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Bike damaged by the wind - claim or not?

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Musketeer
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PostPosted: 11:07 - 31 Jan 2022    Post subject: Bike damaged by the wind - claim or not? Reply with quote

Sadly I found my bike on its side this morning. I think it might gave been the wind
Unfortunately the fairings are badly cracked. It's never happened to me before. As far as I know the original fairings can no longer be sourced from the manufacturer but maybe I'm wrong Sad

It's 2005 Fireblade

I'm thinking to claim as I don't really fancy chinese aftermarket fairings. But can they even fix it?
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Nobby the Bastard
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PostPosted: 11:10 - 31 Jan 2022    Post subject: Reply with quote

It'll be written off.
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TheRealSmiler
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PostPosted: 11:24 - 31 Jan 2022    Post subject: Reply with quote

As Nobby has already said the price of fairings will write the bike off as Cat C likely due to the age of the bike and price of OEM fairings.
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A100man
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PostPosted: 11:53 - 31 Jan 2022    Post subject: Re: Bike damaged by the wind - claim or not? Reply with quote

Musketeer wrote:
Sadly I found my bike on its side this morning. I think it might gave been the wind
Unfortunately the fairings are badly cracked.


How bad? Pics??

In the small ads of the bike mags you see plastic welding services. Could be an option.
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redeem ouzzer
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PostPosted: 11:56 - 31 Jan 2022    Post subject: Reply with quote

As long as there's no bits missing the fairings can be repaired and repainted to a level that is indistinguishable from how they were. However your insurance won't be paying for it.
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KiwiBob
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PostPosted: 11:57 - 31 Jan 2022    Post subject: Reply with quote

Things to consider ... How much is your excess? Is your no claims bonus protected?
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Fat Angry Scotsman
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PostPosted: 12:10 - 31 Jan 2022    Post subject: Re: Bike damaged by the wind - claim or not? Reply with quote

Musketeer wrote:
Sadly I found my bike on its side this morning. I think it might gave been the wind
Unfortunately the fairings are badly cracked. It's never happened to me before. As far as I know the original fairings can no longer be sourced from the manufacturer but maybe I'm wrong Sad

It's 2005 Fireblade

I'm thinking to claim as I don't really fancy chinese aftermarket fairings. But can they even fix it?


I didn't post it on the forum because it was a bit pointless, but my bike got blew over onto its' right side the other night and fucked the right-hand oxford handguard and the right wing mirror and scratched up the right upper fairing.

I didn't give a single fuck though as I had already bought the replacements for the bike which included a matched pair set of mirrors, handguards and the right-hand fairing as I got a deal on it.

In your situation, it depends on the cost to replace versus your excess, whether your NCB is protected, etc.

If the cost to get replacement parts (even used ones from eBay) is under your excess then don't claim - just fix. If you will lose your NCB if you claim then is it worth it to you?
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Polarbear
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PostPosted: 12:17 - 31 Jan 2022    Post subject: Reply with quote

They are going to say it's finacially not feasable to repair and offer you some derisory settling fee to write it off.

I suspect you will be bertter off buying some chinese fairings and flogging it on while keeping your NCD. It really just comes down to what they offer you and if you think it's worth it.
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xX-Alex-Xx
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PostPosted: 12:43 - 31 Jan 2022    Post subject: Reply with quote

Streetfigher it Mr. Green

Considering a set of aftermarket farings is about 350 quid, personally I'd go with that route rather than having the bike written off. Won't be OEM quality but better than nothing.
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st3v3
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PostPosted: 13:38 - 31 Jan 2022    Post subject: Reply with quote

I would get a cheap set for the moment and keep an eye out for spares coming up online.

Why give insurance companies a reason to charge you more for nothing?
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Ste
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PostPosted: 14:49 - 31 Jan 2022    Post subject: Reply with quote

How much is your excess?

You are young and your insurance is expensive or you're old and your insurance is cheap?

You've got lots of different insurance policies that you'll have to declare the claim to for the next few years?

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Moth
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PostPosted: 20:37 - 31 Jan 2022    Post subject: Reply with quote

I find it interesting that there are still so many folk who use the "protected NCB" as part of the equation.

Protecting your NCB means that you will still be able to enjoy a set discount off of your premium. It does not mean that your premium is protected & you won't be paying more for your insurance next year.

Is there anyone who still pay's extra to protect their NCB that has already discovered this?
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xX-Alex-Xx
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PostPosted: 20:41 - 31 Jan 2022    Post subject: Reply with quote

Would say that's common sense but that's pretty rare these days.
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DJP
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PostPosted: 21:02 - 31 Jan 2022    Post subject: Reply with quote

If you want to keep the bike, fix it yourself.

If you claim, it'll be a write off.
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t121anf
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PostPosted: 21:22 - 31 Jan 2022    Post subject: Reply with quote

I’ve got a set of spare fairings form Auctmart and they are actually good. I wouldn’t mix and match with OEM but they are fine as a full set.

Only problem I have with them is the stupid sods sent a 20th anniversary blue tail piece rather than the normal dark blue, got a partial refund from eBay/PayPal for it.

I keep them should I decided to do track days.

Don’t write off the Chinese fairing option yet.
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Musketeer
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PostPosted: 04:32 - 01 Feb 2022    Post subject: Reply with quote

I'll ring them and see what they can offer me.

Protected NCD (for what it's worth). I'm not a young rider.
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adam277
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PostPosted: 07:39 - 01 Feb 2022    Post subject: Reply with quote

Musketeer wrote:
I'll ring them and see what they can offer me.

Protected NCD (for what it's worth). I'm not a young rider.


I dunno if I would even tell them.

For me. Unless the bike is a write off or the bike was hit and someone else is at fault. I would never tell the insurance company.

