Insurance question

[Nmoore]

Hi All

Just returning to biking after a 10 year lull. Bought my new bike and am waiting on it getting delivered.
In the meantime, I thought I would look at insurance quotes.

So……I don’t have a garage but have the facility to rent a lock up from the local council. I’m a wee bit apprehensive as it’s not right next door, but will take all the security precautions I can.

Anyway, the cheapest quote I can get is around £600 based on the bike being garaged at the alternative address. A quote for keeping it on private property is £1500.

The question is, I can keep it inside the house itself. ( I have a sun room, a sort of brick conservatory it can stay in). However there doesn’t seem to be an option for something like that.
Would it be classed as garaged ???? It’s definitely going to be safer stored there as opposed to a lock up.

Any advice, hints, tips etc would be appreciated.

Thanks

Neil

[panrider_uk]

I would think that would be more secure than an attached garage and essentially the same

Give them a ring and ask.
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Current bikes: Hondas - Forza 750, ST1100A

[Ste]

A sun room conservatory is not a garage so I'm going to say that it wouldn't count as being garaged.

Plus your home insurance might not be overly happy about the idea.

[Easy-X]

Effectively you're asking if you can store a tank of petrol inside your house.
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Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter

[stinkwheel]

[Nobby the Bastard]

My garage is underneath my house. I've kept a bike full of fuel in there for the last 9 years.

My house insurance doesnt ask about that. My bike insurance asks if its in a locked garage.

My house insurance is more concerned about irrelevances like fire alarms...
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trevor saxe-coburg-gotha:"Remember this simple rule - scooters are for men who like to feel the breeze on their huge, flapping cunt lips."
Triumph Sprint ST 1050

[Ste]

Building regulations covering fire safety is the main difference between a garage and rooms in the house.

[A100man]

Pff, no-one else wnat to know what bike so we can :

a) pour scorn

b) be ironically enthusiatic

c) be full of admiration.
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Now: A100, GT250A, XJ598, FZ750

Then: Fizz, RS200, KL250, XJ550, Laverda Alpina, XJ600, FZS600

[Capt Sisko]

Just as a side note, petrol fumes are 3 to 4 times heavier than air. That's one of the reason why most attached or built in garages have a step down into them from the house.