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UncleFester
World Chat Champion



Joined: 30 Jun 2013
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PostPosted: 06:42 - 07 Dec 2022    Post subject: Reply with quote
More than one account - 'spending' account with a linked card never has more than enough in it for what i want to buy week in / week out. Contactless limit manually set to 20 quid. Bank wanted it set at £100 when they updated their system - GTF with that.

Everything that has an account that pays has MFA set by text/App and notifications by email. Anyone ringing to demand payment / offer money gets hung up on - nothing is free other than stuff you neither need nor want.

Decent AV and emails set to plain text so i can see what links actually are. The only way to 'click' is to copy and paste out into a browser.

No loans. No Credit Card(s).
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arry
Super Spammer



Joined: 03 Jan 2009
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PostPosted: 08:21 - 07 Dec 2022    Post subject: Reply with quote
stinkwheel wrote:
All my banking is done in person at my local branch. No phone or internet banking facility on my account.


My local branch is anything but local these days.
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Freddyfruitba...
World Chat Champion



Joined: 20 May 2016
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PostPosted: 11:18 - 07 Dec 2022    Post subject: Reply with quote
stinkwheel wrote:
All my banking is done in person at my local branch. No phone or internet banking facility on my account.

Are you my mother-in-law? Wink
How many more years do you reckon you'll actually have a local branch? Single figures at most, anywhere in the country, is my bet
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KC100->CB100N->CB250RS--------->DL650AL2->R1200RS->R1250RS
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stinkwheel
Bovine Proctologist



Joined: 12 Jul 2004
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PostPosted: 14:12 - 07 Dec 2022    Post subject: Reply with quote
Freddyfruitbat wrote:
stinkwheel wrote:
All my banking is done in person at my local branch. No phone or internet banking facility on my account.

Are you my mother-in-law? Wink
How many more years do you reckon you'll actually have a local branch? Single figures at most, anywhere in the country, is my bet


It'll always have a branch, it's pretty much their selling point. It's a local building society and they have 17 branches within a 15 mile radius of where I'm sitting now, I've always had to join a short queue any time I've gone in one. Staff are helpful and courteous and incredibly patient with some of the elderly customers who come in.

I opened a new savings account last year and there's no card or postal statements, it's got a bank book! I had to go in and sign it in front of them and they update it whenever you present it at the counter. Like to see someone boiler-room fraud that account!

They are extremely well liked as a banking institution, probably the most popular in the area but you can only have an account with them if you have a local postcode.

EDIT: They're pretty hot on security too. When I called to let them know I was going to be using my card abroad, they wanted to know where I was calling from. I was actually at work at the time. They said they were checking because I'd only ever called from my home number before.
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“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.
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Ribenapigeon
Super Spammer



Joined: 20 Feb 2012
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PostPosted: 10:21 - 13 Dec 2022    Post subject: Reply with quote
chickenstrip wrote:
Stay broke. You can't scam broke folk.


Brighthouse did.
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Old Thread Alert!

The last post was made 2 years, 150 days ago. Instead of replying here, would creating a new thread be more useful?
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