVA test and will be issued a Q-plate if it passes. If you modify the frame, you need an MSVA anyway.

Retain enough parts of the original and you just notify a change of engine number (and or capacity) as before.

Then you'll need to insure it. If it's made from bits from the same model and is standard, insure as normal. If it's non-strandard, you need to declare the modifications. If it's bits of two different models or you have a lot of modifications, you'll need a specialist policy, these can be £££ or sometimes surprisingly cheap..
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I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.
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Bhud
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PostPosted: 20:15 - 07 Mar 2020    Post subject: Reply with quote

Purely hypothetically, if someone had put in a different engine of the same make and cc as the original, then who's to say it wasn't the original engine in the first place, if the engine number had been scrubbed off for some unknown reason by some unknown owner, unbeknownst to the present owner?
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MCN
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PostPosted: 20:36 - 07 Mar 2020    Post subject: Reply with quote

Bhud wrote:
Purely hypothetically, if someone had put in a different engine of the same make and cc as the original, then who's to say it wasn't the original engine in the first place, if the engine number had been scrubbed off for some unknown reason by some unknown owner, unbeknownst to the present owner?


Hypothetically they could trace previous owners, service records or OEM documentation.
Hypothetically.

Ask a hypothetical question and get bla bla bla.
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Bhud
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PostPosted: 20:53 - 07 Mar 2020    Post subject: Reply with quote

All good points, but one would wonder at anyone's motivation for doing all those checks.

Just as a fictional example, one Johnny Goodytwoshoes has an old XJ600. The early ones didn't have an oil cooler. He isn't mechanically inept. Far worse than that. He's a mechanical buffoon! He couldn't even fix a dripping water faucet. He goes into the house one summer's day, forgetting to turn off the ignition. His bike keeps idling nicely, quietly, and he's such an upstanding and legal citizen, he still has the stock exhaust, so nobody notices. His bike overheats, his cylinder head warps.

A neighbour rings his bell to tell him about the bike, and he answers. He quickly turns off the bike. The neighbour is a competent engineer, well familiar with bikes! He kindly pulls out some tools, removes the head, discovers the problem. He also notices the valve stems are mushroomed, all because of neglect of maintenance. This jolly fellow tells Johnny to search Ebay for certain parts to repair the bike. The parts amount to about £120 in total. The stranger thinks this is a lot, and tells Johnny to buy a replacement engine instead, as this costs a mere £90. The engine arrives at Johnny's door, and Johnny informs his neighbour and asks him what to do. The neighbour fits the engine into Johnny's bike, and all is well!

Couple of minor details: 1) the new engine had been repainted, and the engine number had been lost in the repainting. 2) The new engine has an oil cooler (not that Johnny would ever notice - him and engines don't mix) but the old one does not.

The nice neighbour fits the engine, makes sure it's working then gets back on with his own life, forgetting to tell Johnny that the engine, virtually identical to the old one, is from a slightly later version of the same bike.

There is no question of anything having been stolen, ever. Johnny has an Ebay and Paypal receipt for the replacement engine. Literally, all he did was log into Paypal, trusting his neighbour's advice that it was the right engine. He didn't see the engine being fitted, and didn't even ask if the whole engine or just some parts were to be replaced.
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Easy-X
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PostPosted: 21:02 - 07 Mar 2020    Post subject: Reply with quote

Not that I'm saying you'd try and dodge any rules but try and follow the spirit of the thing...

My old DT175 came in 100cc and 125cc flavours so if I were to swap in the spare bottom-end I have from the DT125 model (to get a starter and 12V system) then the essence of the bike is unchanged: same frame, wheels, suspension, barrel etc. it's just the engine number happens to be on the bottom case. TBH, not a detail worth mentioning to anyone but a collector. If I were to lob in an entire DT125 engine I'd just call it a DT125 from then on, for insurance, DLVA, etc.

Lobbing in an engine from say a Suzuki TS250 of the same era would mean at least fashioning some engine mounts which puts the whole structure of the bike into question (along with the fact the frame was originally designed for at most a 175cc engine.) Just for my own peace of mind I'd want a third-party to confirm the bike is safe so off it would go to do an MSVA.
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Riejufixing
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PostPosted: 21:47 - 07 Mar 2020    Post subject: Reply with quote

Bhud wrote:
Johnny has an Ebay and Paypal receipt for the replacement engine.

So surely all he has to do is to send the receipt to DVLA.
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stinkwheel
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PostPosted: 00:18 - 08 Mar 2020    Post subject: Reply with quote

Riejufixing wrote:
Bhud wrote:
Johnny has an Ebay and Paypal receipt for the replacement engine.

So surely all he has to do is to send the receipt to DVLA.


Yes. no problem. I've done three engine changes on bikes now. Fully registered with the DVLA and they all went through fine and dandy with a letter I got the guy to do at the same time as the MOT.

One of them was a different model (GPZ500 engine into a KLE500). The DLVA don't care, it could have been any engine because an engine swap by itself doesn't count as a radical alteration.

