piss take insurance

[Ice Burger]

Just passed my A2 restricted license, Mod 1 and 2 perfect score no faults.

Here's my quote, 20 years old, Honda cbr 400rr, 0 years no claims.

[Ice Burger]

Also tried arsing around seeing what happened if I've wrecked 2 cars and lost my license at 17.

Same price

[t121anf]

Probably the bike, aren’t 400s old and imports making parts hard to find and very costly?

[Keithy]

What do they quote you on a RE Himalayan?

[Ice Burger]

[Ste]

Spoiler:

The quote is £2,285.09 for TPO.

[NJD]

Take a look here (eBay store) and see if there's anything you like for a year, or two? Similarly look around eBay stores that sell projects to the public: here being another one.

I'd keep the 400 because you're going to regret selling it and its hardly cheap to buy one back again, but as above grey import and 0 NCB will not have helped you in that quote at all.

Store it, get a second and build up your NCB bonus or polish it to death and sell it on for as much as possible and put it on the "future bike to own" list. Depends how much cash you've got and space for a second.

Try M[SAPCE]C[SPACE]E, out of interest. Dog diddly poop but may be worth a shot.
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The do it all, T̶h̶e̶ ̶b̶r̶o̶k̶e̶n̶ ̶o̶n̶e̶,̶ ̶T̶h̶e̶ ̶b̶i̶g̶ ̶l̶u̶m̶p̶,̶ ̶C̶h̶o̶n̶g̶ ̶N̶o̶o̶d̶l̶e̶

[Kawasaki Jimbo]

On-line quote? Try phoning around instead.

[arry]

My ghast has been flabbered - truly.

Buy a more sensible bike and do a couple of years on it to get some no claims under your belt. You're 20 - it's not like you've got a rush ahead of you to squeeze life affirming stuff in.

[ThunderGuts]

It's probably because it's a sports bike; although it's "only" a 400 (albeit it's hardly slow), the fact it's a sports bike will mean you're statistically far more likely to plough it into someone than a rider with a sit-up-and-beg commuter.

As above really, if you can afford to do so (and have the space) I'd store the 400 and get a hack to tide you over the first few years and get some NCD under your belt. You could fettle the 400 in the meantime and get it mint if that's your thing.

If it's any comfort, I was paying close to £600 when I got my first bike (Bonneville) at 32 but it does drop quickly over the first few years.
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TG.

[Copycat73]

[Robby]

Back when I was that age we all had grey import 400s. Thinking about how we all behaved, I can see why your insurance quote is so high. Not a demographic I would trust.

I would see it as a silver lining. The import 400s weren't very good 15-20 years ago, and won't have improved with age. Nice to have as a second bike maybe. Chances are that if you strip your one down looking for things to fix you'll easily have a couple of years worth of work in there.

An ER-6 has very similar stats on paper, with the advantage of being much newer and having some aftermarket support for decent suspension. Something in that class should be insurable.

[redeem ouzzer]

lol £90 here for my 400 which is barely clinging to being a road bike (all mods declared).

As much I hate ER6's and SV's you have an outside chance of getting cover on one being a n00b.
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Be a REAL MAN!

[doggone]

[LustyLew]

[ThunderGuts]

[c-m]

The key is to never use your real name email or any contact details, and even your address. Until you are sure you want to take out the policy.

Even better is to use a VPN so that they don't have your IP either. And either clear cookies or use a private tab for the quotes.

[Fisty]

[Easy-X]

I dunno if it helps* but my ol' DT cost about £80 to insure fully comp

*Probably not but it gave me a chuckle.
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Royal Enfield Continental GT 535, Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter

[bhinso]

As you get older your bike insurance quotes go down.

But your life insurance quotes go up.

[DJP]

Meh, the obligatory:

"I'm young, have no experience and want to insure some oddball, never officially imported rarity and they want to charge me a fortune. who'd a thunk it...?" thread.

Yawn...
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Suzuki Bandit 1250
https://deejayp999.atwebpages.com/index.html
That's http not https

[Easy-X]

[bhinso]

[Ste]

[Nobby the Bastard]

Caselaw says that third party insurance (the bit you legally need) cannot be cancelled retrospectively under any circumstances.

They can end the policy, sue you to within an inch of your life for their resultant costs, and you'll have to declare the ended policy for the rest of you life but they cannot cancel the policy retrospectively.

So the cops can fuck off if they state that to me.
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trevor saxe-coburg-gotha:"Remember this simple rule - scooters are for men who like to feel the breeze on their huge, flapping cunt lips."
Triumph Sprint ST 1050