I see people tell the insurance company all sorts of stuff. For example, my dad who get a massive ding on his car door due to parking at Tesco.
New door costs £150.
His insurance premiums went up by £300.

There is no winning with insurance companies. They are only useful for getting some money back if your bike is an actual write off. Even then you are going to get screwed on the valuation.

Also if your bike is a Fairblade you will find fairings pretty easy on Fleabay.
Better yet. Buy a fairing fibreglass kit. The clips are replacable and zip ties are your friend Razz.
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ThunderGuts
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PostPosted: 08:25 - 01 Feb 2022    Post subject: Re: Bike damaged by the wind - claim or not? Reply with quote

Fat Angry Scotsman wrote:

I didn't post it on the forum because it was a bit pointless, but my bike got blew over onto its' right side the other night and fucked the right-hand oxford handguard and the right wing mirror and scratched up the right upper fairing.


Jesus, you're not having much luck lately are you?! Shocked
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Skudd
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PostPosted: 08:45 - 01 Feb 2022    Post subject: Reply with quote

redeem ouzzer wrote:
Why are you using a picture of my bike for your avatar?? .

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Fat Angry Scotsman
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PostPosted: 08:55 - 01 Feb 2022    Post subject: Re: Bike damaged by the wind - claim or not? Reply with quote

ThunderGuts wrote:
Jesus, you're not having much luck lately are you?! Shocked


Nah mate, but I wasn't bothered about it at all since I already had new handguards, right-hand wing-mirror and right-hand fairing so literally was changing them all anyway.

However, what did really fucking suck was that the headlight housing was cracked all the way around it, the epoxy seemed to be OK actually as a fix but the killing blow was that the lug/wing for fixing through the wing-mirror and for bolting it into the fairing on the upper-left hand side was sheared off. I thought I would get away with epoxying it back on and leaving it to cure overnight but this morning I went to see if it would work and the epoxy just isn't rigid enough and it bends at the joint.

Just need to bite the bullet and get a new headlight housing from Fowlers... another £240 sunk into the bike.

Bike cost me £2,500.00 to buy and since I have had her I have probably spent £1,200-ish in parts to repair, maintain and service her in less than a year. In complete honesty though the vast majority of that cost came from me looping it so I can't complain about that part of the cost it was totally down to me being a cunt.

The rest of it sucks because it was knocked over by someone else and just left there with no fucks given. That still stings. Once the headlight unit comes in the total cost of parts for this occasion is probably around the £500 - £550 mark.

I am so fucking thankful I listened to the forum and bought a used-cheap bike though. I would have written off a new one twice over by now.
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Ayrton
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PostPosted: 09:44 - 01 Feb 2022    Post subject: Re: Bike damaged by the wind - claim or not? Reply with quote

Fat Angry Scotsman wrote:
ThunderGuts wrote:
Jesus, you're not having much luck lately are you?! Shocked


Nah mate, but I wasn't bothered about it at all since I already had new handguards, right-hand wing-mirror and right-hand fairing so literally was changing them all anyway.

However, what did really fucking suck was that the headlight housing was cracked all the way around it, the epoxy seemed to be OK actually as a fix but the killing blow was that the lug/wing for fixing through the wing-mirror and for bolting it into the fairing on the upper-left hand side was sheared off. I thought I would get away with epoxying it back on and leaving it to cure overnight but this morning I went to see if it would work and the epoxy just isn't rigid enough and it bends at the joint.

Just need to bite the bullet and get a new headlight housing from Fowlers... another £240 sunk into the bike.

Bike cost me £2,500.00 to buy and since I have had her I have probably spent £1,200-ish in parts to repair, maintain and service her in less than a year. In complete honesty though the vast majority of that cost came from me looping it so I can't complain about that part of the cost it was totally down to me being a cunt.

The rest of it sucks because it was knocked over by someone else and just left there with no fucks given. That still stings. Once the headlight unit comes in the total cost of parts for this occasion is probably around the £500 - £550 mark.

I am so fucking thankful I listened to the forum and bought a used-cheap bike though. I would have written off a new one twice over by now.


If its ABS try fixing it with acetone. You can melt some ABS in acetone to make a slurry that's really strong too. I repaired a fairing that was snapped in half with this technique and it ended up stronger than OEM.
https://www.youtube.com/watch?v=a4LoMJGfhzg
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Polarbear
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PostPosted: 15:10 - 01 Feb 2022    Post subject: Reply with quote

Is David Silvers still going? You used to find some rocking horse poo in his warehouse.
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Fat Angry Scotsman
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PostPosted: 15:21 - 01 Feb 2022    Post subject: Re: Bike damaged by the wind - claim or not? Reply with quote

Ayrton wrote:
If its ABS try fixing it with acetone. You can melt some ABS in acetone to make a slurry that's really strong too. I repaired a fairing that was snapped in half with this technique and it ended up stronger than OEM.


It wasn't the fairing that's snapped, it's a part of the headlight housing itself. Fowlers' couldn't get me next-day delivery on the part and I can't have the bike in the warehouse over the weekend, so I just went across the whole thing again with another coating of epoxy and bolted it in with the three bolts that still had a piece of the housing to go through. The one that didn't (top-left) was still used to hold the wing-mirror bracket to the main bracket and fairing-clip-thing.

I am just going to put it back together and hope it doesn't fuck-up and it makes it through its' next MOT. It's not the reflector or lens that's fucked - it's the housing and there's a piece of plastic rattling around inside it but for the life of me I couldn't get it out. The headlight assembly is bolted to the bracket and fairings using 3 (of 4) bolts and I tried moving it around by hand and its' pretty secure. I don't know if it would be a problem but I used some gorilla tape to tape the topside of the housing to the underside of the main steel bracket (that then gets bolted to the frame).
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