I should however have told the insurance on account of it being a performance upgrade.
____________________
“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.
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Clever username
L Plate Warrior



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PostPosted: 00:26 - 08 Mar 2020    Post subject: Reply with quote

Cheers for the answers thus far guys.

Say I brought 3 random bikes for £50 they were all write offs/didn't start/scrap or whatever and put the working parts together would I have to register it again? Would it have to be Q reg? Would it be a piece of shit to insure?
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Bhud
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PostPosted: 00:42 - 08 Mar 2020    Post subject: Reply with quote

Clever username wrote:
Cheers for the answers thus far guys.

Say I brought 3 random bikes for £50 they were all write offs/didn't start/scrap or whatever and put the working parts together would I have to register it again? Would it have to be Q reg? Would it be a piece of shit to insure?


To avoid problems down the line, don't buy the set of bikes unless they each have a V5C, and the frame and engine numbers match what's written. Keep receipts as well, because V5C isn't proof of ownership, and for the reasons already given, the engine case numbers will need some thought. It will make things a lot easier if these bikes you're looking at are all similar and have compatible parts, and if one of them has an undamaged frame (i.e. not insurance cat A, B or N). The MSVA rules suit (according to the gov website) vehicles that are up to 10 years old, which are radically altered. If you look up these rules, there are a certain minimum number of things that have to be standard equipment for the original bike whose frame you decide to use. This will affect your parts choices.

If you're doing something really unusual, and welding up frames and such with a view to doing something that won't be eligible for the original plate, then your legal and registration options aren't the problem as much as the safety considerations, i.e. you should get it tested by an engineer before riding it. Registering newer bikes and builds: MSVA. For a radically altered old vehicle, hypothetically built a very long time ago (e.g. the proverbial Enfield hardtail or 80s Japanese cafe racer), different rules apply if the work had hypothetically been done a long time ago.

It all depends on what the bikes are and what you intend to make.
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Easy-X
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PostPosted: 03:42 - 08 Mar 2020    Post subject: Reply with quote

stinkwheel wrote:
One of them was a different model (GPZ500 engine into a KLE500). The DLVA don't care, it could have been any engine because an engine swap by itself doesn't count as a radical alteration.

I should however have told the insurance on account of it being a performance upgrade.


Interesting, in a counter to my own point about dramatic engine swaps I would point out that I'd entirely trust the work of my esteemed colleague, just not my own Smile
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stinkwheel
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PostPosted: 10:57 - 08 Mar 2020    Post subject: Reply with quote

To keep it simple, aim to have either a frame with the original engine (gearbox is part of the engine on most bikes) OR a frame with original forks and wheels.

Then you can keep the original registration. The rest you can chop and change according to your whims/abilities.

Remember motorbike are not lego. Even seemingly simple swaps can be tricky and may require custom fabrication, alteration and an understanding of how things work.

Even my comparatively simple engine swap (GPZ into KLE500) which are both derived from the same engine design and as such bolt straight in was not straightforwards. The ignition advance curve is different so i had to wire in the IC igniter of the donor engine. The engine itself had a different number of timing pickups so I had to do a fair bit of head-scratching to get it hooked in. This also made the rev counter under-read by 50%. THEN I had to get it to run because the airbox design is radically different and the lack of pressure-waves means it wouldn't run properly with the standard carbs off either bike.
____________________
“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.
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Teflon-Mike
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PostPosted: 14:50 - 08 Mar 2020    Post subject: Reply with quote

You keep using the term "Write off"... what do you mean?
If a bike is 'a write off', generically that means that an insurance company has decided that it is cheaper to 'write off' the market value of the machine, and give you the money to go buy another, than it is to pay a garage to fix damage to wot-chu-got.
That throws up the Cat scheme, where if first you declare dasmage to the insurance THEY then have to decide weather to write-off the loss, and if they do, declare to the DVLA why. If its cosmetic damage that's expensive but bot dangerouse and could be fixed, then I think they award a Cat C or Cat D flag to the log book. If its more seriouse and they deide that the vehicle could not be safely repaired then it gets a Cat A or Cat B flag. If subject top claim you should send the V5 to ther insurance company, and if they Cat it, then they should return the V5 to DVLA. Depending on the flag, if catted, if Cat A or ?B then the registration is deleted, and the vehicle CANNOT be returned to the road on that registration. If Cat C or D, then it 'may' be returned to the road on that registration, but only after inspection, either an MOT or an SVA test.
So do you have the V5 for anything?
And, has that V5 been ibvalidated by a Catting that's declared the V6 'lost'?
Nut the long and the short is trhat "Write off" means little to bugger all, and certainly not in regs or law. A Cat declaration means a lot more... maybe, but there too so oft over-used many supposedly catted vehicles never have been catted by an insurance co to DVLA, and its more modern just jargon for write-off/.....
SVA rules appl;y if you radically alter any bike from standard, so read the regs. Some stuff you can get away with on the original registration, like making a chopper by using solid struts in place of back shocks, other stuff you cant, like shoving a GSXR engine in a mini-moto...
Like-for-Like substitutions like dropping a GPz engine into a KLE or a CB400N motor into a CB250 chassis, r using car analogy, putting a 16oo cross-slo engine where a 950 used to live... technically you are supposed to inform DVLA of the 'change', same as if you re-paint a red bike purple... and over the years many haven't and plod and DVLA have tended not to be too bothered, though these day the pen pushers do like to get some form of letter headed note with the change, preferably from a 3rd party garage they can check up on, to explain what's been done and why... and probably try tell you that the chanmge begs an
SVA test and fee.... but that'#s another matter...
Bottonm line, you AN use the original registration for an awful lot opf mods, declared or otherwise, before you HAVE to have SVA, let alone re-registratiojn on a bew number plate.. but devil is in the detail of them regs.,.. go read!
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Riejufixing
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PostPosted: 15:11 - 08 Mar 2020    Post subject: Reply with quote

Teflon-Mike wrote:
That throws up the Cat scheme, where if first you declare dasmage to the insurance THEY then have to decide weather to write-off the loss, and if they do, declare to the DVLA why.


From: https://www.gov.uk/scrapped-and-written-off-vehicles/insurance-writeoffs
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Bhud
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PostPosted: 17:59 - 08 Mar 2020    Post subject: Reply with quote

Teflon-Mike wrote:

Like-for-Like substitutions like dropping a GPz engine into a KLE or a CB400N motor into a CB250 chassis, r using car analogy, putting a 16oo cross-slo engine where a 950 used to live... technically you are supposed to inform DVLA of the 'change', same as if you re-paint a red bike purple... and over the years many haven't and plod and DVLA have tended not to be too bothered, though these day the pen pushers do like to get some form of letter headed note with the change, preferably from a 3rd party garage they can check up on, to explain what's been done and why...


All of which is completely unreasonable on their part.

If you change your engine and inform the DVLA, then you've informed them. Their refusal to then change the information on the V5C smacks of a denial of permission to carry out the change of engine, which is well beyond their remit. As far as Joe Public is concerned, road vehicles must be registered. Registration is based on frame number, not engine number. The registration form states that if you make certain changes, you have to inform DVLA. You make changes and inform DVLA as per your obligation. DVLA then have a choice to either refuse to register the vehicle (on what basis?) or to update their information about the vehicle and issue a new V5C. That's all fine and dandy.

What doesn't make any sense is DVLA then imposing special requirements (VOSA inspection, letterhead from the bike garage/MOT man, insurance company's inspection certificate, etc.), and then registering the vehicle (under the same old frame number and engine number) even after you've told them in no uncertain terms that the engine has changed! That's just the DVLA acting like dicks. I'm not suggesting they do it all the time, but reading up on forums, it seems they are making up these rules as they go, and as they have no clear regulatory basis to dictate that certain changes "aren't allowed", they frequently use the cop-out of simply refusing to recognise the updated information provided by the keeper on the basis they require something "official", and they continue to allow the vehicle to be registered under the old information!

It's a farce. As Riejufixing correctly pointed out, to change an engine number you need a receipt for the new engine, according to the DVLA's guidance. You only need a garage report on headed paper if you're changing the fuel type, e.g. from petrol to diesel, or from diesel to LPG. Understandable, as these are major changes. But plenty of people report being asked for further proof from a garage to support a basic engine number change, as if people were incapable of changing their own engines themselves, or as if people were generally unreliable or prone to be compulsive liars! Johnny changed his engine, so he tells the DVLA, as he is required. The DVLA says, sorry Johnny, we don't believe you. Can you provide independent documentary corroborating evidence of this claim? Bonkers.

This is where a dollop of black engine paint can save a bit on postage costs and in wrangling with disorganised bureaucrats. What they don't know can't harm them.
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stinkwheel
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PostPosted: 01:19 - 09 Mar 2020    Post subject: Reply with quote

Dear DVLA.

I just fitted a 600cc, low emission engine in my Dodge charger. Engine number 0N01D1DNT. Please amend your records accordingly. I enclose my cheque for a fiver annual road tax.

Sincerely,
____________________
“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.
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Bhud
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PostPosted: 01:37 - 09 Mar 2020    Post subject: Reply with quote

That's a good point, but for the same taxation class, e.g. changing your KLE500 engine to a GPZ500 one, you don't stand to gain any advantage by misrepresenting the engine change.

The equivalent to the Dodge engine change would be misrepresenting that you changed your KLE500 engine to a YBR125 engine, with a view to claiming you were entitled to a more favourable taxation class as a result.

As it was, you were made to get your engine independently certified before the DVLA would change their information, even though you stood to gain nothing by either telling them of the engine change, or omitting to tell them of the engine change. The applicable tax rate was the same before and after your engine change.
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Easy-X
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PostPosted: 14:41 - 09 Mar 2020    Post subject: Reply with quote

That's an interesting point and it doesn't even need to be a full engine swap...

Surely anything like full exhaust system, remap, carb downgrade, etc. is something that could potentially be slipped by number-plate/VIN based categorisation systems such as the ULEZ.

Good job bikers are so honest Wink
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